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Cash flow forecast

Total questions: 69

Worksheet time: 2hrs 44mins

Name
Class
Date
1.
What is net cash flow?
a)
The difference between revenue and cost
b)
The difference between money in and money out
c)
The difference between assets and liabilities
2.

What is the formula used for a cash flow forecast?

a)

[ Receipts - Payments = Net Cash Flow ] + Opening Balance = Closing Balance.

b)

[ Receipts - Payments = Net Cash Flow ] - Opening Balance = Closing Balance.

3.

A cash flow statement shows an overview of money flowing in and out of a company

a)

True

b)

False

4.
Which of the following is an example of a cash in-flow for a business?
a)
payment to suppliers
b)
paying back a loan to a bank
c)
payment from debtors
d)
purchase of fixed assets
5.
Which of the following is an example of a cash out-flow for a business?
a)
payments to creditors
b)
sale of goods
c)
payment from debtors
d)
receiving a loan from the bank
6.
Which of the following is NOT a use of cash-flow forecasts?
a)
They indicate how much cash is available for paying bills
b)
They show how much the bank needs to lend to stop insolvency
c)
They indicate whether the business is holding too much cash
d)
They indicate how much profit the business will make
7.

Which of the following is the value of x?

a)

£2

b)

£4

c)

£6

d)

(£2)

8.

Which of the following is the value of y?

a)

£4

b)

£6

c)

£9

d)

(£9)

9.

Which of the following is the value of z?

a)

£2

b)

£5

c)

£(15)

d)

£(5)

10.
A firm is forecast to have a negative closing bank balance. Which would reduce the problem?
a)
sell more goods on 4 months credit
b)
produce more goods
c)
ask customers to pay in cash and not sell goods on credit
d)
ask suppliers if the firm can pay for goods in cash
11.
If a cashflow forecast suggests that a firm will run out of cash, which would help the problem?
a)
purchase more fixed assets
b)
repay a bank loan
c)
pay suppliers immediately
d)
delay paying suppliers
12.
The monthly net cash flow for a business is calculated by:
a)
sales revenue - cost of goods sold
b)
total cash in - total cash out
c)
total cash out - total cash in
d)
total cash in - cost of goods sold
13.
The closing bank balance is calculated by:
a)
opening bank balance + cash out-flow
b)
opening bank balance + cash in-flow
c)
opening bank balance + net cash flow
d)
net cash flow + gross profit
14.

What is the money available to pay for day to day operational costs called?

a)

Cash

b)

Working capital

c)

Profit

d)

All of the above

15.

Assume a firm sells goods costing £40,000 for £55,000. It provides the customer

with 70% trade credit (i.e. the customer pays only 30% of the price as a down

payment). The profit earned is __________, and the cash received is _________.

a)

£15,000, £12,000

b)

£15,000, £16,500

c)

£15,000, £28,000

d)

£15,000, £55,000

16.

The term _________ describes how efficiently an asset can be converted into

cash.

a)

Liquidity

b)

Solvency

c)

Conversion rate

d)

Working capital cycle

17.

In a given cash flow forecast, the closing balance in June would become the ____________ of July.

a)

Closing balance

b)

Working capital

c)

Net cash flow

d)

Opening balance

18.

Which of the would not cause a cash flow problem?

a)

Understocking

b)

Over borrowing

c)

Poor credit control

d)

Seasonal demand fluctuations

19.
Which one of the following is an example of an outflow? 
a)
Capital 
b)
Bank Loan
c)
Wages 
d)
Government Grant
20.
Which of the following is true about cash flow?
a)
It is the same as profit
b)
It is different from profit
c)
It is the same as revenue
21.
If the opening balance is £5,000, total receipts are £4,000 and the closing balance is £3,000 then total payments are:
a)
£4,000
b)
£5,000
c)
£6,000
22.

Which of the following reduces a businesses cash flow?

a)

Asking debtors for payment

b)

Repaying an overdraft

c)

Securing better trade credit terms from suppliers

23.
What is a long term way to improve cash inflow?
a)
Take out a loan
b)
Take out an overdraft
c)
Use a factoring service
24.
How can cash outflows be improved?
a)
Buy extra equipment
b)
Lease out equipment
c)
Use a factoring service
25.

selling an asset would be an example of

a)

cash inflow

b)

cash outflow

26.

What is the purpose of a cash flow forecast?

a)

To calculate profit or loss

b)

To find out whether a business has enough cash to pay their bills

c)

To find out when customers are going to pay their invoices

d)

To see if the business will break even

27.

Which of the following are cash inflows?

a)

Loan

b)

Grant

c)

Sales Revenue

d)

Loan repayments

28.

Which of the following are cash outflows?

a)

Wages

b)

Rent received

c)

Insurance

d)

Tax rebate

29.

How do you calculate net cash flow?

a)

Inflows - Outflows

b)

Outflows - Inflows

c)

Inflows + Outflows

d)

Revenue - Total costs

30.

What is opening balance?

a)

Opening balance is what the business has left at the end of the month

b)

Opening balance is the same as the opening balance from the previous month

c)

Opening balance is the same as the closing balance from the previous month

d)

Opening balance is the same as break even

31.

How do you calculate closing balance?

a)

Net cash flow + opening balance

b)

Net cash flow - opening balance

c)

(net cash flow / opening balance) x 100

d)

Net cash flow x opening balance

32.

If a business has total inflows of £250 and total outflows of £100, what is their net cash flow?

a)

£150

b)

£350

c)

40%

d)

0.4

33.

If a business has net cash flow of £180 and opening balances of £120, what is their closing balance?

a)

£180

b)

£120

c)

£300

d)

£60

34.
Which of the following is an example of a cash in-flow for a business?
a)
payment to suppliers
b)
paying back a loan to a bank
c)
payment from debtors
d)
purchase of fixed assets
35.

A cash flow statement shows an overview of money flowing in and out of a company

a)

True

b)

False

36.
Which of the following is an example of a cash out-flow for a business?
a)
payments to creditors
b)
sale of goods
c)
payment from debtors
d)
receiving a loan from the bank
37.
Which of the following is NOT a use of cash-flow forecasts?
a)
They indicate how much cash is available for paying bills
b)
They show how much the bank needs to lend to stop insolvency
c)
They indicate whether the business is holding too much cash
d)
They indicate how much profit the business will make
38.
If a cashflow forecast suggests that a firm will run out of cash, which would help the problem?
a)
purchase more fixed assets
b)
repay a bank loan
c)
pay suppliers immediately
d)
delay paying suppliers
39.

The amount of cash moving into and out of a business

a)

Cash Flow

b)

Net Worth

40.

paying the rent would be an example of

a)

cash inflow

b)

cash outflow

41.

Ideally, the net cash flow should be

a)

positive

b)

negative

42.

shows the movement of cash during a specific time frame that has already occured

a)

cash flow statement

b)

cash flow projection

43.

What is meant by liquid assets?

a)

money that is going in and out of the business over a period of time

b)

long-term assets that a company has purchased and is using for the production of its goods and services

c)

something containing economic value and/or future benefit

d)

assets that are immediately available for spending on goods and services

44.

What would most likely happen if a business had too little cash or worse, runs out of cash completely?

a)

liquidation

b)

the business would be terminated by the government

c)

Cannot run their production due to unpaid day-to-day expenses

d)

unable to borrow more money to the bank due to trust issue

45.

predicting the flow of money into and out of a business over a certain time period.

a)

cash

b)

cash-flow

c)

cash-flow forecast

d)

analysis account

46.

Customers/clients do not pay their purchase directly (but in a few months). What do you call them?

a)

debtors

b)

trade receivable

c)

creditor

d)

trade payable

47.

Customers/clients do not pay their purchase directly (but in a few months). What do you note this purchase in your finance book?

a)

trade receivables

b)

trade payables

c)

creditor

d)

debtor

48.

You purchase raw materials from your suppliers but you don't pay them directly, but maybe in a few months. You are a ....

a)

debtors

b)

creditor

c)

trade receivable

d)

trade payable

49.

Which of the following are not the most common ways cash flow into a business?

a)

purchase raw materials

b)

debtors pay their trade receivables

c)

sale of assets of the business

d)

pay the salaries of the workers

50.

Which of the following are the most common ways for a business to obtain cash?

a)

the sale of the owner's asset (e.g. private house)

b)

payment of trade payable

c)

borrow money from the bank

d)

sell their products

51.

Which of the following is the not most common way for a business to let the cash flow out of a business?

a)

payment of trade payable

b)

payment of trade receivable

c)

repaying loans (to the bank)

d)

purchasing non-current asset(s)

52.

_______ cash inflow minus cash outflow (two possible answers)

a)

cash flow forecast

b)

net cash-flow

c)

balance of cash-flow

d)

cash-flow

53.

___ is a cash inflow for a car manufacturing business.

a)

Purchase of car component

b)

Payment for cars for costumers

c)

Purchase of a machine for production

d)

Payment for purchase of land to build a new factory

54.

___ is a cash outflow for a clothes retailer.

a)

Cash from the sales of assets

b)

Payment from costumers for the purchase of clothes

c)

Cash for the retailer from the sales of share

d)

Payment to the suppliers of clothes

55.

A ___ net cash flow will increase the closing balance

a)

negative

b)

positive

c)

equal

d)

final

56.
Which of the following is NOT a use of cash-flow forecasts?
a)
They indicate how much cash is available for paying bills
b)
They show how much the bank needs to lend to stop insolvency
c)
They indicate whether the business is holding too much cash
d)
They indicate how much profit the business will make
57.
A firm is forecast to have a negative closing bank balance. Which would reduce the problem?
a)
sell more goods on 4 months credit
b)
produce more goods
c)
ask customers to pay in cash and not sell goods on credit
d)
ask suppliers if the firm can pay for goods in cash
58.

Which of the following are cash inflows?

a)

Loan

b)

Grant

c)

Sales Revenue

d)

Loan repayments

59.

What is the purpose of a cash flow forecast?

a)

To calculate profit or loss

b)

To find out whether a business has enough cash to pay their bills

c)

To find out when customers are going to pay their invoices

d)

To see if the business will break even

60.

Which of the following are cash outflows?

a)

Wages

b)

Rent received

c)

Insurance

d)

Tax rebate

61.

What is opening balance?

a)

Opening balance is what the business has left at the end of the month

b)

Opening balance is the same as the opening balance from the previous month

c)

Opening balance is the same as the closing balance from the previous month

d)

Opening balance is the same as break even

62.

Which of the following is the correct term to describe a negative closing balance?

a)

Surplus

b)

Deficit

c)

Profit

d)

Loss

63.

Which is the correct term to describe a positive closing balance?

a)

Profit

b)

Surplus

c)

Break even

d)

Deficit

64.

If a business has total inflows of £250 and total outflows of £100, what is their net cash flow?

a)

£150

b)

£350

c)

40%

d)

0.4

65.

If a business has net cash flow of £180 and opening balances of £120, what is their closing balance?

a)

£180

b)

£120

c)

£300

d)

£60

66.

The money going out of a business is the

a)

outflow

b)

inflow

67.

Cash flow is not the same as profit?

a)

True

b)

False

68.

Is the following an example of positive cash flow or negative cash flow?

a)

Positive

b)

Negative

69.

paying the rent would be an example of

a)

cash inflow

b)

cash outflow