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Wealth Management Assessment #2

Total questions: 25

Worksheet time: 38mins

Name
Class
Date
1.

When the costs of goods and services go up what happens to the needs of the consumers?

a)

Needs go up

b)

Needs go down

c)

The needs are a part of the goods

d)

The goods are a part of the needs

e)

Prices stabilize

2.

The law of ______ and ______ has inverse relationship to each other but nevertheless drive the economy.

(YES THEY MUST BE SPELLED CORRECTLY IN ORDER FOR YOU TO GET CREDIT)

You do not need to put in the word 'and' in your answer, just the words

(a)  

3.

What is an example of bad credit

a)

Bonds

b)

CD's

c)

Money Market

d)

Savings

e)

Cards

4.

A CD stands for?

a)

Certificate of Deposit

b)

Certification of Debt

c)

Clarification of Debauchery

d)

Compact Disc

e)

Certification of Deficit

5.

Which type of service would give you the most out of your deposited money?

a)

CD

b)

Savings

c)

Money Market

d)

Credit Card

6.

The 17th Century is what time period?

a)

1400's

b)

1500's

c)

1600's

d)

1700's

e)

None of these

7.

What century are we in now?

a)

19th

b)

20th

c)

21st

d)

2023rd

e)

Twenty Second

8.

T/F - Stocks are considered gambling.

a)

True

b)

False

c)

What's a gamble

d)

Part of an investment

e)

Stocks go up and down

9.

When you gamble it is

a)

A 0 Sum game

b)

Moving money from one hand to another

c)

Typically when the house wins

d)

All of the choices

e)

None of the choices

10.

Get rich quick schemes (worth 10 points)

a)

Advance Fee

1.

Pay up front for money later

b)

Pump and Dump

2.

Worthless item to go up and down

c)

Ponzi

3.

Pay early investors with new investor money

d)

Pyramid

4.

Multi-level marketing from outside customers

e)

Coaching

5.

Promise to pay for knowledge

11.

An economy where government controls the imports of goods.

a)

mercantilism

b)

comparative advantage

c)

laissez-faire

d)

invisible hand

e)

governmental economic product

12.

An economy where the goods are made and sold inside that country.

a)

mercantilism

b)

comparative advantage

c)

laissez-faire

d)

invisible hand

e)

governmental economic product

13.

An economy where the individual business controls their own destiny without government involvement.

a)

mercantilism

b)

comparative advantage

c)

laissez-faire

d)

invisible hand

e)

governmental economic product

14.

An economy where goods are priced at a point where the market is in equilibrium.

a)

mercantilism

b)

comparative advantage

c)

laissez-faire

d)

invisible hand

e)

governmental economic product

15.

Who said, "The sum of the individual decisions, wanting to be better off, will make the country prosperous overall." ?

a)

Adam Smith

b)

Grandpa Morris

c)

Jason Dinter

d)

Alan Greenspan

e)

Ronald Keyes

16.

Who said, "If you can't pay for it in cash, you can't afford it." ?

a)

Adam Smith

b)

Grandpa Morris

c)

Jason Dinter

d)

Alan Greenspan

e)

Ronald Keyes

17.

Who said, "Get Rich Slowly." ?

a)

Adam Smith

b)

Grandpa Morris

c)

Jason Dinter

d)

Alan Greenspan

e)

Ronald Keyes

18.

What does it NOT mean when talking about compound interest.

a)

You build interest on interest

b)

Longer money invested

c)

Growth accumulated over time

d)

Guaranteed rate of return no questions asked

19.

Who got caught for a Ponzi scheme in 2008?

a)

Adam Smith

b)

Bernie Ebbers

c)

Bernie Madoff

d)

Alan Greenspan

e)

Ronald Keyes

20.

When the Nigerian Prince comes to offer you a lump sume of $1billion US pounds and all you need to provid is a form of payment to wire the funds along with your monthers madden name and your security social number, well at least the last 4 nombers of it and you will be handsumly rewarded with those monies as soon as possible and may the lord bless you with all of his heart so that you can resieve the monies right away as it is held in a bank that only you can help by bringing monies in so that the lord will bless all of us and ensure your happiness.

a)

Advance Fee

b)

Pump & Dump

c)

Ponzi Scheme

d)

Pyramid Scheme

e)

Coaching Scheme

21.

Marx's theory is based on labor while Smith's theory is based on market stability.

Marx's theory is considered ​ ​ (a)  

Smith's theory is considered ​ (b)  

Choose from the below words
Communist
Capitalist
22.

Who said, "The 8th Wonder of the World is compound interest. He who understands it earns it. He who doesn't, pays it" ?

a)

Albert Einstein

b)

Grandpa Morris

c)

Jason Dinter

d)

Alan Greenspan

e)

Ronald Keyes

23.

What is NOT a way to avoid fraud:

a)

Ask questions

b)

Research investments thoroughly

c)

Determine if you are willing to take the risk of losing your investment

d)

Conduct a background check on requesting company / organization / individual

e)

Ensure you can deposit the money quickly to get an ROI

24.

What calculation is this?

A=P(1+R/N) NT

a)

Compound Interest Calculator

b)

Compound Loan Calculator

c)

Compound Price per Earnings

d)

Government Gross Domestic Product

e)

Government Gross National Product

25.

Where can you get a simple calculator to find out compound interest.

a)

SSA.gov

b)

Investor.gov

c)

SEC.gov

d)

Whitehouse.gov

e)

IRS.gov