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ITB. Midterm Review #1. SY22/23.

Total questions: 20

Worksheet time: 15mins

Name
Class
Date
1.

Gross income is...

a)

The amount of money you have from your wages, salary or tips.

b)

The amount of money you have left after you pay your taxes.

c)

The amount of money you have from your tax return.

d)

The amount of money you have from donations.

2.

Net income is...

a)

The amount of money from a tax refund.

b)

The amount of money from gifts and donations.

c)

The amount of money you have before paying your taxes.

d)

The amount of money you have left after paying your taxes.

3.

The three main sources of tax revenue are... (Select all that apply.)

a)

pet tax

b)

income tax

c)

bag tax

d)

sales tax

e)

property tax

4.

Which services are federally supported by taxes? Select all that apply.

a)

National defense, veterans, and foreign affairs.

b)

Public schools

c)

Social Security, Medicare, and other retirement programs.

d)

Mass transportation

e)

Social programs

5.
What are the three main types of taxes?
a)
Income, sales, and property
b)
Unemployment, sales, and property
c)
Federal income, unemployment, and state
d)
Sales, property, and unemployment
6.

Your abilities include:

a)

The things you do well

b)

Your mental competence

c)

The skill you need to do something

d)

All of the above

7.
Career planning is done:
a)
After high school
b)
In college
c)
Throughout a lifetime
d)
Once in a lifetime
8.

What is the best definition of career cluster?

a)

A grouping of jobs and industries related by skills or products.

b)

Work that matches a worker's interests, values, and abilities.

c)

A series of classes or experiences intended to help students achieve a career in a certain occupation.

d)

A system of careers designed to use the same skills.

9.

What would be the most efficient way to find out more about a certain career?

a)

Look online.

b)

Ask people you know in that line of work.

c)

Look for a job on Craigslist.

d)

Research the career in the Occupational Outlook Handbook.

10.

Match the Cluster to the Job

a)

Architecture & Construction

1.

Electrician

b)

Marketing, Sales, and Services

2.

Customer Service Representative

c)

Hospitality and Tourism

3.

Event Planner

d)

Education and Training

4.

Coach

e)

Transportation, Distribution, and Logistics

5.

Pilot

11.

What is the difference between gross pay and net pay?

a)

Net pay is the amount of pay remaining after deductions have been removed from a paycheck, while gross pay is the amount you earn.

b)

Gross pay is exempt from taxes, while net pay is used to determine taxes.

c)

Only gross pay can be used to determine budget, while net pay is used to determine disposable income.

d)

Net pay is always the larger amount, while gross pay is the desirable amount.

12.
Your aunt buys you a new outfit for the first day of school. She pays with a card and tells you she’ll pay for it at the end of the month when she gets her bill. 
a)
Debit card
b)
Credit card
13.
Purchase is withdrawn directly from a checking or savings account. 
a)
Debit card
b)
Credit card
c)
Both
14.
Interest may be charged.
a)
Debit card
b)
Credit card
c)
Both
15.

Identity theft is a threat to anyone with a good credit rating.

a)

true

b)

false

16.

A disadvantage of using a credit card is:

a)

there are no high interest rates

b)

there are high interest rates

17.

What is a record of income and expenditures for a given time period called?

a)

Credit

b)

Investment

c)

Budget

d)

Interest

18.

When budgeting, what is the first category you should consider?

a)

wants

b)

needs

c)

discretionary funds

d)

important expenses

19.

Jason went to the grocery storeto buy a gallon of milk for his mom. While waiting in the checkout line, he saw a display for a new chocolate-caramel candy bar, so he bought that too.

What is the candy bar purchase an example of?

a)

special treat he earned

b)

impulse buy

c)

need

d)

payment for running an errand for his mom

20.
Which of the following would be part of monthly bills every month?
a)
water
b)
electricity
c)
insurance
d)
all of the above