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Worksheets

Digital Experience Roadshow 2022

Total questions: 30

Worksheet time: 10mins

Name
Class
Date
1.

How many devices can I bind to the same M Journey Mobile App access (i.e. username)?

a)

1 (One)

b)

2 (Two)

c)

3 (Three)

d)

4 (Four)

2.

What is M Journey Key (MJK)?

a)

MJK is one of MBSB Bank Property Financing products

b)

MJK is an icon for MBSB Bank Mobile Banking

c)

MJK is a safer & convenient way to authorise transactions using Secure Token

d)

MJK is a free Key Chain given to customer for downloading our MIB

3.

How many attempt the user is allowed to try to login to RIB / MIB again before the account is locked out?

a)

1 (One)

b)

2 (Two)

c)

3 (Three)

d)

4 (Four)

4.

The following is the type of DuitNOW Proxy, EXCEPT...

a)

Mobile Phone Number

b)

Business Registration Number

c)

Identification Card Number

d)

Bank Negara Assigned Number

5.

The following is the product that you can use for Retail Internet Banking (RIB) registration, EXCEPT...

a)

Debit Card

b)

Financing Account

c)

Deposit (CASA) Account

d)

Term Deposit Account

6.

What is the current maximum Daily Transfer Limit for our Retail Internet Banking (RIB)?

a)

RM 10,000.00

b)

RM 20,000.00

c)

RM 30,000.00

d)

RM 40,000.00

7.

Can overseas mobile number register as TAC for our Retail Internet Banking (RIB)?

a)

Yes

b)

No

8.

Can we on-board a Makcik Goreng Pisang to become one of our DuitNow QR Merchant?

a)

Yes

b)

No

9.

(Internet Banking) - In what situation the system will prompt Challenge Question (CQ) ?

*you may select more than one answers

a)

Change of Daily Transactions Limit

b)

Add favourite account number

c)

Make JomPAY payment of RM2.50

d)

DuitNow ID Management

(Change of Proxy)

10.

What is the Daily Transactions Limit for our MBSB Bank e-Wallet?

a)

RM150.00

b)

RM2,000.00

c)

RM200.00

d)

RM350.00

11.

If we received an SMS from a "Bank" asking us to click a hyperlink to activate an account as our account has been locked due to fraud.

What should we do?

a)

Click the link and follow the instructions

b)

Ignore the SMS and report to your bank

c)

Forward the SMS to your family and friends

d)

Take a screenshot and email it to Telekom Malaysia

12.

If a customer forgot his/her Security Image, what should we advise the customer?

a)

Customer need to close his/her Savings Account

b)

Customer can call our Customer Service to terminate the existing RIB and create a new one

c)

Customer need to lodge a Police Report

d)

Customer need to apply for a new debit card

13.

What are the security feature in M Journey?

a)

Username & Password

b)

Security Image

c)

M Journey Key (Secure Token)

d)

All of the above

14.

What should you do if you received the push notification on abnormal device login?

a)

Ignore the push notification alert

b)

Call Contact Center if the login/activity is not you

c)

Delete the push notification from your mobile

d)

Report it to BNM Helpline

15.

Rayhan is a sole-proprietor business owner. She would like to register M Journey Online Banking for her company account and her personal Savings Account.

Can we register TAC for both of Rayhan's M Journey Online Banking individual and company using the same mobile number?

a)

Yes

b)

No

16.
What type of action by customer will trigger the cooling off period?
a)
RIB first time registration
b)
M Journey Key registration
c)
Update Daily Transaction Limit
d)
First Time Transaction After First Time Registration
17.
How long is the cooling off period set by MBSB Bank?
a)
12 hours
b)
24 hours
c)
2 hours
d)
16 hours
18.
The combined daily limit for both RIB and MIB is RM30,000.
a)
True
b)
False
19.
How many device bindings are allowed for MIB users?
a)
1
b)
2
c)
3
d)
4
20.
Can merchant perform monetary transactions from M-RETAIL?
a)
Yes
b)
No
21.
Are MBSB Bank e-wallet customers allowed to re-perform the e-KYC after their account is verified?
a)
Yes
b)
No
22.
How long is the allocated time for e-wallet customers to perform e-KYC?
a)
2 Minutes
b)
5 Minutes
c)
10 Minutes
d)
15 Minutes
23.
What are the benefits of M-RETAIL application to the merchants?
a)
To check sales performance.
b)
Real-time settlement and consolidated statement (up to 90 days) for easy reconciliation.
c)
To make bill payment transactions.
24.

Can a potential merchants apply as MBSB Bank DuitNow QR merchants through Virtual Branch?

a)
Yes
b)
No
25.
The company needs to open a savings account to become our MBSB Bank DuitNow QR’s merchant.
a)
Yes
b)
No ( Only Current Account)
26.
When can you use “Kill switch” function in your M Journey?
a)
After you performed the transaction
b)
When you forgot your username / password
c)
When you didn’t receive transaction authentication / SMS TAC
d)
If you think that access to your bank accounts have been compromised or noticed any unusual activities in your accounts.
27.
You have already revealed your online banking credentials to unknown 3rd Party, what would you do to protect your account?
a)
Click “Kill Switch” icon to lock your Internet Banking access and report the incident to Customer Service
b)
Tell your family member
c)
Withdraw your money at ATM machine
d)
Restart your mobile device
28.
Can you perform DuitNow QR transaction using QR code photo saved from your gallery?
a)
Yes
b)
No
29.
In the event of a walk-in customer came to branch and asking to activate his “Suspended” Individual Online Banking access. What should you do?
a)
Perform customer verification, ask customer to fill-up SRF and forward to Digital Cash Management via email
b)
Branch immediately to activate the suspended account
c)
Perform customer verification and email to enquiry team and cc to Digital & CSC for activation
d)
Ask customer to raise SRF form and forward to Digital Banking Department via email
30.
Customer Registered under “BC” ID type can ONLY register M Journey Online Banking using Debit Card?
a)
Yes
b)
No