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Insurance Review Game

Total questions: 20

Worksheet time: 15mins

Name
Class
Date
1.

What is insurance?

a)

A financial product that is a gamble on whether or not you get money

b)

A financial product that does not really do anything for you

c)

A financial product that you get free money from

d)

A financial product purchased by people to manage risk.

2.

True or false insurance is important?

a)

True

b)

False

3.

What are types of insurance?

a)

tree insurance, food insurance, drink insurance.

b)

Heath insurance, renters insurance, homeowners insurance, car insurance, disability insurance, long-term care insurance, life insurance.

c)

There aren't any types of insurance.

4.

What is a risk?

a)

Something other people do to see what happens to you

b)

A chance of loss in a event.

c)

The chance of gain in a event

d)

Something you do to see what happens

5.

True or false? A policy is a contract between you and the insurance company.

a)

False

b)

True

6.

What is a policy holder?

a)

The person whom holds the contract with the insurance company.

b)

The insurance company

c)

The person that holds the insurance contracts significant other.

d)

The beneficiary

7.

What specifies all terms on between you and your insurance company?

a)

Premium

b)

Policy

c)

Risk

d)

Coverage

8.

What is long -term care insurance?

a)

It is where you need health care provided to you for a long period of time.

b)

It is where you are unable to work so they supply you with the things that you need.

c)

It is one insurance policy that will last you forever that you pay once.

d)

It is a type of car insurance that protects any possible damages that might occur

9.

What is a claim?

a)

A person trying to get insurance

b)

A person trying to create a new insurance policy

c)

A formal request from the policyholder to their insurance company

d)

A formal request to try and revise your insurance policy

10.

what kind of insurance is it when money is paid to the beneficiary's who were named by the insured person?

a)

Life insurance

b)

health insurance

c)

long-term care insurance

d)

Disability insurance

11.

What is liability?

a)

Coverage on your car or property when it gets damaged

b)

Coverage on your best friends damages to their house

c)

Coverage on another persons property that they damaged

d)

Coverage on another persons injuries or damages if you are responsible

12.

True or false? Emergency savings is money saved up over a period of time incase of a surprise expense

a)

True

b)

False

13.

What is a premium?

a)

where the terms are

b)

money paid towards the policy monthly or yearly

c)

the person who holds the policy

d)

the person that receives the money when someone dies

14.

What is as deductible?

a)

Money paid to the person if something happens to an insured person.

b)

money paid to someone for damage of property

c)

Money paid for the policy

d)

Money paid before insurance will cover in a accident

15.

What is an employee benefit?

a)

Product or service in addition to employee wages

b)

employees wage

c)

money given to you by your family

d)

money from your friends

16.

What is in-kind income?

a)

The donation of a product or service in a loss

b)

Money given to you

c)

money for a birthday present

d)

Money paid before insurance covers

17.

What is long-term care?

a)

Provided care such as a nursing home

b)

money provided when a person is unable to work because of health

c)

Insurance for your whole life

d)

Insurance that will protect you if you die.

18.

True or false. Disability insurance replaces earnings that you can not receive because of health problems

a)

True

b)

false

19.

True or false? you must have car insurance to drive a car

a)

False

b)

True

20.

When should you get life insurance?

a)

When health problems show up

b)

When you can afford it

c)

When your a teenager

d)

When you get your first car