Free Printable AGRICULTURE AND FINANCIAL INCLUSION

1.

KCC limit is valid for ----years subjected to

a)

3years, monthly

b)

5years, Annual

c)

4years, quarterly

d)

5years, Half yearly

e)

NONE OF ABOVE

2.

As per NRLM Scheme, Self help Group to be eligible for credit linkage should have been in existence for a minimum period of _____.

a)

Two years

b)

One year

c)

Six months

d)

Three months

e)

none of these

3.

For Credit assistance JLG should get a minimum score of ...… out of 10

a)

4

b)

5

c)

6

d)

8

e)

nO SUCH CRITERIA

4.

Under the DAY-NRLM scheme margin requirement for loan above Rs. 10 lakhs and up to Rs 20 lakhs is____________.

a)

15%

b)

20%

c)

10%

d)

25%

e)

30%

5.

In case of SHGs the rate of interest to be paid/charged on credit to members in case of internal lending is decided by _______

a)

SHG

b)

BANK

c)

NABARD

d)

RBI

e)

any of these

6.

Crop insurance is..........

a)

mandatory

b)

Optional, and option to choose given to RDO

c)

Optional, and option to
choose given to customer

d)

Optional, and option to
choose given to Branch manager

e)

PMFBY is mandatory

7.

Menu for claiming prompt repayment incentive?

a)

PROMPTSUB

b)

HVLRPV

c)

PROMSUB

d)

Manual entry can be passed

e)

INTSUB

8.

As per agriculture Census, the operational land holdings requirement to classify the farmer as Marginal
Farmer

a)

Below 1.00 hectare

b)

1Ha to 2Ha

c)

2.00-4.00 hectare

d)

4.00-10.00 hectare

e)

10.00 hectare and above

9.

As per agriculture Census, the operational land holdings requirement to classify the farmer as Semi Medium
Farmer

a)

Below 1.00 hectare

b)

1Ha to 2Ha

c)

2.00-4.00 hectare

d)

4.00-10.00 hectare

e)

10.00 hectare and above

10.

As per agriculture Census, the operational land holdings requirement to classify the farmer as Large Farmer

choose most appropriate option

a)

Below 1.00 hectare

b)

4.00-10.00 hectare

c)

10.00 hectare and above

d)

15.00 hectare and above only

e)

20.00 hectare and above only

11.

Credit Process Audit applicability for KCC, if loan amount exceeds?

a)

Rs.5lakhs

b)

Rs.10lakhs

c)

Rs.15lakhs

d)

Rs.20lakhs

e)

Rs.25lakhs

12.

Who is the convener for District Level Technical Committee meeting?

a)

Lead bank Manager

b)

District Collector

c)

DCCB

d)

DGM of lead Bank

e)

PACS

13.

If the borrower is repaying KCC promptly every year for up to 3 years the colletral security could be waived up to the limit of…….?

a)

No collateral security up to 5.00 lakhs

b)

No collateral security up to 3.00 lakhs

c)

No collateral security up to 2.00 lakhs

d)

No collateral security up to 1.60 lakhs

e)

None of the above

14.

Bank loans to Housing sector are eligible for priority sector classification provided Loans to individuals up to ......... in other centres for purchase/construction of a dwelling unit per family provided the overall cost of the dwelling unit in other centres does not exceed ₹30 lakh.

a)

Rs 45 Lakhs

b)

Rs 35 Lakhs

c)

Rs 50 Lakhs

d)

Rs 25 Lakhs

e)

Rs 30 Lakhs

15.

Loans up to …….. in metropolitan centres and up to ₹6 lakh in other centres for repairs to damaged dwelling units conforming to the overall cost of the dwelling unit to be classified in priority sector

a)

Rs 10 Lakhs

b)

Rs 6 Lakhs

c)

Rs 50 Lakhs

d)

Rs 25 Lakhs

e)

Rs 30 Lakhs

16.

Bank loans up to a limit of ………... crore per borrower for setting up schools, drinking water facilities and sanitation facilities including construction/ refurbishment of household toilets and water improvements at household level, etc. in Tier II to Tier VI centres can be classified under Priority Sector

a)

Rs 5 crore

b)

Rs 25 crore

c)

Rs 10 crore

d)

Rs 100 crore

e)

Rs 50 crore

17.

Bank loans up to a limit of per borrower
for building health care facilities including under ‘Ayushman Bharat’ in Tier II to Tier VI centres can be classified under Priority Sector

a)

Rs 5 crore

b)

Rs 25 crore

c)

Rs 10 crore

d)

Rs 100 crore

e)

Rs 15 crore

18.

Loans up to to Start-ups, as per definition
of Ministry of Commerce and Industry, Govt. of India that are engaged in agriculture and allied services, classified under Ancillary activities as per PSL guidelines.

a)

100 crore

b)

20 crore

c)

50 crore

d)

10 crore

e)

5 crore

19.

Loans for construction of oil extraction/ processing units for production of bio-fuels will be classified under

a)

Farm Credit

b)

Agriculture Infrastructure

c)

Ancillary Activities

d)

All of these

e)

none of these

20.

Loans up to to co-operative societies of
farmers for purchase of the produce of members, classified under Ancillary activities as per PSL guidelines.

a)

1 crore

b)

2 crore

c)

5 crore

d)

10 crore

e)

50 laks

AGRICULTURE AND FINANCIAL INCLUSION

Total questions: 20

Worksheet time: 7mins

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