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WorksheetsLearners Day
Total questions: 25
Worksheet time: 8mins
Name
Class
Date
1.
The targets for lending to Small & Marginal Farmers for the year 2023-24
a)
10 % of ANBC
b)
12 % of ANBC
c)
8 % of ANBC
d)
15 % of ANBC
2.
The QAB of aggregate Family SBA under Silver segment is _____
a)
Rs. 10,000 and above
b)
Rs. 35,000 and above
c)
Rs. 50,000 and above
d)
Rs. 1 lac and above
3.
The employees with ___ red flag points and above can be considered for posting in Sensitive positions only on specific approval from Chief Compliance officer.
a)
10
b)
20
c)
30
d)
40
4.
What is the current SLR
a)
18 %
b)
20 %
c)
19 %
d)
17 %
5.
DRTs were established as per provisions of RDB Act 1993. Expand RDB.
a)
The Recovery of Debts to Bank Act
b)
The Debt Recovery Tribunal Act
c)
The Recovery of Debts and Bankrupcy Act
d)
The Bank Debts Recovery Act
6.
Capital subsidy at _____ of own corpus of SHG will be provided by DAY-NRLM?
a)
No Capital Subsidy
b)
10 %
c)
3 % %
d)
5 %
7.
The personal accidental insurance coverage available in the Baroda Corporate Salary Package is
a)
Upto 10 times of GAI
b)
Rs. 50 lacs
c)
Upto 20 times of GAI
d)
Rs. 100 lacs
8.
Which of the following is a current liability on a balance sheet?
a)
Term Liability
b)
Cash Credit
c)
Capital
d)
Fixed asset
9.
CC/ OD account never classified as ___________
a)
SMA0
b)
SMA1
c)
SMA2
d)
NPA
10.
After initiating the Re Kyc journey from Bank's website, the customer can connect for the video session anytime between _____ to ____ on all working days.
a)
8 AM to 6 PM
b)
9 AM to 5 PM
c)
10 AM to 6 PM
d)
2023-07-24 00:00:00
11.
In case of Overdrafts, Repayment capacity norms should be applied as if a Term Loan is sanctioned for a period of ________ months or maximum maturity as per the age criteria of the borrower whichever is lower.
a)
180
b)
120
c)
144
d)
84
12.
M/s ABC, a real estate firm has approached for a mortgage loan. What is your decision.
a)
Yes Can be provided
b)
Yes, with deviation
c)
No mortgage loan to be sanctioned a firm
d)
No, as the firm is engaged in real estate business
13.
Provided all conditions are satisfied, what is the maximum rent, in urban areas, can be added to net income under HL revised guidelines?
a)
25000
b)
15000
c)
12000
d)
7500
14.
Interest rate for National Savings certificate
a)
8 %
b)
7.4 %
c)
7.7 %
d)
8.2 %
15.
The TAT for reconciliation of "Probable Match" records through Baroda CKYC Application by Branches is _____
a)
T+ 1
b)
T+ 2
c)
T+ 3
d)
T+ 4
16.
The Bankers Indemnity Policy for the current FY is renewed with ________ insurance company.
a)
National Insurance Co Ltd
b)
New India Assurance Co. Ltd.
c)
Chola Imsurance
d)
United India Insurance Ltd
17.
Interest Rate for Kisan Vikas Patra
a)
7.1 %
b)
7.4 %
c)
7.5 %
d)
8.2 %
18.
Which out of the following is incorrect wrt to Baroda Power Pack NRE SBA
a)
Free Eterna Credit Card
b)
Relationship Manager
c)
0.15% concession in ROI in HL/AL
d)
None of the above
19.
As per Banks existing guidlelines the finacle system automatically logs out inactive users after ___ minutes.
a)
15
b)
10
c)
5
d)
3
20.
SB accounts opened at BC Points reflecting in the pending signature option in CBS menu _______ is not to be treated as Non Compliance
a)
CEMU
b)
Qlik Portal
c)
JOTRPT
d)
None of the above
21.
Maximum amount that can be loaded in CBDC wallet
a)
Rs. 1 Lakh
b)
Rs. 2 Lakh
c)
Rs. 50000
d)
Rs. 1.5 lakh
22.
Maximum Digital Loan to pensioner aged up to 70 is
a)
8 lakh
b)
10 lakhs
c)
5 lakhs
d)
3 lakhs
23.
Global NIM for the half year ended 30-09-2023
a)
3.17 %
b)
3.30 %
c)
1.94 %
d)
2.75 %
24.
Which of the following offers a platform for electronic issuance of BG's with a centralized e-BG repository?
a)
BOBINSTA
b)
National e-Governance Services Ltd
c)
eBGINDIA
d)
TFBO
25.
Bank has to obtain a report from CEIB on borrower/ applicant for all advances Rs. 50.00 Cr & above. What is CEIB?
a)
Credit and Economic Information Board
b)
Central Economic Intelligence Bureau
c)
Credit Enforcement & Information Board
d)
Central Enforcement Intelligence Bureau
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