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Unit 4 Quiz - Student Loans

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

What is the definition of unemployment rate?

a)

The percentage of the labor force that's jobless and looking for work

b)

The percentage of the population that's jobless and looking for work

c)

The percentage of the population that's employed and looking for work

d)

The percentage of the labor force that's employed and looking for work

2.

What does postsecondary education refer to?

a)

All education that takes place after high school

b)

All education that takes place during high school

c)

All education that takes place before high school

d)

All education that takes place after college

3.

What is a bachelor's degree?

a)

A degree from a high school

b)

A degree from a trade school

c)

A graduate degree from a college or university

d)

An undergraduate degree from a college or university

4.

How long does it typically take to complete an associate degree?

a)

Six months

b)

Two to three years

c)

Four to five years

d)

One year

5.

What are private student loans?

a)

Loans made by colleges or universities with terms and conditions set by the institution

b)

Loans made by banks, credit unions, or other organizations with terms and conditions set by the lender

c)

Loans made by the government with terms and conditions set by law

d)

Loans made by family or friends with no terms or conditions

6.

What are federal student loans?

a)

Loans made by family or friends with no terms or conditions

b)

Loans made by the government with terms and conditions set by law

c)

Loans made by colleges or universities with terms and conditions set by the institution

d)

Loans made by banks, credit unions, or other organizations with terms and conditions set by the lender

7.

What are subsidized loans?

a)

Private student loans that are based on a student's financial need and don't accrue interest for a set period of time

b)

Federal student loans that are based on a student's financial need and don't accrue interest for a set period of time

c)

Federal student loans that aren't based on a student's financial need and start accruing interest immediately

d)

Private student loans that aren't based on a student's financial need and start accruing interest immediately

8.

What does FAFSA stand for?

a)

Financial Assistance for Student Applications

b)

Free Application for Federal Student Aid

c)

Financial Aid and Scholarship Application

d)

Federal Aid for Student Assistance

9.

What is work-study?

a)

A program that allows students to work after completing their studies

b)

A program that allows students to work during summer break only

c)

A program that allows students to work full time while continuing their studies

d)

A program that allows students to work part time while continuing their studies

10.

What are unsubsidized loans?

a)

Federal student loans that aren't based on a student's financial need and start accruing interest immediately

b)

Private student loans that are based on a student's financial need and don't accrue interest for a set period of time

c)

Federal student loans that are based on a student's financial need and don't accrue interest for a set period of time

d)

Private student loans that aren't based on a student's financial need and start accruing interest immediately