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Worksheets

Advanced Economics

Total questions: 36

Worksheet time: 20mins

Name
Class
Date
1.

_______ is an increase in prices over time.

a)

Expansion

b)
Inflation
c)

Interest Rate

2.

If people & businesses spend a LOT of money and the money supply increases too much, what tends to happen?

a)

High inflation rates

b)

High unemployment rates

c)

GDP crashes

3.

Currently, what's our inflation rate? [Think back to that CPI/Inflation worksheet & website]

a)

2.9%

b)

4.8%

c)

8.5%

4.

U.S. currency is no longer backed by gold or silver. What kind of currency does that mean we have now?

a)

cryptocurrency

b)

legal tender

c)

fiat

5.

What are the four phases of the business cycle?

a)

expansion, peak, contraction, trough

b)

expansion, peak, recession, depression

c)

land, labor, capital, entreprenuership

6.

In the business cycle, what happens during the contraction phase? [Hint: contractions are painful]

a)

GDP rises, unemployment rates decrease, and businesses spend more money.

b)

Economic activity declines, leading to reduced spending and increased unemployment.

7.

What happens during the expansion phase of the business cycle?

a)
Economic activity decreases, leading to a recession.
b)

Economic activity increases, leading to rising GDP

8.

A contraction lasting at least 6 months is known as what?

a)

inflation

b)

depression

c)

recession

9.

What tends to start a contraction or recession?

a)

Governments spend less

b)

Consumers spend less

c)

Exports increase

10.

What does it mean if Gross Domestic Product (GDP) is falling?

a)

Less money is being spent on goods & services

b)

Inflation (prices going up)

c)

Consumer confidence is high

11.

When consumers and businesses spend less, what tends to follow?

a)

Governments spend less

b)

Inflation

c)

Unemployment rises

12.

This economic indicator measures the value of all new goods & services produced within the country within a certain time frame (ex: 1 year).

a)
Gross Domestic Product (GDP)
b)
Balance of Trade (BOT)
c)
Consumer Price Index (CPI)
d)

GDP Per Capita

13.

What is a piece of significant economic data that economists use to evaluate the overall health of the economy?

a)

statistics

b)

economic indicator

c)

heat maps

14.

Who handles monetary policy?

a)

Congress (the government)

b)

The Federal Reserve (our central bank)

15.

Economic indicator that surveys the public to see if they are optimistic or pessimistic about the economy

a)

GDP

b)

Consumer Price Index (CPI)

c)

Consumer Confidence

16.

Consumer Price Index (CPI) measures what?

a)

Total sales of goods and services

b)

If prices are rising or falling

c)

Interest Rates

17.

What is the correct GDP formula?

a)

C - I - G - X

b)

C + B + G + I

c)

C + I + G + Xn

d)

C + I + G - Xn

18.

What does the unemployment rate measure?

a)

% of people working

b)

% of people not working

c)

% of labor force out of work and looking for work

19.

Rising interest rates do what?

a)

Encourage consumer spending

b)

Automatically kicks off a recession

c)

Slows economic growth

20.

The phases of expansion and contraction in an economy over time?

a)
Recessions
b)
Business cycles
c)
Output yo-yos
21.

__________ unemployment is caused by a downturn in the economy (contraction or recession).

a)

structural

b)

cyclical

c)

seasonal

d)

frictional

22.

Who handles fiscal policy?

a)

Congress (the government)

b)

The Federal Reserve (central bank)

23.

GDP = C + I + G + Xn What does Xn stand for?

a)

Consumer spending

b)

Business spending

c)

Net exports
(exports - imports)

24.

If businesses and consumers are spending less money, who can spend more money to get us out of a recession?

a)

The government

b)

The Federal Reserve Bank

25.

What does GDP Per Capita measure?

a)

The average income of a population

b)

Total sales in a nation

c)

A nation's wealth & standard of living

26.

Who is the current chairperson of the Federal Reserve Board (our central bank)?

a)
Janet Yellen
b)

Adam Smith

c)
Jerome Powell
d)
Alan Greenspan
27.

How many regional banks are in the Federal Reserve?

a)
12
b)
8
c)

1

d)
10
28.

Who is included in the labor force?

a)

15-year-old working part-time

b)

17-year-old working part-time

c)

Someone in the Army

d)

Stay-at-home parent who isn't looking for a job

29.

Increasing the money supply (more money in circulation) is the same thing as...

a)

stimulating (heating up) the economy

b)

slowing down (cooling down) the economy

30.

What is the U.S.A.'s goal for the unemployment rate?

a)

0%

b)

2%

c)

4%

d)

15%

31.

What is the U.S.A.'s goal for GDP growth each year?

a)

0%

b)

2%

c)

5%

d)

15%

32.

When does a recession happen?

a)

when GDP goes down for 6 months or more

b)

when inflation rates are at their highest

c)

when unemployment rates drop significantly

33.

The % of deposits that banks must keep in their vaults (and cannot lend out).

a)
Reserve requirement
b)
Capital adequacy
c)
Liquidity ratio
34.

____ will adjust interest rates, change reserve requirements, and buy/sell Treasury Bonds to help keep our economy on track.

a)

Congress

b)

The Federal Reserve Bank

35.
If the unemployment rate is rising and GDP is falling, the fiscal policy action that the federal government should MOST likely follow is 
a)
decreasing taxes.
b)
decreasing spending.
c)
decreasing the money supply.
36.

If the unemployment rate is rising and GDP is falling, the monetary policy action that the Federal Reserve Board should MOST likely follow is 

a)

decrease taxes

b)

decrease interest rates

c)

increase interest rates