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Real Estate and Contracts Quiz

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

What is a mortgage?

a)

A loan for buying a car

b)

A loan for buying a home

c)

A loan for starting a business

d)

A loan for paying off debts

2.

What is interest?

a)

The fee you pay for using someone else's money

b)

The fee you pay for using your own money

c)

The fee you pay for using a credit card

d)

The fee you pay for using a debit card

3.

What is the prime rate?

a)

The interest rate set by the Toronto Dominion Bank

b)

The interest rate set by financial institutions

c)

The interest rate set by the government

d)

The interest rate set by the Federal Reserve

4.

What is a fixed-rate mortgage?

a)

A home loan with a fixed interest rate

b)

A home loan with a variable interest rate

c)

A home loan with no interest rate

d)

A home loan with decreasing interest rate

5.

What is equity?

a)

The degree to which you own your home

b)

The degree to which the lender owns your home

c)

The degree to which the government owns your home

d)

The degree to which your neighbor owns your home

6.

What is a detached house?

a)

A house attached to another house on both sides

b)

A house attached to another house on one side

c)

A house that stands on its own unattached to any other building

d)

A house that is part of a co-op

7.

What is a condominium?

a)

An apartment that you rent

b)

An apartment that you buy

c)

A house that stands on its own unattached to any other building

d)

A house attached to another house on both sides

8.

What is a down payment?

a)

The amount of money you put towards the purchase of a car

b)

The amount of money you put towards the purchase of a home

c)

The amount of money you put towards starting a business

d)

The amount of money you put towards paying off debts

9.

What is depreciation?

a)

The increase in the value of an asset over time

b)

The gradual decline in the value of an asset over time

c)

The constant value of an asset over time

d)

The fluctuating value of an asset over time

10.

What is a breach of contract?

a)

A violation of the contract by one of the parties

b)

A mutual agreement to terminate the contract

c)

A change in the terms of the contract

d)

A failure to sign the contract