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Investments

Total questions: 20

Worksheet time: 11mins

Name
Class
Date
1.

Which is true about risk and return?

a)

More risk = less possibility to make moeny

b)

Less Risk = More possibility to make money

c)

More Risk = more possibility to make money

d)

Risk and return are calculated with the rule of 72

2.

Rule of 72 is the rule that...

a)

Calculates how much your company is matching for your retirement plan

b)

Calculates how much time it will take to double your money

c)

The IRS uses to calculate interest rates on bonds

d)

Decides which mutual funds are worth investing in

3.

A collection of stock bought as a package deal is called a

a)

Bond

b)

Stock

c)

Mutual Fund

d)

401k

4.

Investment securities where an investor lends money to a company or government for a set period of time in exchange for regular interest payments.

a)

Stocks

b)

Roth IRA

c)

Mutual Funds

d)

Bonds

5.

The process of spreading your investments around so that your exposure to any one asset is limited.

a)

Liquidity

b)

Rule of 72

c)

Diversification

d)

Index Funding

6.

The ease to which an asset or security can be converted into ready cash without effecting it’s market price.

a)

Liquidity

b)

Diversification

c)

Collectability

d)

Compound Intrest

7.

The risk that your purchasing power will be reduced if the value of your investments does not keep up with inflation.

a)

Simple Intrest Risk

b)

Investment Risk

c)

Inflation risk

d)

Investment Philosophy

8.

Stocks are riskier than bonds

a)

True

b)

False

9.

You should invest as soon as you can.

a)

True

b)

False

10.

interest earned becomes part of the principal and then earns interest itself

a)

risk

b)

compound interest

c)

401(k)

d)

return

11.

the amount of money an investment earn

a)

risk

b)

compound interest

c)

401(k)

d)

return

12.

the possibility that an investment will lose money

a)

risk

b)

compound interest

c)

401(k)

d)

return

13.
Which of the following is not an investment?
a)
Wage
b)
Property
c)
Stocks
d)
Shares
14.
If you buy part of a company this is called a
a)
Share
b)
Dividend
c)
Patent
15.
When the company makes a profit it gives the shareholders a
a)
Tax
b)
Dividend
16.
The landlord, who owns the property charges what to the tenants?
a)
Council tax
b)
Rent
17.
The landlord will have to pay tax when they sell the property at a higher price than what they paid for it.
a)
true
b)
false
18.
If you save money you will earn extra money from the bank called
a)
Investment
b)
Interest
c)
Inheritance
d)
Incompetence
19.

Which of the following financial contracts involves risk?

a)

Checking accounts

b)

Payroll advances

c)

Investment banking

d)

Savings accounts

20.

Which of the following insures checking account deposits?

a)

Federal Trade Commission

b)

Federal Deposit Insurance Corporation

c)

Federal Administration for Financial Deposit Guarantees

d)

Individual state governments