WorksheetsFinancial Management Q3
Total questions: 30
Worksheet time: 30mins
Name
Class
Date
1.
Which of these is not a type of financial bonds
a)
Government
b)
Municipal
c)
Bail
d)
Mortgage
e)
Corporate
2.
________ affects bond prices
a)
Time to maturity
b)
Expiration date
c)
Real estate prices
d)
Loan rates
e)
Tax deductions
3.
Bonds are considered what type of strategy
a)
Aggresive
b)
Low risk
c)
Moderate
d)
High risk
e)
Fund generating
4.
What is an example of a ownership investment ?
a)
savings account
b)
stocks
c)
bonds
d)
money market account
e)
none of the above
5.
Which of the following is NOT provided in a ticker?
a)
ticker symbol
b)
volume of shares
c)
which stock to buy
d)
price change
e)
percentage change from previous session close
6.
Which of the following colors coresponds with the correct ticker information?
a)
red is for higher
b)
green is for lower
c)
yellow is for no change
d)
orange is for lower
e)
blue is for higher
7.
What does the top row in the following picture represent?
a)
NASDAQ
b)
CNBC
c)
NYSE
d)
volume in thousands
e)
volume in millions
8.
Which of the following is not a type of charitable giving?
a)
stocks and securities
b)
cash
c)
valuable assets
d)
planned giving
e)
desired retirement age
9.
Which of the following is not a reason why charitable giving is good for businesses?
a)
Helps create a better community
b)
Increases your marketing reach
c)
Boosts employee morale
d)
Qualifies you for reduced corporate tax
e)
Provides financial incentives to the community
10.
Which of the following is a way to meet yout financial needs?
a)
Create a budget
b)
Fully rely on your parents
c)
Do nothing
d)
Don't save your money
e)
Shop constantly
11.
Which of the following is NOT a bond rating agency?
a)
Equifax
b)
Moody's
c)
S&P
d)
Fitch
12.
What is NOT a major disadvantage of a bond?
a)
bonds pay out lower returns than stocks
b)
companies can default on your bonds
c)
hold the bond to maturity and get all your principal back
d)
bond yields can fall
13.
What is the definition of a market cap?
a)
the 5 year market cap
b)
the highest price of a stock for the day
c)
the total price of all the shares in a company
d)
percentage of growth
e)
maximum amount of volume
14.
which of the following is not used to calculate insurance needed?
a)
short-term needs
b)
Long- Term Needs
c)
Long-term wants
d)
Maintenance expenses
e)
Resources
15.
Which of the following is the process of deciding where to put your money to work in the market? For example, the 2065 fund
a)
Retirement strategies
b)
Asset Allocation
c)
Benefit retirement plan
d)
tax implications
e)
stock investing
16.
Which one of the following is NOT a retirement plan?
a)
401k
b)
IRA
c)
Roth IRA
d)
I-9
e)
403B
17.
The higher the risk _____
a)
The higher the potential return
b)
The lower the potential return
c)
The potential return remains the same
d)
Potential return is not related to risk
e)
Potential return isn't real
18.
Which of these are mutual funds?
a)
Money market funds
b)
Bonds funds
c)
stock funds
d)
Target date fund
e)
all of the above
19.
What is the difference between load fund and no-load fund?
a)
Load fund is when you pay the fee intermittently while the no-load is when you pay it up-front
b)
Load fund is when you pay a fee and no-load is when you don't pay a fee
c)
Load fund is when you pay upfront and no-load is whne you pay at the end
d)
load fund is when you pay no fee and no-load is when you pay a fee
e)
Load fund is when you pay the fee at the end while no-laod is when you pay upfront
20.
A legal document that sets forth your wishes regarding the distribution of your property...
a)
Executor
b)
benficiary
c)
living trust
d)
will
e)
probate
21.
Why is estate planning so important?
a)
Because you plan out what you want
b)
Protects minor beneficiaries from making poor decisions with new assets
c)
Because it allows you to appoint a beneficiary
d)
Because it allows you to appoint an executor
e)
allows a trustee to hold the settlor's property for the person
22.
A bull market is ___ and a bear market is ___
a)
optimistic, pessimistic
b)
neutral, neutral
c)
pessimistic, optimistic
d)
good, optimistic
e)
bad, pessimistic
23.
How much more are short term stocks taxed compared to long term stocks
a)
0-5%
b)
5-10%
c)
15-20%
d)
15-25%
e)
0.4
24.
What document gives the right to make financial decisions, on someone else's behalf
a)
Medical Directive
b)
Power of Attorney
c)
Will
d)
Living Trust
e)
Probate
25.
What document gives the right to make healthcare decisions, on someone else's behalf
a)
Medical Directive
b)
Power of Attorney
c)
Will
d)
Living Trust
e)
Probate
26.
What document gives rights to hold assets on someone else's behalf
a)
Medical Directive
b)
Power of Attorney
c)
Will
d)
Living Trust
e)
Probate
27.
How will you earn more money over time for your financial future?
a)
Simple interest
b)
Compound interest
c)
Simple yield
d)
Compound yield
e)
Asset allocation
28.
When buying stocks, what's the easiest starting point
a)
Buy what you know
b)
Buy the penny stocks
c)
Buy the highest volume stock
d)
Buy the most expensive stock
e)
Buy stocks on the downswing
29.
What does it mean to create a barbell strategy
a)
Match high risk and low risk investments
b)
Take the high risk investments only
c)
Take the low risk investments only
d)
Establish a 70/30 split of your investmetns
e)
Incorporate real estate into your investment portfolio
30.
What is it called when you own a % of the employer contributions?
a)
Vested
b)
Contribution match
c)
Employee match
d)
Roll over
e)
401k
100 %
