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Baroda Gyani 24

Total questions: 25

Worksheet time: 13mins

Name
Class
Date
1.

Who can issue ATTACHMENT order?

a)

BANKS

b)

GOVERNOR

c)

INCOME TAX DEPARTMENT

d)

COURT

2.

"The Name You Can Bank Upon" is tagline of which Bank?

a)

UCO Bank

b)

Corporation Bank

c)

ICICI Bank

d)

Punjab National Bank

3.

What is the name of comprehensive investment management platform of our Bank?

a)

Baroda M-Invest

b)

Baroda Wealth Solution (BWS)

c)

bob World SmartInvest platform

d)

None of the above

4.

What is the name of device which secretly collects data from Debit/Credit Cards?

a)

Card Skimmer

b)

Card Cloner

c)

Data Stealer

d)

Card Copier

5.

E- News Letter “Samanvay” is published by which department?

a)

Vigilance Dept.

b)

Compliance Dept.

c)

Marketing Dept.

d)

Govt. Relationship Dept.

6.

Life Certificate submission through Face Authentication Technique can be used by installing-

a)

'AadhaarFaceRD'

b)

Jeevan Pramaan

c)

Both

d)

None of the above

7.

The Real Estate Act makes it mandatory to register with RERA for launching all commercial & residential real estate project, where

a)

Land is over 500 sq. meters.

b)

8 apartments are in project

c)

both Land over 500 square meters & 8 apartments

d)

Land is over 500 sq. meters. or 8 apartments are in project

8.

Which section of NI Act defines Cheque

a)

Section 4

b)

Section 5

c)

Section 6

d)

Section 7

9.

Recently our Bank has declared q2 results, What is total business of our bank ?

a)

21,74,148 cr.

b)

22,74,148 cr.

c)

22,54,148 cr.

d)

21,54,148 cr.

10.

For Baroda Mortgage Loan, What is the minimum Gross Annual Income for resident Indian?

a)

3 lacs

b)

5 lacs

c)

10 lacs

d)

No such Criteria

11.

How many digits are there in MMID?

a)

6

b)

7

c)

5

d)

10

12.

What is tailgating?

a)

Blocking somebody's entry through the access door

b)

Going behind somebody through the access doors without using own access card

c)

Opening an access door with your own access card

d)

Holding doors for other's entry

13.

Our Bank has recently launched Digital KCC for Existing to Bank (ETB) customers of which State? 

a)

Karnataka

b)

Tamil Nadu

c)

Telangana

d)

Kerala

14.

To provide waiver on POS MDR (Merchant
Discount Rate) subventions Branch Head can waive upto-

a)

Subvention up to Rs 50,000/- per merchant during a financial year

b)

Subvention up to Rs 20,000/- per merchant during a financial year

c)

Subvention up to Rs 25,000/- per merchant during a financial year

d)

No Power

15.

How many members (Maximum) are allowed in Baroda Family Segment Account?

a)

2

b)

4

c)

6

d)

1

16.

Name of Centralized Web Portal for searching Unclaimed Deposits?

a)

MANI

b)

SAFAL

c)

UDGAM

d)

YUKTI

17.

Eligibility for Individual customer for Radiance category is-

a)

TRV of 10 Lacs & above

b)

TRV of 20 Lacs & above

c)

TRV of 30 Lacs & above

d)

TRV of 50 Lacs & above

18.

Every year our Bank observe which month as 'Wellness Month' for employees?

a)

September

b)

October

c)

November

d)

December

19.

Where the client is a partnership firm, the beneficial owner is the natural person(s)-

a)

has ownership of/entitlement to more than 10% of capital or profits of the partnership or who exercises control through other means

b)

has ownership of/entitlement to more than 15% of capital or profits of the partnership or who exercises control through other means

c)

has ownership of/entitlement to more than 25% of capital or profits of the partnership or who exercises control through other means

d)

None of the above

20.

Customer will be kept under Shine category if-

a)

CASA QAB of Rs.20.00 lacs & above to less than Rs.30.00 Lacs

b)

CASA QAB of Rs.10.00 lacs & above to less than Rs.20.00 Lacs

c)

CASA QAB of less than Rs.10 Lacs but total deposits QAB (CASA+TD) of Rs.10 Lakh & above

d)

None of the above

21.

Which type of customers are not eligible for Baroda Escrow Current Account Scheme ?

a)

Corporate/Developers

b)

Non Resident Corporates

c)

Individuals (only for FRR facilities).

d)

All are eligible

22.

Theme of Learner's Month 23 is-

a)

“Innovate , Inspire & Excel"

b)

“ Innovate, Ignite  & Excel"

c)

“ Inspire, Educate &  Innovate"

d)

“ Inspire, Educate &  Innovate"

23.

Maximum how many nominations can be made in saving account?

a)

1

b)

2

c)

3

d)

4

24.

In Baroda Personal Loan ROI is charged based on-

a)

Fixed rate of interest

b)

Floating rate of interest

c)

Both options are available

d)

None of the Above

25.

Where Home loan is requested for construction of house only (i.e. land is already owned by applicant), the cost of land as per ………. can be accepted as margin

a)

Sale deed

b)

Realizable Value

c)

A or B whichever is lower

d)

None of the Above