wayground logo

Free Printable Worksheets

Font size

S
M
L
XL
Worksheets

Career Preparedness Final Exam

Total questions: 123

Worksheet time: 3hrs 6mins

Name
Class
Date
1.

Dave is an air conditioning repair technician. A previous appointment took longer than expected. Dave will now be late to his appointment at Mrs. Alvarez's house. What should Dave do?

a)

Call Mrs. Alvarez, apologize, and provide an updated arrival time.

b)

Explain to Mrs. Alvarez that the late arrival was not his fault and blame it on previous customer.

c)

While driving to her house, Dave should text Mrs. Alvarez the updated arrival time.

d)

All of the above.

2.

Emma thinks it would be fun to wear a costume to work on Halloween. What should Emma do?

a)

Ask her customers if they feel it is a good idea.

b)

Check the employee handbook and ask her supervisor about the policy on costumes.

c)

Ask co-workers to also wear costumes that day.

d)

Complain on social media if her company does not allow employees to wear costumes.

3.

A storm broke windows and damaged a store's backroom. Which statement demonstrates that Lisa, a cashier, is both a safe employee and a team player?

a)

"I would like to help, but cleaning is not one of my job responsibilities."

b)

"I will use a broom and wear gloves to clean up the glass."

c)

"I will pick up the glass with my bare hands."

d)

"If Ron had unpacked those boxes yesterday, the rain would not have damaged the contents."

4.

Carlos works for an electronics company. He would like his company to promote him to manager. Carlos should do all of the following EXCEPT:

a)

Express his interest in taking on increased responsibilities and challenges at work.

b)

Learn more about the industry, his company, and the roles and responsibilities of managers.

c)

Demonstrate his knowledge, strong work ethic, dependability, and positive attitude every day.

d)

Demand a promotion if he does not receive one within six months.

5.

T/F: To appear loyal and dependable, an employee should never call in sick.

a)

True

b)

False

6.

T/F: Even if a customer is rude, you must remain calm, poised and professional.

a)

True

b)

False

7.

T/F: Do exactly as your supervisor tells you, even if the request is illegal or unsafe.

a)

True

b)

False

8.

T/F: If you have an issue with your work schedule, have your parent call your boss.

a)

True

b)

False

9.

T/F: It is important to be on time for work each and every day.

a)

True

b)

False

10.

T/F: Dress codes are just guidelines. They do not need to be followed exactly.

a)

True

b)

False

11.

T/F: Texting while talking to a co-worker or customer is acceptable if you do it quickly.

a)

True

b)

False

12.

requires gathering reliable information, assessing information for answers and selecting a suitable solution based on the situation

a)

academic preparation

b)

problem-solving

c)

apprentice

d)

ethical behaviors

13.

style of speaking or behaving

a)

leadership

b)

mannerisms

c)

commitment

d)

integrity

14.

What is the FIRST step of the decision-making process?

a)

make a plan! 

b)

make a decision 

c)

determine need or want 

d)

evaluate choices 

15.

Which of these is not part of the decision making process?

a)

Gather information

b)

Consider the consequences

c)

Evaluate the results

d)

Agonize

16.

A ________________ is something that happens as a result of a particular action or set of conditions

a)

Technology

b)

Warranty

c)

Resource

d)

Consequence

17.

They often only involve you, and they have few possible negative consequences

a)

Minor Decisions

b)

Major Decisions

c)

Prefrontal Cortex

d)

Criteria

18.

The standards in which you base your decisions

a)

Self-Image/Self-Concept

b)

Dopamine

c)

Criteria

d)

Responsible

19.

What is opportunity cost?

a)

the value of the next best option that is not selected when a choice is made.

b)

there is not enough of it.

c)

things people make to earn money.

d)

actions people do to earn money.

20.

Which is a need?

a)

iPhone

b)

water

c)

coffee

d)

Ray-Ban sunglasses

21.

These are the things we desire to have.

a)

Wants

b)

Goals

c)

Opportunity Costs

22.

When "wants are greater than the resources available to satisfy them," it is called...

a)

Scarcity

b)

Needs

c)

Opportunity Cost

d)

None of these answers

23.

When you make a choice, you often have to give up other options...those things are called the...

a)

Opportunity Cost

b)

Missed Opportunities

c)

Misused Resources

d)

Scarce Options

24.

Which one of the following is an opportunity cost?

a)

You stay out late and your parents ground you.

b)

You run a red light and you get a ticket.

c)

You choose to give up math to study for history.

d)

In a softball game, you miss the ball and strike out.

25.

A student decides to buy a ticket for a concert instead of buying a new shirt. What is the opportunity cost of buying the ticket?

a)

the concert

b)

the price of the ticket to the concert

c)

the shirt

d)

the time spent purchasing the ticket

26.

All except the following is a step in the decision making process

a)

Evaluate the decision

b)

Flip a coin

c)

List all your alternatives

d)

Carry out the decision

27.

True or false: The decision-making process is used only for big, important decisions.

a)

True

b)

False

28.

True or false. A decision will affect only the person who makes it.

a)

True

b)

False

29.

True or false: A poor decision can be a learning experience.

a)

True

b)

False

30.

Made on a daily basis and don’t require a lot of time to think through

a)

major decisions

b)

Well-being

c)

routine decisions

d)

decision

31.

determine all the choices you have

a)

Identify the Problem

b)

Identify Alternatives

c)

Decide

d)

Evaluate the Results

32.

know the problem or question before searching for an answer

a)

Identify the Problem

b)

Identify Alternatives

c)

Decide

d)

Evaluate the Results

33.

The following elements describe a SMART goal

a)

Specific, Measurable, Attainable, Realistic, Time Bound

b)

Short, Measurable, Action, Realistic, Time Bound

c)

Specific, Monetary, Attainable, Recognize, Temporary

d)

Short term, Mandatory, Attainable, Repetition, Timely

34.

The loss of potential gain from other alternatives when one alternative is chosen

a)

personal financial planning

b)

opportunity cost

c)

goals

d)

demand

35.

What does the S stand for in SMART GOALS

a)

Specific

b)

Special

c)

Standard

d)

Sports

36.

What does the M stand for in SMART Goals

a)

Mighty

b)

Mediocre

c)

Measurable

d)

Most

37.

What does the A in SMART stand for?

a)

Attainable - a goal must be reachable; you CAN do it.

b)

Admirable - a goal must impress people.

c)

Artistic - a goal must be creative.

d)

Academic - a goal must be scholarly and oriented towards learning.

38.
What does the R in SMART stand for?
a)
Responsible -a goal must allow you to take charge.
b)

Relevant - a goal must be something that is important to YOU

c)
Respectful - a goal must allow you to be kind and polite.
d)
Repeatable - you must be able to do the goal over and over again.
39.
What does the T in SMART stand for?
a)

Timely - the goal must be reached within a specific length of time.

b)
Thoughtful - a goal must take into account the feelings of others.
c)
Transferable - a goal should be able to be shared with other people.
d)
Trust-worthy - a goal should be worthy.
40.

Why is it important that your goals have deadlines?

a)

You need details.

b)

So you can tell if you have accomplished it or not.

c)

So you know what you are trying to accomplish.

d)

So you will actually work towards achieving it in a timely manner.

41.

Who should set your goals?

a)

Mom

b)

You

c)

Your teacher

d)

Your best friend

42.

Why is "I will eat healthy this week" not a SMART goal?

a)

Not attainable.

b)

Not time-bound.

c)

Not measurable or specific.

d)

It is a SMART goal.

43.

I will score 15 soccer goals this season.

a)

SMART goal

b)

NOT a SMART goal

44.

I will learn to play the drums.

a)

NOT a SMART goal

b)

SMART goal

45.

Why is it important that SMART goals are measurable

a)

So you know exactly what you are trying to accomplish

b)

So you know when you have accomplished it or not

c)

So you have a deadline you are working within

d)

So it is something you care about

46.

I will get all A's these 9 weeks.

a)

SMART goal

b)

NOT a SMART goal

47.

"We want to make lots of money with our lemonade stand by the end of the day," is missing...

a)

Timely

b)

Relevant

c)

Specific

d)

Attainable

48.

"I want to run faster than the speed of light by the time I am 20" is a bad goal because...

a)

It is not Specific.

b)

It is not Relevant

c)

It is not Attainable.

d)

It is not Measurable.

49.

Setting goals will help you...

a)

Identify some specific steps to take to help work toward goals

b)

be the first in line to lunch

c)

help you make the basketball team

d)

fail science for the 2nd nine weeks

50.

Belief or practice of what is important, desirable and worthwhile to an individual.

a)

Need

b)

Well-being

c)

Value

d)

Want

51.

Which option is a Need?

a)

Shelter

b)

Hot Tub

c)

Nike Sneakers

d)

TikTok

52.

Guides individuals to think through all components of making a good decision for a major decision

a)

major decisions

b)

decision‐making process

c)

routine decisions

d)

well‐being

53.

Have long‐term effects on a person’s life. They should be made very carefully and with a lot of thought.

a)

major decisions

b)

decision‐making process

c)

routine decisions

d)

well‐being

54.

Impacts an individual’s or family’s well‐being

a)

major decisions

b)

decision‐making process

c)

routine decisions

d)

decision

55.

The state of being happy, healthy and prosperous

a)

major decisions

b)

Well-being

c)

routine decisions

d)

decision

56.

Made on a daily basis and don’t require a lot of time to think through

a)

major decisions

b)

Well-being

c)

routine decisions

d)

decision

57.

determine all the choices you have

a)

Identify the Problem

b)

Identify Alternatives

c)

Decide

d)

Evaluate the Results

58.

know the problem or question before searching for an answer

a)

Identify the Problem

b)

Identify Alternatives

c)

Decide

d)

Evaluate the Results

59.

make the best choice after thinking about all of the consequences.

a)

Identify the Problem

b)

Identify Alternatives

c)

Decide

d)

Evaluate the Results

60.

this will help in making better decisions in the future.

a)

Identify the Problem

b)

Identify Alternatives

c)

Decide

d)

Evaluate the Results

61.

What is an example of a Major Decision?

a)

What to wear in the morning

b)

Saving for a family vacation

c)

What to pack for lunch

d)

Where to sit on the school bus

62.

Specific objectives to be accomplished through financial planning.

a)

short‐term goal

b)

goal

c)

education goals

d)

financial goals

63.

The end result of something a person intends to acquire, achieve, do, reach or accomplish.

a)

short‐term goal

b)

goal

c)

education goals

d)

Financial goals

64.

Achieve in a time period of less than one year.

a)

short‐term goal

b)

goal

c)

Values

d)

education goals

65.

Achieve in a time period of more than one year.

a)

short‐term goal

b)

goal

c)

Long-term goal

d)

education goals

66.

The following elements describe a SMART goal

a)

Specific, Measurable, Attainable, Realistic, Time Bound

b)

Short, Measurable, Action, Realistic, Time Bound

c)

Specific, Monetary, Attainable, Recognize, Temporary

d)

Short term, Mandatory, Attainable, Repetition, Timely

67.

The loss of potential gain from other alternatives when one alternative is chosen

a)

personal financial planning

b)

opportunity cost

c)

goals

d)

demand

68.

A balance achieved between two desirable but incompatible features; a compromise.

a)

opportunity cost

b)

trade-off

c)

value

d)

want

69.

Prejudice is when you think badly of someone based on something about them, such as religion or race.

a)

True

b)

False

70.

Diversity means

a)

Being same

b)

Being different

c)

Being indifferent

d)

Being unhappy

71.

The belief in the superiority of one race over another.

a)

Racism

b)

Inequality

c)

Equality

d)

Fascism

72.

An item that is necessary for life

a)

Need

b)

Well-being

c)

Value

d)

Want

73.

Belief or practice of what is important, desirable and worthwhile to an individual.

a)

Need

b)

Well-being

c)

Value

d)

Want

74.

Something that is

unnecessary to life, but desired.

a)

Need

b)

Well-being

c)

Value

d)

Want

75.

Wants are things that make our life _____________.

a)

more difficult

b)

not fun

c)

expensive

d)

easier

76.

Needs are the things that all people must have to __________.

a)

stay alive

b)

not need

c)

play everywhere

d)

throw away

77.
Choose the word that best completes the sentence below.   A ___________ usually requires a lot of time and planning to accomplish. 
a)
goal setting
b)
goal
c)
long-term goal
d)
mid-term goal
78.

Someone who buys goods or services is called a ____________________

a)

producer

b)

consumer

79.

Air, shelter, and food are all examples of ______________

a)

needs

b)

wants

80.

Is this a want or a need?

a)

Need

b)

Want

81.

Which do you NEED to survive?

a)
b)
82.

Soda is a need.

a)
b)
83.

Air is a want.

a)
b)
84.

Moving money from your savings to your checkings is an example of a

a)

transfer

b)

withdrawal

c)

deposit

85.

Paying a bill with bill pay

a)

deposit

b)

withdrawal

c)

transfer

86.

Checking accounts are only offered by banks, not credit unions.

a)

TRUE

b)

FALSE

87.

Signing the back of a check made payable to you is called?

a)

Deposit

b)

Payor

c)

Endorsement

d)

Influencer

88.

Maintaining a minimum balance is one way of possibly qualifying for a free checking account.

a)

TRUE

b)

FALSE

89.

What is the first set of numbers at the bottom of the check called? (789123456)

a)

Account Number

b)

Check Number

c)

Routing & Transit Number

d)

Telephone Number

90.

What is the second set of numbers at the bottom of the check called? (123789456123)

a)

Account Number

b)

Check Number

c)

Routing & Transit Number

d)

Telephone Number

91.

Why does the amount of the check need to be written out in words?

a)

It helps clarify the numbers intended by the maker of the check.

b)

It is the legal amount of the check.

c)

It makes it more difficult to alter the intended amount.

d)

ALL of these.

92.

What will you absolutely need to set up a bank account?

a)

Tax ID/Social Security Number

b)

Passport

c)

Driver's License

d)

Instagram Account

93.

Banks and credit unions often offer ______ protection (usually linked to a savings account) so that you don't put your account into the negative.

a)

indeterminate

b)

capital

c)

overdraft

d)

underside

94.

Which of the following would be the best, most secure password?

a)

1234ABCD

b)

Iloveyou

c)

Ttg@5wP!k

d)

qwerty3

95.

Lucy has $50. She wants to start saving money, but also be able to access her money without penalty.

Which type of savings account should she open?

a)

Traditional savings

b)

Money Market Account

c)

Certificate of Deposit (CD)

96.

If a check is lost or stolen, the bank can place a ______ on it, at the maker's request and expense, so that the check cannot be cashed.

a)

overdraft

b)

stop payment

c)

debit

d)

money order

97.
This account allows you to deposit money at a bank for safekeeping.
a)
Saving Account
b)
Checking Account
c)
Bill Account
d)
Casino Account
98.
This account allows you to withdraw money, pay a bill, or make purchases easily.
a)
Checking Account
b)
Savings Account
c)
Market Money Account
d)
CD Account
99.
This is a written request to your bank to take money from your account & pay it to someone else.
a)
Check
b)
Telephone Call
c)
Text
d)
Email
100.
This allows you to withdraw cash from your account or make payments electronically.
a)
Debit Card
b)
Loan Account
c)
Signature Card
d)
Payday card
101.
The action enters money into an account.
a)
Deposit
b)
Withdrawal
c)
Loan
d)
Deduction
102.
This action removes money from an account, either at the bank or an ATM.
a)
Withdrawal
b)
Deposit
c)
Loan
d)
Credit
103.
This transaction removes funds from your account.
a)
Debit
b)
Credit
c)
Loan
d)
Deposit
104.
This action allows movement of funds from one account to another.
a)
Transfer
b)
Debit
c)
Credit
d)
Loan
105.

A bank account that allows you to deposit/withdraw money at any time and earns interest is a

a)

money market fund

b)

money market deposit account

c)

regular savings account

d)

certificate of deposit

106.

Interest earned on both the principal and any interest earned on the principal.

a)

Rate of return

b)

Compound interest

c)

Simple interest

d)

Principal earnings

107.

The interest rate on a CD is __________ than that on a regular savings account.

a)

Lower

b)

Higher

c)

Same

d)

Does not earn interest

108.

You earn _______________ by saving money in a savings account.

a)

money

b)

interest

c)

awards

d)

trophies

109.

Interest calculated on the amount of money deposited ONLY.

a)

Daily

b)

Simple

c)

Compound

d)

Annual

110.

What is a savings account?

a)

A basic type of money product that allows you to save money and earn profits. 

b)

A complex type of money product that allows you to save money.

c)

A simple type of money product that allows you to spend money.

d)

A easy type of money product that allows you to spend money.

111.

What is one advantage of having a savings account?

a)

Access emergency funds.

b)

Money in the savings account gains value over time

c)

Opportunity to use an ATM.

d)

Ability to make secure investments?

112.

What is the term for the amount of money in someones account?

a)

Balance

b)

Debt

c)

Deposit

d)

Withdrawal

113.

What is line. "B". for?

a)

How much cash you have

b)

How much cash you want to keep

c)

How much money depositing into bank

d)

Signature line

114.

What is line "A" for?

a)

Signature line

b)

How much cash you have

c)

how much you are depositing into account

d)

date of deposit

115.

What is line. "C". for?

a)

How much cash you have

b)

How much cash you want to keep

c)

Checks you have to put into bank

d)

total money putting into bank

116.

What is line. "D". for?

a)

Date of deposit

b)

total before keeping cash

c)

Total putting into bank

d)

Cash you want to keep

117.

Form you fill out to put money in your account.

a)

withdrawal

b)

deposit slip

c)

service charge

d)

deposit

118.

Write each amount in word form, as it would appear on a withdrawal slip.

$64.25

a)

sixtey-four dollars and 25 cents

b)

sixty-four and 25/100 dollars

c)

six tens and 4 dollars and 25/100 cents

d)

sixtey-four and 25/100 dollars

119.

Write each amount in word form, as it would appear on a withdrawal slip.

$748.00

a)

Seven-forty eight and 00 dollars

b)

Seven forty-eight hundred dollars and 00/100 cents

c)

Seven hundred fourty eight dollars

d)

Seven hundred forty-eight and 00/100 dollars

120.
At the beginning of this month, the balance of Vance's checking account was $697.96. So far this month, he has received a paycheck via direct deposit of $962.88, been charged a monthly service fee from his bank of $25.00, used a debit card linked to his account to make a purchase of $83.12, written a check for $138.83 that has already been deposited, and deposited a check written to him for $71.17. What is the current balance of Vance's checking account?
a)

$1620.38

b)

$1510.06

c)

$1485.06

d)

$787.10

121.
Shannon makes a deposit in her checking account. She has checks for $178.16 and $36.00. She gets back $20.00 in cash.
What is her total deposit?
a)

$214.16

b)

$198.16

c)

$194.16

d)

$234.16

122.

What is the total deposit for $324.75, 15 pennies, 8 nickels, 5 dimes and 3 quarters?

a)

$325.15

b)

$326.45

c)

$325.95

d)

$326.55

123.

Paula Cruz wants to deposit $74.00 in cash and check for $122.17. What is the subtotal and total deposit?

a)

Subtotal: $74.00, Deposit: $198.17

b)

Subtotal: $196.17, Deposit: $196.17

c)

Subtotal: $198.17, Deposit: $198.17

d)

Subtotal: $198.17, Deposit: $74.00