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Assante BP Test Review

Total questions: 15

Worksheet time: 9mins

Name
Class
Date
1.

The client's bank account was $350 short for the latest PAC deposit. The client plans to fix it with an online deposit. How much should he transfer, and are there any fees to consider?

a)

$350 with the NSF fees

b)

$350, no fees

c)

$375 with the  NSF fees charged by the bank

d)

They have to wait for the next PAC run

2.

Today is March 1st, assistant Sandra wants to know the total fees for transferring out the client's NN TFSA, LIRA and RSP accounts.

a)

$450 plus tax

b)

$375 plus tax

c)

$525 plus tax

d)

$325 plus tax

3.

The client is 20 years old this year. He never contributed to TFSA. What is his accumulated TFSA contribution room?

a)

$14,000

b)

$12,000

c)

$21,000

d)

$6,500

4.

Advisor Kelly calls in asking if she can accept a cheque from the client's Jane husband Bob to deposit in her RRSP account. What do you tell her?

a)

No, we can only accept a cheque from the client

b)

We could only accept a cheque from the spouse in a spousal RRSP account

c)

Yes, third party payments are accepted if the relationship is clearly identified (spouse, parent)

d)

Yes, anybody can contribute to this account

5.

 Advisor placed a sell for $2000 which shows an Open status. There is $300 available in Canadian Demand. He wants to confirm the Total Gross Overdraft amount for the overdraft request form. What is the Overdraft amount? 

a)

$2,000

b)

$1,700

c)

$2,300

d)

$1500

6.

Advisor placed a sell for $3,000 in his client's RRSP account. The client resides in Alberta. What is the net amount that the client will receive?

a)

$2575

b)

$3,000

c)

$2,650

d)

$2,700

7.

What fees will be charged if the client made a withdrawal as a part of a LIF minimum (regular withdrawal) of $1000 gross this month

a)

$0

b)

$100 WHT

c)

$50 deregistration fee

d)

$150 plus tax (WHT plus Deregistration fee)

8.

What Team handles issues with online deposits?

a)

S&R Team

b)

Trust Accounting

c)

Special Products

d)

Account Updates

9.

After meeting with the client, assistant Justin deposited $9,000 in his Open account last week. He is asking what’s the fastest way to move the cash to the client’s Nominee TFSA Account.

a)

Redeem the $ and deposit in TFSA

b)

Do the internal transfer on ActionPro

c)

Submit an order ticket

d)

Cancel the deposit and make a deposit in TFSA

10.

A client holds Third Party RRSP and TFSA. What is the total fee that will be charged annually?

a)

$0

b)

$75 plus tax

c)

$75, no tax

d)

$150 plus tax

11.

If a client makes a withdrawal from his RRIF account outside of the minimum (lump sum withdrawal), a partial deregistration fee will be charged. 

a)

True

b)

False

12.

It is 1 pm, an assistant wants to reverse a deposit she made on ActionPRO today. A CSA told her that she can do it herself on ActionPRO.

a)

True

b)

False

13.

Online deposits can be made in $US currency

a)

True

b)

False

14.

Transfer fees are charged on the internal transfer

a)

True

b)

False

15.

Rejected trade is automatically cancelled. No attempt to push the trade through will be made by S&R Team.

a)

True

b)

False