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Worksheets

Post test Practice

Total questions: 65

Worksheet time: 25mins

Name
Class
Date
1.

Microeconomics is the study of ...............

a)

The workings of an economy as a whole

b)

The interactions between Governments, Firms, and Individuals/households

c)

Small animals

d)

The behaviors of individual households, firms, and markets

2.
The phrase "a change in demand" most directly implies a 
a)

movement along the curve

b)

movement along the price curve

c)

a change in quantity demanded of a good

d)

A shift of the entire demand curve

3.

Who or what answers the basic economic questions in a MIXED economy?

a)

Individuals and Businesses

b)

Government

c)

Custom

d)

Individuals, Businesses, and Government

4.

Scarcity arises because all societies have

a)

Unlimited wants and needs with limited resources to satisfy those wants and needs

b)

unlimited productive resources to satisfy limited wants

c)

limited needs and unlimited wants

d)

unlimited needs and limited wants

5.

If the value of a country's exports is more than its imports, then the country has a __________ .

a)

trade surplus

b)

trade deficit

c)

Trade balance

6.

Which of these is an example of a retirement account?

a)

401k

b)

IRA

c)

Roth IRA

d)

All of these

7.

If supply increases and demand does not change, what will happen to the price?

a)

The price will rise

b)

The price will decrease

c)

The price will stay the same

d)

Demand will increase

8.

The value of the next best alternative

a)

Marginal cost

b)

Opportunity cost

c)

Revenue

d)

Marginal utility

9.

The trees used to build a piece of furniture would be classified as

a)

Entrepreneurship

b)

Human Resource

c)

Physical Capital

d)

Natural Resource

10.

Social Security and Welfare make up the governments largest part of...

a)

Discretionary Spending

b)

Voluntary Spending

c)

Mandatory Spending

d)

Available Spending

11.

This type of investment earns higher interest rates than savings accounts. This investment is meant to be "liquid" at a certain date. This investment allows you to roll your interest payments back into the investment to earn compound interest.

a)

Certificate of Deposit AKA C.D. or COD

b)

mutual fund

c)

Stock

12.

How is an increase in quantity demanded best represented on the graph?

a)

Moving from A to B

b)

Moving from D1 to D2

c)

Moving from D2 to D1

d)

Moving from B to A

13.

If a country can produce a good at a lower opportunity cost than another country, that country has the _____ _______ in producing that good.

a)

Absolute Advantage

b)

Comparative Advantage

c)

Trade Advantage

d)

Trade Surplus

14.
The opportunity cost of increasing production from 7 to 9 trucks is
a)
Scarcity
b)
2 boats
c)
2 trucks
d)
3 boats
15.

The risk taker who started a furniture building business would represent

a)
Entrepreneurship
b)
Human Resource
c)
Physical Capital
d)
Natural Resource
16.
Which of the following tends to make economies more efficient?
a)
specialization
b)
government ownership of property
c)
income redistribution
d)
regulations aimed at economic equity
17.

Macroeconomics is the study of...............

a)

Decisions made by individuals, households, and businesses

b)

The workings of an economy as a whole

c)

Large organisms

d)

How people use their limited resources to satisfy their unlimited wants

18.
Economics is about making choices.
a)
True
b)
False
19.

What is illustrated in this image?

a)

The stock market

b)

Savings returns

c)

The business cycle

d)

Fluctuations in net exports

20.

An observer of this graph would say that it represents a(n):

a)

Increase in supply

b)

Decrease in supply

c)

Decrease in quantity supplied

d)

Increase in quantity supplied

21.

GDP that is calculated in current years prices and not adjusted for inflation is_____?

a)

Nominal GDP

b)

GDP per Capita

c)

Real GDP

d)

Stock Value

22.

How is an increase in demand best represented on the graph?

a)

Moving from A to B

b)

Moving from D1 to D2

c)

Moving from D2 to D1

d)

Moving from B to A

23.

Which letter represents an expansion?

a)

A

b)

B

c)

C

d)

D

24.

What is the Equilibrium Price in this market?

a)

$2

b)

$4

c)

$6

d)

$8

25.

If the Quantity Demanded is more than the Quantity Supplied, the market has a __________

a)

shortage

b)

surplus

c)

equilibrium

26.

If the demand of a product decreases and supply does not change, you would expect the price of the product to do what? (Might want to draw it out with a supply and demand curve, then shift the demand curve)

a)

rise

b)

stay the same

c)

go up

d)

decrease

27.

What is an overall increase of the general price level of goods and services in an economy?

a)

Inflation

b)

Deflation

c)

Stagflation

d)

Recession

28.

Type of unemployment that occurs as a result of harvest schedules, vacations, or when industries make seasonal shifts in their production schedules.

a)

Seasonal Unemployment

b)

Structural Unemployment

c)

Frictional Uneployment

d)

Cyclical Unmeployment

29.

Which letter represents a contraction?

a)

A

b)

B

c)

C

d)

D

30.

These are expenditures that the government must spend money on.

a)

Discretionary Spending

b)

Mandatory spending

c)

Voluntary Spending

d)

Methodical Spending

31.

What category of GDP do things like cell phones and clothes (made in the US) belong in?

a)

Consumer Spending

b)

Business/Investment Spending

c)

Government Spending

d)

Net Exports

32.

When you borrow money, you will likely pay this back plus the principle.

a)

interest

b)

savings plan

c)

scarce

d)

purchase

33.

If the value of a country's imports is more than its exports, then the country has a __________ .

a)

trade surplus

b)

trade deficit

c)

Trade balance

34.

Which of these investments is best known for its diversification?

a)

CD's

b)

Bonds

c)

Mutual Fund

d)

Savings Accounts

35.

An observer of this graph would say that it represents a(n):

a)

Decrease in supply

b)

Decrease in quantity supplied

c)

Increase in demand

d)

Increase in quantity supplied

36.

Anytime you borrow money, you are creating this.

a)

compound interest

b)

emergency fund

c)

APR

d)

debt

37.

If one country can produce a certain good or service better, in larger quantities, or faster than another country, they are said to have this.

a)

comparative advantage

b)

absolute advantage

38.

What is the quantity supplied at a price of $8 in this market in this market?

a)

10

b)

20

c)

30

d)

25

39.
Term that applies to the ability to buy something now and pay for it later over a period of time (usually with having to pay a finance charge and/or the addition of interest). 
a)
Savings
b)
Profit
c)
Budgeting
d)
Credit
40.

Goods and services produced in Mexico and bought by someone in the United States would count in what category?

a)

b)

I

c)

X

d)

M

41.

Which letter represents a peak?

a)

A

b)

B

c)

C

d)

D

42.

A trade bloc of Euroupean countries.

a)

ASEAN

b)

EU

c)

NAFTA

43.

To focus on producing one thing to improve productivity or efficiency is known as:

a)
Specialization
b)
International trade
c)
Absolute Advantage
d)
Supply and Demand
44.

What is the quantity demanded at a price of $8 in this market in this market?

a)

10

b)

20

c)

30

d)

25

45.

This is the Federal Reserve's system of manipulating the money supply to influence the economy.

a)

Monetary Policy

b)

Fiscal Policy

c)

Implemented Policy

d)

Business cycle regulation policies

46.

The point where supply and demand intersect (Where Quantity demanded is equal to Quantity Supplied) is called what?

a)

Market equilibrium

b)

Market elasticity

c)

demand curve

d)

supply curve

47.

Which letter represents a trough?

a)

A

b)

B

c)

C

d)

D

48.

A measure of a country's exports minus imports.

a)

free trade

b)

protectionism

c)

balance of trade

49.

When trying to decide what goods or services to specialize in, a country should consider the __________________.

a)

Law of Comparative advantage

b)

Law of Specialization

c)

Law of absolute advantage

d)

Law of Division of labor

50.

If the value of a country's imports is equal to its exports, then the country has a __________ .

a)

trade surplus

b)

trade deficit

c)

Trade balance

51.

In order to be considered unemployed, you must fit in what criteria?

a)

15 or older and don't have a job

b)

16 or older and don't have a job, but currently looking for one.

c)

18 or older and looking for a job.

d)

Any age, don't have a job, but currently looking for a job.

52.

When using marginal analysis, when does producing an additional unit payoff?

a)

If marginal benefits are equal to or greater than marginal costs.

b)

If marginal costs are equal to or greater than marginal benefits.

c)

When revenue decrease

d)

When the price is high

53.

How many digits are in a credit score?

a)

2

b)

3

c)

4

d)

5

54.

FICA taxes are taken from peoples..

a)

Wages, but not tips

b)

Wages

c)

Inheritance

d)

Property value

55.

What is the largest source of revenue for local governments?

a)

Income Taxes

b)

Social security taxes

c)

Property Taxes

d)

Sales Tax

56.

What letter represents "Imports" in the formula for GDP?

a)

C

b)

I

c)

G

d)

X

e)

M

57.

When there is a shortage, prices will usually do what?

a)

Decrease

b)

Stay the same

c)

Increase

d)

Shift the demand curve

58.

What is the additional cost associated by producing one additional unit of product?

a)

Variable Costs

b)

Fixed costs

c)

Marginal Costs

d)

Established costs

59.

If Mr. Jones owns a business in which he has unlimited liability, full decision making, and exlusive rights to profits, he owns what type of business organization?

a)

Corporation

b)

Partnership

c)

Sole Proprietorship

d)

None of these.

60.

If you pay a high premium for insurance, what effect will this usually have on your deductible.

a)

Low Deductible

b)

High Deductible

c)

No effect on your deductible

d)

Higher Premiums

61.

When the Federal Government spends more money than it collects in tax revenue, this creates a

a)

Budget Surplus

b)

Budget Deficit

c)

Balanced budget

d)

Discretionary Budget

62.

What is used to determine the price of one countries currency in terms of another countries currency?

a)

GDP

b)

Exchange Period

c)

The Federal Reserve

d)

Exchange Rate

63.

What do banks want to make sure they will not lose money on a loan?

a)

Customers with low credit scores

b)

Collateral

c)

Debt

d)

Interest Earned

64.

What is the best way to make sure you will not have to pay APR on a credit card?

a)

Pay the minimum payment each month

b)

Carry a balance

c)

Pay off your balance in full each month

d)

Use the introductory rate of 3% interest.

65.
The opportunity cost of increasing production from 4 to 7 boats is
a)
1 boat
b)
2 boats
c)
2 trucks
d)
3 trucks