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Financial Literacy Test

Total questions: 29

Worksheet time: 2hrs 42mins

Name
Class
Date
1.

Where do you sign the check?

a)

2

b)

5

c)

6

d)

4

2.

I am writing a $40 check to Walmart for groceries. Where do I write Walmart on the check?

a)

5

b)

2

c)

6

d)

3

3.

Where do I write the date on the check?

a)

1

b)

2

c)

3

d)

4

4.

Which are on a blank check (check all that apply)

a)

Signature line

b)

Date

c)

Your birth date

d)

How much money you have in your account

e)

The memo line

5.
Deposits represent
a)
money that is subtracted from your checking account.
b)
money that is available in your checking account.
c)
money that is added to your checking account.
d)
purchases made with a debit card.
6.

Kayla had a balance of $106.15 in her checking account. She deposited $75.00. What is her new balance?

(a)  

7.
What is the starting balance on this check register?
a)
4720.33
b)
4500.00
c)
4500.75
d)
4320.00
8.
What should be written on line 2?
a)
the date
b)
the amount of the check
c)
who the check is going to
d)
your signature
9.

Kayla had a balance of $106.15 in her checking account. She deposited $75.00. What is her new balance?

a)

41.15

b)

171.15

c)

31.15

d)

181.15

10.

Willis had a balance of $546.24 in his checking account. He wrote a check for $100.35. What is his new balance?

a)

645.63

b)

445.89

c)

646.59

d)

446.85

11.

A tool used to track checking account transactions is a

a)

deposit slip

b)

debit card

c)

checkbook register

d)

certified check

12.

The 'memo' section is for your signature.

a)

True

b)

False

13.

Some common _________ are taxes and retirement savings

a)

deductions

b)

gross income

c)

net income

d)

paychecks

14.

the amount you earn before taxes is your

a)

net income

b)

hourly rate

c)

take home pay

d)

gross income

15.

How much does she pay for federal income tax?

a)

27.53

b)

0

c)

6.05

d)

45.58

16.

How much is their net pay?

a)

458.80

b)

360.41

c)

11.47

d)

98.39

17.

How much is their gross pay?

a)

1950

b)

488.74

c)

1002

d)

501

18.
Tonya is very excited about her new job at Chick-Fil-A as an assistant manager.  Her hourly rate is $10 and she works 40 hrs a week. Her total deductions are $110. What is her net pay? ( pay that she brings home)
a)
$190
b)
$290
c)
$400
d)
$280
19.

Gross Pay minus deductions equals Net Pay

a)

true

b)

false

20.

A ___ is any amount of money subtracted from your check.

a)

taxes

b)

disposable income

c)

deduction

21.
Your check register balance is $2,983.47 and you write a check for $398.17.  What is your new balance?
a)
I don't know
b)
$398.17
c)
$3,381.64
d)
$2,585.30
22.

What does FICA stands for?

a)

For Insurance Contributing Animals

b)

Formal Initiative Costing Association

c)

Federal Insurance Contributions Act

d)

None of the above

23.

Money paid to the government

a)

Paystub

b)

Current

c)

Taxes

d)

Net Pay

24.

A 401(k) refers to:

a)

Additional current income

b)

Taxes

c)

Insurance

d)

A retirement plan

25.

YTD stands for:

a)

Year to Date

b)

Year Tax Date

c)

Yearly Tax Date

d)

Your Total Deductions

26.

Time worked beyond your regular hours

a)

Wage

b)

Overtime

c)

Net Pay

d)

Gross Pay

27.

Michael works in a supermarket. He is paid $10.80 per hour.

Michael's overtime pay rate is "time and a half".

How much does he make per hour in overtime?

a)

$10.80

b)

$16.20

c)

$7.20

28.
The piecework rate of a garment worker is $0.75 per decal sewn on a jacket.  If Daniel sews 100 decals, how much does he earn?
a)
$75.00
b)
$7.50
c)
$750.00
d)
$100.00
29.

Which deduction(s) are part of FICA?

a)

Social Security

b)

Medicare

c)

Federal Income Tax

d)

State Income Tax