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ACADEC Summer 2025 ECON Test 1

Total questions: 100

Worksheet time: 2hrs 2mins

Name
Class
Date
1.

The study of how people make decisions to satisfy their needs and wants

a)

Scarcity

b)

supply and demand

c)

economics

2.
If I am better at all types of production, I have the ______ in all forms of production.
a)
Comparative advantage
b)
Specialization
c)
Absolute advantage
d)
developed nation
3.
To focus on producing one thing to improve productivity is known as:
a)
Specialization
b)
International trade
c)
Absolute Advantage
d)
Supply and Demand
4.
A trade agreement between Canada, Mexico, and the US
a)
NAFTA
b)
EU
c)
WTO
d)
ABC
5.

Goods and services a country produces and sells to other countries

a)

imports

b)

exports

c)

demand

d)

supply

6.

Goods and services brought in from other countries

a)

supply

b)

exports

c)

imports

d)

tariff

7.

A tax on imports

a)

tariff

b)

import tax

c)

supply

d)

embargo

8.

Which is an example of a trade barrier?

a)

Japan is allowed to send as many electronic products to the U.S. as they want.

b)

The U.S. freely trades with other countries with no restrictions.

c)

A high tax is placed on all diamonds received from Africa.

9.

Free Trade

a)

Tariffs and quotas raise prices of imported goods

b)

Raise prices for consumers

c)

Lower prices for consumers

d)

May slow improvements or innovations to lower costs

10.

Trade Barriers

a)

Influence consumers into purchasing domestically produced goods

b)

•Elimination of businesses that are not competitive

c)

Access to more product markets

d)

Increased competition

11.

"Comparative Advantage

a)

country's ability to produce a product relatively more efficiently, or at a lower opportunity cost

b)

. ability to carry out a particular economic activity more efficiently than another

12.

Absolute Advantage

a)

country's ability to produce a product relatively more efficiently, or at a lower opportunity cost

b)

ability to carry out a particular economic activity more efficiently than another

13.

What is inflation?

a)

decrease in prices of products in an economy

b)

rise in most prices of products in an economy

c)

rise in some prices of products in an economy

d)

increase in average price levels of all products in an economy

14.

Which of the following is NOT an effect of inflation?

a)

purchasing power changes

b)

value of wages changes

c)

interest rates change

d)

prices stay the same

15.

In the long run, the economy of the United States has

a)

steadily grown over time.

b)

steadily declined over time.

c)

behaved in ways that cannot be explained by modern macroeconomics.

d)

experienced drastic fluctuations, but it is back to its old levels now.

16.

GDP is an important economic measurement because it

a)

provides valuable data on unemployment rates.

b)

measures the combined total of all intermediate and final goods produced.

c)

measures all final goods and services produced by a country.

d)

includes all economic activity, incluing financial transactions and purchases of used goods.

17.

When the economy experiences expansion, it is most likely the case that

a)

GDP is increasing, unemployment is increasing, and inflation is decreasing.

b)

GDP is increasing, unemployment is decreasing, and inflation is increasing.

c)

GDP is decreasing, unemployment is decreasing, and inflation is increasing.

d)

GDP is decreasing, unemployment is decreasing, and inflation is decreasing.

18.

All of the following people are considered UNEMPLOYED except

a)

Molly, who filled out three job applications this week.

b)

Ryan, who currently serves in the military.

c)

Kyle, who only worked for 30 minutes last week.

d)

Brittany, who was recently fired from her job.

19.

When the unemployment rate is relatively high,

a)

the growth in real GDP is high.

b)

the growth in real GDP is low.

c)

inflation is also relatively high.

d)

the amount of physical capital available has decreased.

20.

GDP per capita is found by dividing a country's GDP by it's

a)

population.

b)

average birth rates.

c)

number of households.

21.

A higher GDP generally correlates to a(n) ___________ standard of living.

a)

higher

b)

lower

c)

unrelated

22.
What is a business owned and operated by one person?
a)
Sole Proprietorship
b)
Partnership
c)
Corporation
23.
What is a business owned by stockholders/investors but operated by others?
a)
Sole Proprietorship
b)
Partnership
c)
Corporation
24.
What is a business owned and operated by two or more people?
a)
Sole Proprietorship
b)
Partnership
c)
Corporation
25.
What is ONE advantage of a sole proprietorship?
a)
You make ALL the decisions
b)
Easy to raise money
c)
You have to share profits
26.
What is ONE advantage of a Partnership?
a)
Someone else can help with decisions, etc.
b)
Double taxes
c)
Disagreements
27.
What is ONE disadvantage of a Partnership?
a)
Easier to start
b)
Have to share the profits
c)
Help in making decisions
28.
What is ONE disadvantage of a Corporation?
a)
Disagreements
b)
Less direct control
c)
The risk is all on one person
29.
Which business type has the most sales in the USA?
a)
Sole Proprietorship
b)
Partnership
c)
Corporation
30.

What do economists mean by the term "scarcity"?

a)

Having too few or too little of resources

b)

Having too many resources

c)

Having just enough resources

d)

Having the correct amount of resources

31.

Which of the following is not one of the three basic questions economists try to solve?

a)

What should be produced?

b)

How should it be produced?

c)

Who gets what is produced?

d)

When should it be produced?

32.

What is supply?

a)

the amount of an item you have

b)

how many people want your good/service

c)

the money you have left over after you paid your bills

d)

none of these

33.

What is demand?

a)

the amount of an item you have

b)

how many people want your good/service

c)

the money you have left over after you paid your bills

d)

none of these

34.
____________  supply & demand determines what gets produced
a)
Free Market Economy
b)
Closed Economy
c)
Socialism
35.
Which is NOT a characteristic of Capitalism?
a)
Market Economy
b)
Supply and Demand
c)
Freedom of Competition
d)
Classless Society
36.

Why would a business want to spend their money to invent new items?

a)

They can save money

b)

They will fix broken items

c)

They can buy cool goods

d)

They can make new goods to sell

37.

What is supply?

a)

the amount of an item you have

b)

how many people want your good/service

c)

the money you have left over after you paid your bills

d)

none of these

38.

What is demand?

a)

the amount of an item you have

b)

how many people want your good/service

c)

the money you have left over after you paid your bills

d)

none of these

39.

What is profit?

a)

the money you have left over after you paid your bills

b)

how many people want your good/service

c)

the amount of an item you have

d)

none of these

40.

Opal saved money in the bank. From doing this, she earned _______.

a)

Interest

b)

Invest

41.

Apple saved some of their money to create the new iPhone X. This choice means Apple _______ in their company.

a)

Interest

b)

Invest

42.

Which of the following will increase your profit for selling hot chocolate?

a)

Use expensive materials

b)

Lower the price

c)

Give each buyer more hot chocolate

d)

Use cheaper materials

43.

Which of these is a way that a business can use its money wisely/invest in their business?

a)

It can use more expensive resources.

b)

It can invent new goods.

c)

It can buy machines to make goods.

d)

All of the above

44.

A new bakery comes to town. Now there are more options for a bakery. What will happen to the price?

a)
b)
45.

For the market, Opal is selling brownies. Dyamonde is also selling brownies. What will happen to the price?

a)
b)
46.
A person who buys goods and services
a)
consumer
b)
entrepreneur
c)
resource
d)
currency
47.
another word for money
a)
barter
b)
economics
c)
currency
d)
price
48.
The making, buying and selling of goods and services
a)
economics
b)
inflation
c)
market
d)
barter
49.
Individuals who come up with a new idea for a good or service, then they make it a reality
a)
resource
b)
human resources
c)
consumer
d)
entrepreneur
50.
A general increase in prices
a)
price
b)
inflation
c)
scarcity
d)
demand
51.
Something we use from nature
a)
natural resource
b)
human resource
c)
capital resource
d)
entrepreneur
52.
The amount of money we pay for a good or service
a)
currency
b)
price
c)
inflation
d)
economics
53.
What is a need?
a)
Nothing
b)
Something you have to have to live
c)
Something you would like to have
d)
Ice cream
54.
What is a want?
a)
A person
b)
Something you would like to have but don't need to live
c)
Purple
d)
Something you need to live
55.
Which of the following is not a service?
a)
Dry Cleaner
b)
Car Wash
c)
Clothes
d)
Babysitter
56.
If a resource is scarce
a)
there is a shortage and unlimited wants in a world of limited resources
b)
to be extremely rare and expensive
57.
Relationship between the quantity of a commodity that producers wish to sell at various prices and the quantity that consumers wish to buy.
a)
Scarcity
b)
Supply and Demand
58.
If a drought severely reduces the amount of asparagus available to consumers, what would you expect to happen?
a)
The demand for asparagus will go down.
b)
The price of asparagus will go up.
59.
My new Nikes were introduced in May for $129.99, but by December they are being sold for $69.99.  According to the law of supply and demand, which is most likely to be true about the Nikes.
a)
Supply for the Nikes are was hight but the demand was low.
b)
Supply for the Nikes was low but demand was high.
60.
If supply of a product is limited, but demand is high, how would the price be affected?
a)
It would go up
b)
It would go down
61.
A plan for managing a person's income and expenses is..
a)
Income
b)
Scarcity
c)
Savings
d)
Budget
62.
A shortage of a resource is considered...
a)
Scarcity
b)
Surplus
c)
Profits
d)
Income
63.
Money someone does not want or have to spend is...
a)
Savings
b)
Donations
c)
Earnings
d)
Profits
64.

An economy based on private ownership of business and consumers freely choose goods and services.

a)

Capitalism

b)

Communism

c)

Traditional

d)

Mixed

65.

The value of all the goods and services that a country produces in a year.

a)

Gross Domestic Product (GDP)

b)

Factors of Production (FOP)

c)

Free-Market Economy (FME)

66.

when a country becomes skilled at producing one good or service

a)

specialization

b)

scarcity

c)

profit

d)

labor

67.
Which one of the following terms is money that is paid regularly at a particular rate for the use of borrowed money?
SSEPFb
a)
Deposit
b)
Withdrawal
c)
Interest
d)
Net Worth
68.
Which federal agency protects deposits in commercial banks ?
SSEPF2
a)
FDIC
b)
IRS
c)
DEA
d)
EPA
69.
A system to make financial loss more affordable by transferring it from individuals to large groups is called :
SSEPF5
a)
Investing
b)
Insurance
c)
Trading
d)
Saving
70.
Financial institution licensed to receive deposits and make loans.
SSEPF2a
a)
bank
b)
credit union
c)
savings house
d)
credit house
71.
Expending money with the expectation of achieving a profit.
a)
profiting
b)
budgeting
c)
debiting
d)
investing
72.
Which of these would increase your credit score?
SSEPF4a
a)
pay minimum payment on your credit card balance each month
b)
check your credit score as frequently as possible
c)
earn more income
d)
get as many loans as you can
73.
Why might your parents not want to co-sign your student loan?
SSEPF1a
a)
they become liable for the loan
b)
it could increase the loan's total cost
c)
it won't help your credit score as much
d)
it will hurt their credit score
74.
The number that reflects your ability to get a loan and interest rates is your
SSEPF4a
a)
credit score
b)
credit karma
c)
bank rank
d)
LTF (Loan Trust Factor)
75.
______________  is the battle for your business between sellers of a particular good or service. For instance, if Staples sells markers for $2.49, but Walmart sells them for $.97, this is ______________. This helps to keep prices low.
a)
Competition
b)
Market
c)
Entrepreneur
d)
Trade
76.

Why does the government tax the people?

a)

Taxes pay for government programs and services, such as schools and the military.

b)

The government does not tax the people.

c)

Taxes allow businesses to make more money.

d)

The government taxes people so that no one can get too rich.

77.

When people sell their labor to a business they earn money. What is this money called?

a)

taxes

b)

income

c)

profit

d)

economy

78.
Resources (a.k.a. the factors of production are)
a)
Land and Labor
b)
Land and Capital 
c)
Entrepreneurship
d)
Land, Labor, Capital and Entrepreneurship
79.

Which of the following was NOT a reason for the relative economic prosperity in the 1920s?

a)

increased consumer buying aided by easy credit

b)

increased savings by most Americans

c)

availability of oil for fuel and innovations for its use

d)

the development of the assembly line

e)

pent up demand from the war which had to be satisfied by material goods

80.

The most important change that the census of 1920 showed in America was that:

a)

the frontier was closed

b)

urban dwellers now outnumbered rural ones

c)

most people had electricity

d)

population had doubled in a decade

e)

a majority of the people owned automobiles

81.

All of the following were forces that helped to bring about Prohibition EXCEPT

a)

Dry states wanted a national law because their citizens could go to wet states to subvert their laws

b)

businesses felt that productivity could be increased if "blue Monday's" could be eliminated

c)

the temperance movement had a close alliance with the women's movement and the success of one helped the success of the other

d)

The Evangelical Protestant churches were strong supporters of it

e)

in order to prove their patriotism most ethnic groups wanted it

82.

Business leaders who wanted to promote a higher level of consumption of their products and get rid of the old ideas of thrift developed:

a)

advertising

b)

installment buying

c)

scientific management

d)

consumer savings

e)

retail selling

83.

Which of the following became a symbol for corruption of the Harding administration?

a)

Muscle Shoals

b)

Sacco-Vanzetti

c)

Teapot Dome

d)

McNary-Haugen

e)

Greenwich Village

84.

All of the following could be considered weaknesses in the economy in the US in the late 1920s EXCEPT:

a)

durable goods

b)

textiles

c)

service industry

d)

agriculture

e)

real estate

85.

What did the Kellogg-Briand Pact that was signed by 35 nations including the US do?

a)

provided for arms limitation

b)

put the signatures on the gold standard

c)

made it illegal to travel on a ship going into a war zone

d)

kept countries from the further colonization of Africa

e)

outlawed offensive war

86.

Symbolic of the popular fears of immigrants, communism, change, and diversity, this group became very powerful during the 20s with a reputed 5 million members and hatred for anyone who was foreign, Catholic or Jewish, liberal or different. What was the group?

a)

American Legion

b)

NAACP

c)

Ku Klux Klan

d)

Mafia

e)

American First Committee

87.

The Immigration Act of 1924 was written to specifically favor the arrival of which of the following groups to US shores?

a)

Asians

b)

Africans

c)

Southern Europeans

d)

Northern Europeans

e)

South Americans

88.

All of the following statements concerning the 3 Republican presidencies of the 20s and conditions that existed in the nation are correct EXCEPT:

a)

Republicans sought to serve the public good with less direct government action

b)

Government agencies sought to cooperate with big business rather than to regulate it

c)

Corruption among public officials did appear as some individual exploited public resources for private profit

d)

US foreign policy abandoned internationalism for a return to isolationism and military unpreparedness

e)

Supported by the federal government, labor unions grew in power and influence

89.

Herbert Hoover chose which motto as his personal campaign slogan during the 1928 presidential election to stress his dedication to the bootstrap theory and self-reliance?

a)

"The Buck Stops Here"

b)

"The New Nationalism"

c)

" The New Deal"

d)

"Rugged Individualism"

e)

"The New Frontier"

90.

This 1924 law established a quota system to regulate the influx of immigrants to America. The system restricted the new immigrants from southern and eastern Europe and Asia. It also reduced the annual total of immigrants.

a)

Fordney-McCumber Act of 1924

b)

Neutrality Act of 1924

c)

Prevention Act of 1924

d)

Emergency Quota Act of 1924

91.

People would purchase things and make partial payments on set intervals: installment plans, led to a lot of debt: to purchase, on a promise, in fact or in law, to make payment at a future day. THIS WAS ONE OF THE CAUSES OF THE 1929 STOCK MARKET CRASH.

a)

Loan wolves

b)

Bank Loans

c)

Buying on Credit

d)

Checks

92.

Increased tariffs made it difficult for European nations to conduct trade in order to pay off war debts; protected US industries from foreign competition: pushed tariff rates on manufactured goods to an all-time high, helped US manufacturers by enabling them to keep prices high and increase profits.

a)

Revenue Act

b)

Selective Service Act

c)

Expediting Act

d)

Fordney-McCumber Act

93.

The president of the United States from 1929 to 1932 He was a republican who ran on a campaign of prohibition and prosperity. The early years of his presidency brought about a great deal of prosperity for the United States. Many people blamed him for the stock market crash.

a)

Calvin Coolidge

b)

Herbert Hoover

c)

Harry Daugherty

d)

Harry Truman

94.

Was the US Attorney General during the Harding Administration. He faced a controversial three years in office and saw his name surface in connection with the veterans bureau irregularities.

a)

Harry Daugherty

b)

Joseph Smith

c)

Woodrow Wilson

d)

Oscar Wilde

95.

1923-1929, replaced the corrupt Harding, restoring honesty to the presidency. He was a pro-business president, and continued the laissez-faire policies of Harding. This allowed for short-term prosperity from 1923-1929. He also accelerated tax cuts and wanted to keep tariffs in place.

a)

Calvin Coolidge

b)

John Calvin

c)

Harry Daugherty

d)

Grover Cleveland

96.

Herbert Hoover chose which motto as his personal campaign slogan during the 1928 presidential election to stress his dedication to the bootstrap theory and self-reliance?

a)

"The Buck Stops Here"

b)

"The New Nationalism"

c)

" The New Deal"

d)

"Rugged Individualism"

e)

"The New Frontier"

97.
Which of the following is a characteristic of daily life in the 1920s? 
a)
Many Americans lost all of their money in the Stock Market crash.
b)
Many Americans did not have jobs and there were failed banks and businesses. 
c)
Many Americans experienced an economic boom, furthered by new technologies.
d)
All Americans experienced an economic boom, furthered by new technologies.
98.
What grew as a result of installment buying?
a)
Incomes
b)
Consumer Debt
c)
Government Debt
d)
Happiness
99.
Henry Ford is credited with mastering 
a)
Modern day filming.
b)
Use of the Assembly Line.
c)
Flying aeroplanes.
d)
Radio Broadcasting.
100.
After WWI, what caused the US economy to boom?
a)
music on the radio and professional sports
b)
the invention of the automobile
c)
passage of the 19th ammendment
d)
international trade and repayment of debts to the US