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Investing 101

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

What does it mean to invest?

a)

To spend all your money at once.

b)

To keep your money under your mattress

c)

To allocate money, time, or resources into a particular endeavor with the expectation of generating a positive return or profit

d)

To donate all your money to charity

2.

What is one potential benefit of investing in the stock market?

a)

Guaranteed returns

b)

Better potential returns compared to other forms of investment

c)

No risk of losing money

d)

Immediate wealth

3.

How does investing help counter the effects of inflation?

a)

By guaranteeing a fixed return

b)

By reducing the cost of goods and services

c)

By potentially growing your money faster than inflation is shrinking it

d)

By increasing your income

4.

What is appreciation in the context of investing?

a)

A formal recognition of the value of an investment

b)

An increase in the value of an asset over time

c)

The interest earned on an investment

d)

The dividends paid by a company

5.

What are dividends?

a)

Payments made by companies to their investors as a way to share their profits

b)

A type of investment strategy

c)

The cost of investing in a particular company

d)

A tax imposed on investment income

6.

What is simple interest in the context of investing?

a)

Interest that is paid only on the initial amount (or principal) that was deposited

b)

Interest that is paid on both the initial amount and on the interest previously added to the deposit

c)

Interest that is paid on the profit made from an investment

d)

Interest that is paid on the dividends of an investment

7.

What is a Dividend Reinvestment Plan (DRIP)?

a)

A plan where you invest only in dividend-paying stocks

b)

A plan where dividends are reinvested to purchase more shares of the company

c)

A plan where dividends are used to pay off your debt

d)

A plan where dividends are donated to charity

8.

Which type of investments act as loans and pay interest over time?

a)

Stocks

b)

Mutual funds

c)

Treasury bills

d)

Real estate

9.

What is market risk?

a)

The risk of losing all your investment

b)

The risk that the market will close

c)

The risk that comes from fluctuations in market prices

d)

The risk of investing in the wrong market

10.

What does it mean for an asset to "appreciate"?

a)

The asset decreases in value over time

b)

The asset remains the same price over time

c)

The asset increases in value over time

d)

The asset is sold for less than its purchase price