WorksheetsAdvanced Auto Loss Causes
Total questions: 18
Worksheet time: 9mins
Garage Auto: The owner of Ted's Garage calls in and states he is insured
with ERIE insurance and a customer fell on their property
What is the loss cause?
Other Comp/Collision
3rd Party Liability: Slip/Fall on Premises
This would not be filed on Garage Auto
3rd Party Liability:
Other Liability
Our insured's parked vehicle was struck by a motorcycle
What is the loss cause?
Collision:
CLMT rear ended INSD
Comprehensive:
Other
Collision:
Collision with Motorcycle
Collision:
Fixed Object/Parked Vehicle(s)
Garage Auto: Jimbo the service manager of Jim's Garage (Insured with ERIE) was
driving a customers vehicle and got into an accident
What is the loss cause?
Collision - 3 or less vehicles
3rd Party Liability:
Damage to Customer's Auto/Property
Other Comp/Collision
3rd Party Liability:
Other Liability
Garage Auto: Jimbo the service manager of Jim's Garage (Insured with ERIE) was
driving a company vehicle (listed on the policy) and got into an accident
What is the loss cause?
Collision - 3 or less vehicles
3rd Party Liability:
Damage to Customer's Auto/Property
Other Comp/Collision
3rd Party Liability:
Other Liability
Our insured was rear ended by a Motorcycle at a red light
What is the loss cause?
Collision:
CLMT rear ended INSD
Comprehensive:
Other
Collision:
Collision with Motorcycle
Collision:
2 or 3 Vehicles (Not parked)
Insured called and stated a piece of metal flew off the road into their windshield. There was only damage to the windshield
What is the loss cause?
Comprehensive:
Other
Collision:
Fixed Object/Parked Vehicle(s)
Collision:
2 or 3 vehicles (not parked)
Transfer to ERIE glass
Insured states that the catalytic converter was stolen from her vehicle.
What is the loss cause?
Comprehensive:
Vandalism and MM
Comprehensive:
Other
File this under home owners policy
Comprehensive:
Theft of Audio/Other parts
Attorney calls representing insured who was injured while riding in claimant's vehicle. He is filing for insured's injuries only.
What is the loss cause?
Medical Only:
Injured as Pedestrian
Medical Only:
Injured as passenger in non-covered vehicle
Medical Only
Injured entering / exiting vehicle
Collision:
2 or 3 vehicles (not parked)
Garage Auto: Garage Owner called in and stated someone struck a customers vehicle parked on their lot waiting to get worked on
What is the loss cause?
Collision - 3 or less vehicles
3rd Party Liability:
Damage to Customer's Auto/Property
Other Comp/Collision
3rd Party Liability:
Other Liability
Insured called and stated a piece of metal flew off the road into their windshield. There was only damage to the windshield and to their hood and roof
What is the loss cause?
Comprehensive:
Other
Collision:
Fixed Object/Parked Vehicle(s)
Collision:
2 or 3 vehicles (not parked)
Transfer to ERIE glass
Garage Auto: Owner called in and stated someone struck one of their vehicles that is for sale, that is parked on their lot
What is the loss cause?
Collision - 3 or less vehicles
3rd Party Liability:
Damage to Customer's Auto/Property
Other Comp/Collision
3rd Party Liability:
Other Liability
Insured called in and stated someone ran them off the road, but never stopped to check on them or give their information.
What is the loss cause?
Comprehensive:
Other
Collision:
2 or 3 vehicles (not parked)
Transfer to ERIE glass
Collision:
Fixed Object/Parked Vehicle(s)
CLMT called in and stated our insured hit their parked vehicle and fled the scene. The claimant got our insureds license plate and the police gave the claimant our insureds information so they could file a claim
What is the loss cause?
Comprehensive:
Other
Collision:
Fixed Object/Parked Vehicle(s)
Collision:
Insured rear ended claimant
Collision:
2 or 3 vehicles (not parked)
Insured stated that employee and claimant were backing out of parking spaces at same time and backed into each other.
What is the loss cause?
Collision:
Fixed Object/Parked Vehicle(s)
Comprehensive:
Vandalism
Comprehensive:
Other
Collision:
2 or 3 vehicles (not parked)
Garage Auto: The owner of Bobs Fixins called in and stated someone stole catalytic converters from 6 of their vehicles on the policy
What is the loss cause?
Other Comp/Collision
3rd Party Liability:
Damage to Customer's Auto/Property
Theft of Entire Vehicle
Other Liability
Insured stated they hit a deer, then
lost control of their vehicle and hit a guardrail with their dump truck .
What is the loss cause?
Comprehensive:
Wild Animal
Comprehensive:
Other
Collision:
Fixed Object
None of the above
Insured states that neighborhood kids put graffiti
on his vehicle while it was parked in front of his house.
What is the loss cause?
Collision:
Fixed Object/Parked Vehicle(s)
Comprehensive:
Vandalism and MM
File this under the property policy, not auto
Comprehensive:
Other
Claimant calls to report that he struck insured who was riding a bike.
What is the loss cause?
Medical Only:
Injured as Pedestrian/Bicyclist
Medical Only:
Injured as passenger in non-covered vehicle
Collision:
2 or 3 vehicles (not parked)
Collision with Bicycle
