WorksheetsInvesting Review
Total questions: 20
Worksheet time: 9mins
What percent of American Families have less than $1,000 in the bank?
30%
50%
65%
70%
According to the IRS, at what point in time does an investment become a 'long term' investment from a 'short term investment'
6 Months
1 Year
2 Years
5 Years
When creating your budget, which of the following should come BEFORE investing? (select all that apply)
Bruno Mars Ticket
Paying Down BAD Debt
Building Your Emergency Fund
Sports Betting
Traveling to the beach
How much should one usually allocate for their emergency fund?
$1,000
One Paycheck
Enough to live on for 1 month
Enough to live on for about 3 months
What is the average rate of inflation over the last century?
(a)
This is known by many to be the 8th wonder of the world. And Mr. Bell believes it to be the single most powerful tool to build wealth. (Think snowball)
(a)
What is the average rate of return of a savings account?
(a)
What is the average rate of return of the whole Stock Market (S&P 500, with dividends reinvested).
12%
6%
3%
19%
If I keep my growing money in a savings account, it is sure to lose value due to (a)
What time and days are the stock market open?
7 days a week
9:00am - 4:00pm
Mon - Fri
9:00am - 4:00pm
7 days a week
9:30am - 4:00pm
Mon - Fri
9:30am - 4:00pm
If you're my financial advisor, you would suggest that I am more _________ than my mother, who is 65 and on the brink of retirement. For her, you'd suggest that she is very _________.
aggressive (4), moderate (3)
aggressive (4) , conservative (1)
conservative (3), very aggressive (5)
moderate (3), conservative (1)
What is a dividend?
An annual percentage that a company pays to its shareholders
DRIP
Interest that builds on interest that builds on interest
A dollar amount that a company pays to its shareholders every quarter
What is a DRIP?
A feature that allows you to buy partial shares of a company
A feature that allows your dividends to automatically reinvested for you
Mr. Bell's closet
An exclusion to Capital Gains
What is the most important variable when trying to take full advantage of the stock market and compound interest?
Return Rate
Time invested
Choice of Stock
Initial Principle
Please select one of the following that best describes 'Capital Gains.'
The amount of money that I sell a stock for
How much I am taxed based on my income
The difference between what I buy the stock for and how much I sell it for (the profit or loss)
The time of how long I hold it for (short term vs. long term)
What is an ETF?
A bank account with a fixed interest rate
C. A government-issued savings bond
A type of investment that holds a collection of stocks sold under 1 ticker
A. A single company’s stock that pays high dividends
Which of these options related to ETFs is false?
ETFs have small fees called Expense Ratios
ETFs are more risky than buying traditional stocks
ETFs are usually safer than buying traditional stocks
ETFs allow me to instantly diversity my portfolio
Which of the following companies don't fall under the Travel Industry
$F
$ABNB
$WMT
$LUV
In what account should I keep my extra cash or emergency fund?
Saving Account
Investment Account
Checking Account
High Yield Savings Account
Income from your investments, like dividends or capital gains, can be classified as which type of income?
Passive
Earned
Portfolio
