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Worksheets

Midterm

Total questions: 54

Worksheet time: 46mins

Name
Class
Date
1.

Arlene is a fast food manager, one of her tasks is to do sales forecast. This is an example of ________.

a)

Long Term Planning

b)

Long Term Financial Planning

c)

Short Term Planning

d)

Short Term Financial Planning

2.

The focus of Short Term Planning is everyday function of the company.

a)

TRUE

b)

FALSE

3.

Due to the aftermath of COVID 19, the tourism industry is still recovering. This factor influencing the Sales Budget is under _______?

a)

Environmental Factor

b)

External Factor

c)

Internal Factor

d)

Social Factor

4.

Epril is a manager of a Bakery, she forecast that tomorrow's sales will be twice as many as today's sales how ever due to power interruptions the sales decreases. This optimism of Epril causes opportunities

a)

TRUE

b)

FALSE

5.

To maximize shareholder's wealth it is important to have specific objectives rather than specific time

a)

TRUE

b)

FALSE

6.

It showcase the company's current performance

a)

Projected Financial Statement

b)

Projected Income Statement

c)

Projected Balance Sheet

d)

Projected Financial Position

7.

Rent and Other utilities expenses

a)

Sales Budget

b)

Production Budget

c)

Operations Budget

d)

Expense Budget

8.

Petty Cash is an example of ________

a)

Sales Budget

b)

Production Budget

c)

Operation Budget

d)

Cash Budget

9.

Karl works for a shoe factory, he earned 250 pesos per day. He saves his money in order to buy a new cellphone next month. He shouldn't do it because the money will lose its value

a)

TRUE

b)

FALSE

10.

This is an example of _______

a)

M1

b)

M2

c)

M3

d)

M4

11.

Grace bought a luxury handbag for Php. 100,000, upon expecting it at home the quality of the bag did not meet her expectation. This scenario is best describe as _________

a)

Value of Money

b)

Value for Money

c)

Velocity of Money

d)

Money Supply

12.

The Central bank occurred expenses amounting to Php 300.00 to produce a P1,000 peso bill

a)

Metallic Standard

b)

Non-metallic Standard

c)

Bimetallic Standard

d)

Fiat Standard

13.

Mickey Mouse Money during World War II is an example of _________

a)

Utopian Paper Standard

b)

Involuntary Paper Standard

c)

Managed Currency Standard

d)

Money Paper Standard

14.

Money that 100% back up by gold and silver

a)

Commodity

b)

Non-Commodity

c)

Monometallic

d)

Bimetallic

15.

The most liquid assets?

a)

CAPITAL

b)

BUDGET

c)

CASH

d)

WORKING CAPITAL

16.

Harry has a Bar located at Pulilan Bulacan, everyday he allocates Php.25,000 for its day to day operations. This is an example of _________

a)

Working Capital

b)

Net Working Capital

c)

Permanent Working Capital

d)

Temporary Working Capital

17.

Since the Stock Market is Low, Barry from a firm suggested to buy additional stocks since the company has money surplus. This scenario explains_______

a)

Transactional Reasons

b)

Compensational Reason

c)

Precautionary Reasons

d)

Speculative Reasons

18.

Mostly of the company that survives during COVID 19 Pandemic, are businesses that have enough cash to cover their monthly expenses. This scenario is best explain through_________.

a)

Transactional Reasons

b)

Compensational Reasons

c)

Precautionary Reasons

d)

Speculative Reasons

19.

Only good company's reputation can affect the sales budget of the business?

a)

TRUE

b)

FALSE

20.

In setting company's objective less details is good for short term planning?

a)

TRUE

b)

FALSE

21.

To start up a restaurant is an example of a Long Term Plan while to get a permit is an example of Long Term Plan

a)

TRUE

b)

FALSE

22.

Money is the medium of exchange it means that when I dine-in a Buffet the cashier will accept my credit card.

a)

TRUE

b)

FALSE

23.

When a country uses either gold or silver, this is an example of ______

a)

Mettalic Standard

b)

Mono Metallic Standard

c)

Bimetallic Standard

d)

Fiat Standard

24.

Pilipino only uses barter after the Spaniards come to the Philippines

a)

TRUE

b)

FALSE

25.

Is the medium of Exchange

(a)  

26.

It provides roadmaps or guide the business or company

(a)  

27.

It includes cash, account receivable, and inventories of the company

(a)  

28.

The administrator that control the company's working capital

(a)  

29.

The term for creation and study of money investment and other financial instruments

(a)  

30.

It refers to the corpus of funds and credit employed in a business

(a)  

31.

The person who is responsible for financial decisions

(a)  

32.

A place or a system that provides buyers and sellers the means to trade financial instrument

(a)  

33.

A place where consumers can effectively manage earnings and develop financial footing.

(a)  

34.

The practice of making a business plan and then ensuring that all departments stays with it

(a)  

35.

You want to start-up a coffee shop however, you don't have enough capital so you decided to borrow loan from a bank amounting to Php. 500,000 with a 2.5% monthly Interest. The following month your statement of account is now 512,500 the 12,500 difference is known as ______

a)

Interest Rate

b)

Charge

c)

Amount Due

d)

Debt

36.

Dan wants to open an Unli wings business at Cruz na Daan, San Rafael, Bulacan. The estimated amount for this kind of business is Php. 100,000. Since he only has Php.30,000 as savings to use, he asked his siblings to invest on his business. This scenario is an example of ________

a)

Credit Finance

b)

Equity Finance

c)

Debt Finance

d)

Bank Finance

37.

Since Baliwag Bulacan is now categorize as City, the municipality of Baliwag will now increase their tax from 5% to 10%. This is known as ______

a)

Government Finance

b)

City Finance

c)

Public Finance

d)

National Finance

38.

Before opening a poultry shop, Mark conducted a feasibility study to ensure optimal profit for the business. This means?

a)

Earn Profit

b)

Earning Profit

c)

Increasing Profit

d)

Maximizing Profit

39.

Red invested his money on a pyramiding business, due to lack of recruits he might not get is capital back. This risk that red goes to in this investment is known as ________?

a)

Market Risk

b)

Liquidity Risk

c)

Credit Risk

d)

Operational Risk

40.

Kim wants to purchase a new car from Toyota, before the bank approves his car loan he undergo an intensive interview and background check. This steps will help the bank with?

a)

Market Risk

b)

Liquidity Risk

c)

Credit Risk

d)

Operation Risk

41.

AGC Banks only accepts deposits and lend money. This type of bank is known as _________.

a)

Investment Bank

b)

Thift Bank

c)

Internet Bank

d)

Commercial Bank

42.

Sunlife Canda, PruLife, AIA-BPI Philippines is an example of _______

a)

Credit Union

b)

Insurance Company

c)

Mortgage Company

d)

Brokerage Firm

43.

If Karen wants to buy and sell debt securities. Which market she needs to go?

a)

Financial Market

b)

Bonds Market

c)

Bond Market

d)

Derivates

44.

What is the basic functions of Financial Manager?

a)

Budgeting / Investment/ Dividend Decision

b)

Investment / Financial / Dividend Decision

c)

Capital / Investment / Financial Decision

d)

Financial / Performance / Budgeting Decision

45.

Security can represent as part of private-traded company?

a)

TRUE

b)

FALSE

46.

A money changer business which buys and sells dollars in different rates and dates. The activity is known as ________

a)

Spot

b)

Currency Swap

c)

Outright Forwards

d)

Currency Buying and Selling

47.

SAFE occurs in the under the counter market

a)

TRUE

b)

FALSE

48.

Whose tasks is to evaluate how much money is needed in order to start-up a new branch or expand the business?

a)

Captial Budgeting

b)

Capital Investment

c)

Capital Structure

d)

Working Capital

49.

A forward should have different price at the end of each contract.

a)

TRUE

b)

FALSE

50.

Differentiate Inflation from Deflation and give example/s to further explain

4 lines
51.

Which is much better in getting a Capital an Equity Finance or Debt Finance? and Why?

4 lines
52.

On your own words, why do you think it is important to study BUSINESS FINANCE?

4 lines
53.

On your own understanding, What is the importance of Business Finance with your course?

4 lines
54.

Buying and selling is known as primary market while issuing a new debt is known as secondary market

a)

TRUE

b)

FALSE