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Saving and Investing (JA FInance)

Total questions: 20

Worksheet time: 15mins

Name
Class
Date
1.

To commit money to gain a profit or earn a interest is ________.

a)

Prinicpal

b)

Invest

c)

Risk

d)

Stocks

2.

Carly has to go to the doctor today, Before she goes in, she grabs her Insurance card

along with 20 dollars for her _________.

a)

Copay/ Deductible

b)

Premium

c)

Policy holder

d)

Aptitudes

3.

An IOU issued by a company, municipality or the federal

government in exchange for a loan from an investor.

a)

Principal

b)

Savings account

c)

Bond

d)

Mutual Funds

4.

There are several ways to save your money. some long-term

saving options are stocks and (a)   ? Fill in the blank.

5.

What does PYF stand for?

a)

Put You First

b)

Pull Your Finger

c)

Pay Yo Food

d)

Pay Yourself First

6.

What are two short-term savings options?

a)

Savings account

&

Certificate of Deposits

b)

Stocks

&

401(k) Retirement

account

c)

Risk

&

Investment

d)

Bonds

&

Mutual Funds

7.
  1. What are two long-term savings options?

a)

Money Market Account

b)

Stocks

&

Mutual Funds

c)

Savings Account

d)

Risks

&

Interest

8.

Some good things about health insurance is that it

a)

helps you get medicine when needed

b)

It helps you get a job when you need one

c)

Most of your care will be covered if you become sick or ill.

d)

None of the above

9.

Carl borrowed $1300. When he looked at his monthly statement,

it said he owed more than $1300. What is the fee that is added to the principal?

a)

Invest

b)

Stocks

c)

Interest

d)

Bonds

10.

If you choose to spend $20 on a movie and popcorn, you won’t be able to put $20 in your college fund.

On the other hand, if you save $20, you give up a night with your friends. What term am I referring to?

a)

Risk

b)

Opportunity Cost

c)

Financial Institution

d)

Pay Yourself First

11.

The amount of money originally invested.

a)

Interest

b)

(PYF)

c)

Principal

d)

Mutual Fund

12.

Some not so good things about health insurance is

a)

Not everyone can afford it

b)

Everyone can afford it

c)

You may swipe it in the grocery store to pay for food

d)

You may be denied service from some doctors that do not take your insurance

13.

People purchase this type of policy, to insure them that they will be protected against risk.

a)

Auto/Car Insurance

b)

Health/Medical Insurance

c)

Renters or House Insurance

d)

All of the above

14.

What are some pros of health insurance?

a)

You are able to get medicine when needed.

b)

It is free to everyone

c)

some or most hospital bills will be covered if sick.

d)

Nothing is good about Health insurance

15.

Money paid out of pocket before insurance covers the remaining costs.

a)

Investments

b)

Premium

c)

Deductible / Co-pay

d)

None of the above

16.

This type of savings option is safe and offer higher interest rates than savings accounts.

a)

Certificate of Deposits

b)

Savings account

c)

Money Market account

d)

None of the above

17.

A business that provides money-related services.

a)

School

b)

Library

c)

Financial Institution

d)

None of the above

18.

The possibility of financial loss or physical harm.

a)

Choices

b)

Risk

c)

Decisions you make

d)

action steps taken

19.

A fee paid for the use of money?

a)

Bond

b)

Risck

c)

Interest

d)

IOU

20.

Bobby's dad bought him a new car today. It is a 2023 Chevrolet Corvette.

They drove to the insurance company across town.

The Insurance adjuster says his _____ will be significantly high every 6 months. What am I referring to?

Bobbies Info: Age: 19, Credit score: 550, # of speeding tickets: 3, Car: 2023 Chevrolet Corvette

a)

Copay/ Deductible

b)

Premium

c)

Bond

d)

Savings account