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WorksheetsHome Insurance Assessment
Total questions: 15
Worksheet time: 8mins
Name
Class
Date
1.
You can purchase Reliance Bharat Griha Raksha Policy if..
a)
You own the structure,
b)
Your structure is occupied by a tenant, a licensee or Your employee
c)
You are occupying Your home as purchaser under an agreement of sale
d)
You are an authorized occupier of Your home
e)
All of the above
2.
What can be the maximum term for Reliance Bharat Griha Raksha policy?
a)
1 Year
b)
2 Years
c)
3 Years
d)
10 Years
3.
What is the maximum sum insured limit in Reliance Bharat Griha Raksha
a)
1 Crore
b)
5 Crore
c)
No Sum Insured Restriction
d)
10 Crores
4.
How much excess will be deducted from each claim amount?
a)
1000 rupees
b)
Nil Excess
c)
5% of claim amount
d)
2000 rupees
5.
What is the standard limit of home content cover?
a)
20% of Building SI
b)
10% of Building SI
c)
25% of Building SI
d)
30% of Building SI
6.
What is the sum insured of optional personal accident cover?
a)
1 lac rupees per person for self & spouse
b)
5 lac rupees per person for self & spouse
c)
3 lac rupees per person for self & spouse
d)
10 lac rupees per person for self & spouse
7.
Can we offer Bharat Griha Raksha for a building where commercial activities are performed?
a)
Yes
b)
No
8.
What fall under exclusion in Bharat Griha Raksha Policy?
a)
Fire
b)
Lightning
c)
Earthquake
d)
War or warlike operations
9.
What will be coverage of valuable content?
a)
Actual Market Price
b)
Agreed Value
c)
20% of Building SI
d)
None of Above
10.
Can customer opt both "Loss of Rent" & "Rent of Alternative Accommodation" in one policy?
a)
Yes
b)
No
11.
Under home building cover, what claim will be paid, if building is damaged due to insured peril?
a)
Cost of repairs
b)
Architect, surveyor, consulting engineer fees
c)
Costs of removing debris from the site.
d)
All of the above
12.
Does under insurance apply to o Reliance Bharat Griha
Raksha Policy?
a)
Yes
b)
No
13.
How much auto escalation of building SI will be there every year?
a)
20%
b)
25%
c)
10%
d)
None of Above
14.
Does damage due to Acts of terrorism is covered in Bharat Griha Raksha policy?
a)
Yes
b)
No
15.
Does personal accident cover is inbuilt cover in this plan?
a)
Yes
b)
No
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