Which of the following is NOT a common mistake of cash management?

A _______ __________ is an account that provides safe storage for funds for future needs having restrictions on when funds can be withdrawn.

What does ATM stand for?

What type of account is a debit card linked to?

Taking money out of a bank account

Putting money into a bank account

Financial institutions that operate as a for profit business

Financial institutions that are user owned, and non profit

Mortgage Companies specialize in providing loans for _________

Credit Card specialize in providing loans for _________

What does CD stand for?

C.Ds are a for of what type of savings account

Savings account that pays the market rate of interest and offers check writing privilegdges

Savings account that invests in debt. Usually purchased through the US government

Savings account that provides easy access to money. Very low interest rate offered

Savings account that requires a certain amount to be deposited for a specific period of time.

Rate of return is also know as _____________

A rise in the general increase in prices in known as ______

Ease at which money can be withdrawn

Credit Unions are insured through who?

Banks are insured through who?

How much are deposits in banks and credit unions insured for?

Which of the follow is NOT a common bank fee

Going below a balance of 0 on your account is know as what?

What is the common overdraft fee?

"Truth in Savings" Laws state that banks must disclose what information

To make sure your balance does not go below $0 in your checking account you may enroll in ____________ for a small fee.

Debit Cards are linked to _________ accounts.

Where is the check number located on the check?

A memo is a required piece of information on a check

When writing a check you must make sure the value in numbers and words match

The person whom you are writing the check to is known as the _________

What is the signature on the back of a check called

A check issued against banks funds with guaranteed payment

A personal check with guaranteed payment

When filling out a deposit slip checks can be combined

An online transfer could include which of the following?

When you write a check you must write down your account number

What is Mutual fund?

What is Mutual fund?

What is Bull market?

What is a Bear market?

What is Blue-chip stock?

What is the differences between stocks and bonds?

A form of equity financing or raising money by allowing investors to be part owners of company.

Lower Risk but lower yield

Prices vary everyday.

Investors are guaranteed interest payments and a return of their money at maturity date.

1-4 letter symbol used to represent a company

Which of the following is a Market Index representing the 30 largest companies on the Market?

A formal request made by the insurance policyholder to the insurance company for payment or services covered by the insurance policy.

The amount you must pay on a claim before the insurance company will pay.

A contract of insurance

Death, injury, or damage that could result in an insurance claim.

A payment made monthly, twice a year, or yearly, for an insurance policy.

Chance or possibility of injury, damage, or loss that someone may want an insurance policy to cover.

The amount of money an insurance policy holder must pay on a claim before the insurance company begins to pay. The higher this is, will usually result in a lower premium.

Insurance to protect your personal items in your home if you do NOT own it.

Which of the following is a way to lower your insurance premium?

What kind of insurance pays for physical damages to your car from acts of nature such as fire?

What kind of coverage pays for damages to your car if you are at fault?

Provides protection for your residence and associated finanical risk.

The personal liability portion of your policy would protect against which one of the following?

Darwin has an original Picasso painting stored in his home, how should he protect it?

Renters are protected under their landlord's homeowners insurance

A fixed amount you pay for a service BEFORE charges are added. Could be for doctors office visit, or an ER for example

The person to whom an insurance policy is issued.

Which of the following scenarios are typically NOT covered under home owner's insurance

Keeping a list of valuable items in your home is helpful when filing a claim. This list is known as a _______________.

If your policy covers $100,000 of Bodily Damage and you cause $234,000 of Bodily Damage what happens?

You are hit by a vehicle but the owner doesn't have insurance. What coverage would pay for the damages?

You hit a deer- which would cover the damages to your car?

Given the following liability policy 100/300/100. what does the 300 represent?

Given the following liability policy 100/300/50. what does the 50 represent?

You are hit by a vehicle but the owner has low (state minimum) insurance. What coverage would pay help you for the damages if it exceeds their coverage?

Which of the following has resulted in higher cost of health care services?

How can you reduce the cost of healthcare

You have reached your deductible. Now, your insurance company agrees to pay 90% of medical expenses while you pay 10%. This is known as________

90% of Americans purchase their insurance how?