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Lesson 3 Quiz: The Art of Budgeting

Total soal: 10

Worksheet time: 5mins

Nama
Kelas
Tanggal
1.

The budgeting process starts with monitoring current spending.

a)

True

b)

False

2.

Most short-term goals are based on activities over the next two or three years.

a)

True

b)

False

3.

A common long-term goal for parents of a newborn child may involve saving for college.

a)

True

b)

False

4.

Rent is considered a fixed expense.

a)

True

b)

False

5.

Flexible expenses stay about the same each month.

a)

True

b)

False

6.

The final phase of the budgeting process is to:

a)

set personal and financial goals

b)

compare your budget to what you have actually spent

c)

review financial progress

d)

monitor current spending patterns

7.

An example of a long-term goal would be:

a)

an annual vacation

b)

saving for retirement

c)

buying a used car

d)

completing college within the next six months

8.

A clearly written financial goal would be:

a)

“To save money for college for the next five years”

b)

“To pay off credit card bills”

c)

“To invest in an international mutual fund for retirement”

d)

“To establish an emergency fund of $4,000 in 18 months”

9.

An example of a fixed expense is:

a)

clothing

b)

auto insurance

c)

an electric bill

d)

educational expenses

10.

_____ is commonly considered a flexible expense.

a)

Rent

b)

A mortgage payment

c)

Home insurance

d)

Entertainment