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WorksheetsBanking Technology, Baroda Academy Ahmedabad
Total questions: 72
Worksheet time: 36mins
Name
Class
Date
1.
Rameshbhai, a grain merchant in Por Village of Vadodara District is having "BHIM Baroda Adhar Pay" systerm for accepting digital payments for goods. For a transaction of how much limit can he used this service?
a)
Rs. 5000/-
b)
Rs. 10000/-
c)
Rs. 25000/-
d)
Rs. 50000/-
2.
Rishi had an savings account in e-Dena bank as well Bank of Baroda with different customer IDs. Now Rishi has requested to allow 2 UPI registration on both CIFs with same mobile number.
a)
Customer ID should be merged and single UPI to be given
b)
He should be advised to change mobile number in one of the CIFs
c)
UPIs can be allowed for multiple CIFs with same mobile number however separate PINs required
d)
UPIs can be allowed for multiple CIFs with same mobile number with same PINs
3.
What is the name of Bank's dynamic UPI QR code product ?
a)
Baroda Dynamic UPI
b)
Baroda Pay point
c)
Baroda UPI Invoice Point
d)
Baroda UPI dyanmic point
4.
Gopal has account in BOB as well SBI. He wants to transfer amount from BOB to SBI through BHIM Baroda Pay.How can he do it?
a)
Through IMPS feature
b)
Not possible through BHIM Baroda Pay
c)
Through NEFT/RTGS feature
d)
Through Pay to self Option under BHIM Baroda Pay
5.
Ramanbhai, provision store retail merchant will have to pay ___ for issuance of UPI code and /or Welcome kit through TAB banking
a)
NIL
b)
Rs. 100/- + GST
c)
Rs. 500/- + GST
d)
Rs. 1000/- + GST
6.
Kartik blocked BHIM Baroda Pay after fraudulent transaction of Rs. 5000/- from his account. Two days after there was another fraudulent transaction of Rs. 3000/- . Will Kartik be eligible for Insurance coverage for UPI transactions?
a)
No insurance coverage for UPI transactions
b)
UPI coverage will not cover transactions with customer negligence
c)
The UPI liability will cover this case
d)
Since the fraudulent transaction is below Rs. 5000/- bank will reimburse this amount to customer
7.
Anita is having savings account with Varacha Branch, Surat. However she is working at Gurugram now. She noticed illegal transaction in her BHIM Baroda Pay application and decided to block the same.
a)
She can do it at nearest branch
b)
She will have to visit her base branch
c)
She can send mail to her base branch
d)
She can unistall the App to block the channel
8.
Sushil wants to purchase TV worth Rs. 90000/- and wants to make payment using BHIM Baroda pay. Can he do it?
a)
Yes the maximum daily transaction limit is Rs. 500000/-
b)
No the maximum daily transaction limit is Rs. 50000/-
c)
Yes the maximum daily transaction limit is Rs. 100000/-
d)
No the maximum daily transaction limit is Rs. 25000/-
9.
Customers can block the UPI services instantly though SMS by typing ____ in the message content
a)
UPIBLK
b)
BOBBLK
c)
BOBUPIBLK
d)
UPIBLOCK
10.
Nitin's personal EMI is due tomorrow from SBI account. He remembers at 10 am night to transfer the EMI from BOB account using BHIM Baroda Pay. Can he do it?
a)
No BHIM Baroda pay is only for intra bank transfer
b)
Yes unlimited amount can be transferred using "send to self feature"
c)
Yes Rs. 25000 per transaction can be transferred using "send to self feature"
d)
Yes Rs. 50000 per transaction can be transferred using "send to self feature"
11.
Dolly forgot her BHIM Baroda Pay UPI Pin and wants to make urgent payment of Rs. 8500/-. Can she do it?
a)
Yes post resetting the PIN original limits will be restored
b)
No post resetting the PIN she cannot make any transaction till 24 hours
c)
No post restting the PIN maximum transaction can be of Rs. 5000/- for 24 hours
d)
Yes the maximum transaction limit post restting the PIN is Rs. 10000/-
12.
Who is classfiied as "Retail Merchant" on BHIM Baroda Pay?
a)
Turn over upto Rs. 12 lacs per annum
b)
Turnover upto Rs. 15 lacs per annum
c)
Turnover up to Rs. 20 lacs per annum
d)
Turnover up to Rs. 50 lacs per annum
13.
Our Bank has procured Inusrance against fraud transactions throug UPI. Which of the following UPI liability is not covered in the said insurance?
a)
Un authorized use of UPI channel/application
b)
Un authorized withdrawal from customer's account after reporting the same to the bank
c)
Unauthozied transactions attributed to customer negligence
d)
Unauthorized transactions attributed to third party
14.
What is the minimum initial set up cost of Baroda UPI invoice point? (Excluding GST)
a)
Rs. 15000
b)
Rs. 25000/-
c)
Rs. 100000/-
d)
Rs. 150000
15.
Which of the following overdraft schemes are NOT valid on BHIM Baroda pay?
a)
OD002
b)
OD020
c)
OD017
d)
OD028
16.
The notification central board of indirect taxes and customs mandates entity with annual aggreagate turnover exceeding Rs.______ crores to include a Dynamic QR code on their B2C invoices.
a)
500
b)
50
c)
100
d)
5
17.
What is the maximum fund transfer limit per transaction of BHIM Baroda pay?
a)
Rs. 25000
b)
Rs. 50000/-
c)
Rs. 100000/-
d)
Rs. 500000/-
18.
Sarojben is working as househelp in Ahmedabad. She doesn’t have smart phone and today is last day to pay her daughter's school fees studying in village in Rajasthan. Today being bank holiday in Guajrat she was advised to transfer through USSD on BHIM Baroda Pay. The total fees due is Rs. 2000/- can the fees payment be completed?
a)
No maximum fund transfer limit through USSD is Rs. 10/- per day
b)
No maximum fund transfer limit through USSD is Rs. 2000/- per day
c)
No maximum fund transfer limit through USSD is Rs. 5000/- per day
d)
No maximum fund transfer limit through USSD is Rs. 10000/- per day
19.
What is the issuance fee of FASTag (inclusive of GST)?
a)
Free
b)
Rs. 100
c)
Rs. 200
d)
Rs. 300
20.
What is the replacement fees of FASTag ?
a)
Free
b)
Rs. 50
c)
Rs. 100
d)
Rs. 300
21.
What is the minimum first recharge amount for car under Baroda FASTag?
a)
Rs. 100
b)
Rs. 200
c)
Rs. 300
d)
Rs. 140
22.
Neetu, a CASA officer has been aproached by a customer for issuance of FASTag. However the customer is in very hurry and requires the same immediately however the portal of FAStag is down What should neetu do?
a)
Tell him that it will issued once portal is working
b)
Tell him that TAT for Fastag is 2 days hence it will be available only after 2 days
c)
Raise a complaint with SMAX stating the query
d)
Issue Fastag through Tab banking which can be done in 5 minutes
23.
What is the maximum amount of balance at a time per vehicle can be loaded in FASTag where KYC is not done or not updated in system by POS?
a)
Rs. 10000/-
b)
Rs. 50000/-
c)
Rs. 100000/-
d)
Rs. 200000/-
24.
What is the validity period of Baroda FASTag?
a)
3 years
b)
5 years
c)
7 years
d)
Unlimited
25.
What is the maximum amount of balance at a time per vehicle can be loaded in FASTag where KYC is done and updated in system by POS?
a)
Rs. 10000/-
b)
Rs. 50000/-
c)
Rs. 100000/-
d)
Rs. 200000/-
26.
Baroda FASTag facility is available for
a)
Resident
Individuals
b)
Resident
Individuals & NRIs
c)
Corporate customers
d)
Customers & Non customers
27.
NETC stands for
a)
National Electronic Transfer Collection
b)
National Electronic Transfer Centre
c)
National Electronic Toll Collection
d)
National Electronic Toll Centre
28.
Which menu is use to Transfer of Cheque book between the accounts of same customer?
a)
HIMC
b)
HISIA
c)
HXFCHBAC
d)
HXFRCHQ
29.
Which menu is used for transaction in Sukanya Samriddhi Account?
a)
MTSSA
b)
SSATXN
c)
HSSATXN
d)
HTM
30.
What is the FINACLE menu for de-blocking of debit card?
a)
HDCR
b)
DCISS
c)
NPDCIS
d)
DCARDUNBLK
31.
What is the Finacle menu for blocking/unblocking of UPI services?
a)
UPIUNBLK
b)
UPIBLK
c)
UPIBLOCK
d)
DCISS
32.
Manisha is working as house help at Ahmedabad. She is having her SB account SB 115 at her village. She needs to apply for cheque book . What is the most convenient way for her to do it?
a)
Go to village and apply for cheque book
b)
Go to ATM and apply for cheque bok
c)
Apply cheque book through Wats App banking number
d)
Send letter to base branch to issue cheque book
33.
Manisha is working as house help at Ahmedabad. She is having her SB account SB 115 at her village. She needs to apply for ATM card . What is the most convenient way for her to do it?
a)
Go to village and apply for ATM card
b)
Use bobworld and apply for ATM card
c)
go to nearest branch and apply for ATM card
d)
Send letter to base branch to issue cheque book
34.
Branch to destroy undelivered PCBs in physical as well as in finacle after ____ days of receipt at branch as per bank's guidelines.
a)
45
b)
60
c)
90
d)
No such guideline
35.
When cheque book is not delivered to customer, it gets returned to the
BRANCH. When BRANCH receives the cheque book, branch has to invoke
menu option ______ in finacle and add account number and cheque start
number
a)
HUNCREQ
b)
HCREQ
c)
CHQUN
d)
UNCHQ
36.
What is the menu option for rescheduling of Loan Account in Finacle 10?
a)
LARA
b)
HLARSH
c)
HLARA
d)
HRESCHE
37.
The term SWIFT stands for:
a)
society for world-over international financial transfers
b)
society for world-wide interbank financial transfers
c)
society for world-wide interbank financial telecommunication
d)
society for worldwide interest-earning financial transaction
38.
What is the FINACLE menu for changing the rights for Corporate customer in BOB World Internet?
a)
UCMR
b)
HDCR
c)
ACUID
d)
HREGPW
39.
What is the FINACLE menu to increase maximum amount that to be deposited in Rupay classic Baroda deposit card through RO recommendation?
a)
PREPCARD
b)
DEPCARD
c)
CORPCARD
d)
DCISS
40.
Choose Correct answer for Collateral linkage for CC accounts in finacle 10
a)
SRM
b)
HCLM
c)
HACLHM
d)
HCOLLM
41.
What is the menu option in FINACLE for accepting the cash by nodal branch from Cash Replenishment Agency?
a)
HATMCASH
b)
ATMTXN
c)
HCASHATM
d)
HBANCASH
42.
CDSL stands for
a)
Central Depository Services (Indi Limited)
b)
Central Depository Securities (Indi Limited)
c)
Central Documentary Services (Indi Limited)
d)
Central Documentary Securities (Indi Limited)
43.
Finacle menu ______ for tracking of BOB World Internet password at branches?
a)
REGPW
b)
BCPD
c)
HDCR
d)
TRACK
44.
What is mean by DEBOS
a)
Depository e-Bank Office System
b)
Depository e-trade Back Office System
c)
Depository Back Office System
d)
Depository e-Biz Back Office System
45.
__________ menu in Finacle is used for account related information pertaining to a customer to flow to e-banking servers
a)
HBDTM
b)
ACUID
c)
BCPD
d)
HDCR
46.
new menu_________ introduced for deletion of erroneous transactions related to DD/BC
a)
HDDBP
b)
DDBCDEL
c)
DDBCX
d)
DDTRAND
47.
new menu ________ introduced in Finacle to register preferred language option for SMS in customers' account
a)
MSGLANG
b)
SMSLANG
c)
CUSTLANG
d)
STATECODE
48.
New Menu _______ introduced in the system for monitoring Current Account as per new RBI guidelines
a)
ACFLAGCA
b)
FLAGAC
c)
HCAMON
d)
HACSP
49.
Menu used for Printing of statement of account in PDF is ______
a)
HPSP
b)
HACLPOA
c)
CCMSTM
d)
HACLPSA
50.
Finacle Menu option _____to be used by the branches to issue bob World
Wave to the customers
a)
HDWW
b)
HDCR
c)
PREPCARD
d)
HDPP
51.
On RECEIPT OF THE Non-personalization debit cards, regional offices should acknowledge the inventory in Finacle through
a)
HDCR
b)
DCISS
c)
NPDCIS
d)
DEBIT CARD PORTAL
52.
Neelam received messsage of debit of Rs. 10000/- through UPI channel, the transaction which did not initate. She immediately called contact centre to block the channel and decided to lodge claim with Insurance company. However it was informed to her that transaction took place outside India and she needed to submit passport for verification of her visit abroad. She doesnt have passport. What should she do?
a)
Her claim is not admissable
b)
She will have to prepare passport and then submit the claim
c)
She will require confirmation mal from MEA that she doesn’t have passport
d)
She can give undertaking that she doesn’t have a passport
53.
Bank has obtained Inusrance for Fraudulent Debit card transactions from which company for the year 2022-23?
a)
New India Assurance Co. Ltd
b)
Tata Aig general Insurance Co.
c)
National Insurance Co. Ltd
d)
Chola Mandalam
54.
which insurance company is insurance partner of our banck with respect to the rupay pmjdy cards?
a)
New India Assurance Co. Ltd
b)
Tata Aig general Insurance Co.
c)
National Insurance Co. Ltd
d)
Chola Mandalam
55.
which insurance company is insurance partner of our banck with respect to the rupay premium cards?
a)
New India Assurance Co. Ltd
b)
Tata Aig general Insurance Co.
c)
National Insurance Co. Ltd
d)
Chola Mandalam
56.
The claims can be lodged with the insurance company within a maximum period of ______ days from the date of occurrence of unauthorised/ fraud debit card transactions
a)
270
b)
180
c)
90
d)
45
57.
For rupay PMJDY customer eligibility criteria to get insurance cover is, minimum one financial/non financial transaction at any of the bank channel with in ____ days prior to the accident
a)
60
b)
30
c)
90
d)
45
58.
For rupay card holder eligibility criteria to get insurance cover is, minimum one financial/non financial transaction at any of the bank channel with in ____ days prior to the accident
a)
60
b)
30
c)
90
d)
45
59.
For rupay card, Claim submission period is _____ days from the date of accident for insurance claim
a)
60
b)
30
c)
90
d)
45
60.
For rupay card, Claim intimation period is _____ days from the date of accident for insurance claim
a)
60
b)
30
c)
90
d)
45
61.
What is the turnaround time for resolving complaints related to Visa & Rupay Debit card usage at POS terminal?
a)
T + 10 DAYS
b)
T + 30 DAYS
c)
T +45 DAYS
d)
T + 60 DAYS
62.
The claim can be lodged with Insurance company within maximum period of ___ days from date of occurrence of dipusted Debit card transactions
a)
30
b)
45
c)
90
d)
180
63.
Our Bank has obatined insurance from which company for covering the fraudulent UPI transactions for the current year?
a)
National Insurance co ltd
b)
United India Insurance co ltd
c)
New India Asssurance co ltd
d)
TATA AiG general Insurance co
64.
Paypoint Colony World is suitable for:
a)
Retailer shop in colony
b)
Govt. colonies in Semi urban area
c)
Housing Societies / Apartments
d)
Insurance
65.
What is the name of portal for collection of fees for school or colleges
a)
collage world
b)
Baroda pay point
c)
Baroda Cash management services
d)
Baroda Internet payment gateway
66.
Merchant on-boarding documentation for Baroda Paypoint is:
a)
Same as Baroda e- Gateway
b)
Only existing a/c no will suffice
c)
Only existing a/c no along with data of students/residents, fee structure and logo
d)
Same as Baroda e- Gateway along with data of students/residents, fee structure and logo
67.
What is the Name of Bank of Baroda's IPG facility
a)
Baroda e Gateway
b)
Baroda i Gateway
c)
Baroda DigiGateway
d)
Bob world gateway
68.
Which of the mode of operation is NOT valid for WhatsAPP banking?
a)
E or S
b)
Sole Propertiorship
c)
Self
d)
Jointly
69.
What are the service charges for usage of WhatsApp banking?
a)
Rs. 10 + GST
b)
NIL
c)
Rs. 20 + GST
d)
Rs. 2 + GST
70.
Which of the following services is not offered in SMS banking facility?
a)
Balance Enquiry
b)
Mini Statement
c)
Cheque Status
d)
Apply ATM
71.
What is the number to which SMS to be sent for availing SMS banking services of our Bank?
a)
8422008899
b)
8422007788
c)
8422009988
d)
8422008877
72.
What are the facility not available in our WhatsApp Banking:
a)
Account Statement
b)
Disabling of UPI
c)
account Blocking (Debit Freeze)
d)
Credit Card bill payment
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