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WorksheetsChs 6, 7, and 10 Combined
Total questions: 41
Worksheet time: 22mins
_______ is money earned over a set period of time, such as through a job or investments.
Interest
Income
Wealth
Finances
In a typical household, which of the following are variable expenses?
Groceries
Entertainment
Rent or Mortgage
Car Payment
Dining Out
Fixed expenses are those which...
Generally do not change from one month to the next
Are used to repair broken items around the home
Affix a smile upon Dr. Kaiser's face. Aww...
Are fixin' to break the budget.
Good debt is debt that...
Does not exist. (There is no such thing as good debt)
Helps build your credit score
Is scored highly by the FDIC.
Has a low interest rate.
Fits in your plan for financial fitness.
What is debt?
Money you give to someone else.
Money you earn.
Money you have borrowed and must pay back.
A form of interest, like debit.
Which type of account is used to store your money long term while earning a little interest?
Savings
Checking
Debt
Credit Card
Which type of account is kind of like a wallet in that it simply holds the money you spend on daily expenses.
Savings
Interest-bearing
Checking
Credit Card
A credit card is money you borrow and must pay back. A debit card uses your own money, and is just a more convenient payment method than carrying cash.
True
False
Truth is lessened only by the falsehood within. Thus there is no answer which speaks my truth to this question.
Building savings into your monthly budget is important because it helps you to...
Avoid unplanned (bad) debt
Increase your independence
Fare better when surprise expenses arise
Earn a little interest
Build a down payment for big expenses
A subsidized grant must be paid back, but the government will cover the interest while you are in college.
True
False
Insert glorious prose here.
FAFSA STANDS FOR...
Federal Application for Free Student Aid
Free Application for Federal Student Aid
Freaky Awesome Funds Students Access
Actually, it is a word for a type of student loan.
Which of the following is the most important aspect of financial literacy?
Having a financial plan
Keeping your income lower than your expenses
Having a high income
Avoiding impulse buys
The college years are the time when everyone is the wealthiest in their lives.
True
False
Somewhat True
Which of the following are true about student loans?
They have very high interest rate
They are funded by the US Government
Good idea when they fit your financial plan
Limits to how much you can (should) borrow.
Cannot be discharged through bankruptcy.
Mental activity that goes on in the brain when a person is organizing and attempting to understand information and communicate information to others.
Thinking
Problem Solving
Engineering
Escaping
Which of these is NOT a thinking process we discussed?
Creative Thinking
Analytical Thinking
Critical Thinking
Reparative Thinking
______________________ is the act of combining existing ideas, objects, or behaviors in a new way.
Creative Thinking
Idiopathic Thinking
Restorative Thinking
Postmodernism
To use _____________ thinking is to take complex situations and be able to see and understand their component parts.
Multi-purpose
Strategic
Creative
Analytical
To evaluate the quality of information in order to make a sound or reasoned judgment about its bias, usefulness or accuracy is a form of...
Synthetic thinking
Information Literacy
Knowledge
BIas
Jay is a computer scientist for a major IT company. Jay's job is to look for ways to hack into the company's own systems. Why does the company employ Jay in this way?
A problem must be recognized as a threat in order to prevent or fix it.
Because they have too much money.
For entertainment value.
Because they don't have enough money.
Jay is a computer scientist for a major IT company. Jay's job is to look for ways to hack into the company's own systems. What type of thinking is jay employing?
Critical Thinking
Technological Thinking
Kinesthetic Thinking
Mechanical Thinking
Problem solving includes which of the following steps?
Identify, perceive, or find the problem.
Generate ideas to solve the problem.
Select and implement the best solution.
Evaluate the results. Was the problem solved effectively?
Spike the football.
To be aware of our critical, creative and analytical thinking processes is to engage in _______________.
Problem Solving
Awareness Mojo
Metacognition
Information Literacy
Submitting only your own words for a class writing assignment (rather than copying off a website) is an aspect of effective ____________________.
Information Ethics
Metacognition
Analytical Thinking
Boolean logic
____________ includes the act of evaluating an information source for its accuracy or bias.
Information ethics
Critical Literacy
Quantitative Literacy
Auditory Literacy
Computer literacy is a form of media literacy, which is in turn a form of information literacy.
TRUE
FALSE
Much like Shrodinger's cat, this answer is inexplicably and incoherently observable as simultaneously both true and false.
In English Composition I, Sunny must write a research paper using peer-reviewed journal articles. Which form of information literacy would Sunny most benefit from?
Understanding of the migratory patterns of European Swallows.
Understanding of Boolean search procedures using library databases to find peer-reviewed research articles.
Secondary data analysis
Knowledge of the location of the library building on campus.
Which of these is NOT one of the three basic functions of memory?
Encoding
Storage
Retrieval
Rehearsal
What is the term for repeating information to maintain it in your short term memory?
Maintenance Rehearsal or Rote Memorization
Elaborative Rehearsal
Semantic Memory
Memory Retrieval
Name for memory that lasts a few seconds or less, and contains the mental processing of the information perceived by our senses (touch, sight, taste, sound, smell).
Sensory Memory
Short Term Memory
Long Term Memory
Rote Memory
Research shows cramming is a super effective study technique.
False
True
Super True
Only on a full stomach
Check all the benefits of sleep below.
Increases concentration and focus
Repairs brain connections
Helps reduce anxiety and regulate emotions
Improves memory
Contributes to overall physical well-being
Remembering the definitions for words and what the number 3 represents is which type of memory?
Semantic
Episodic
Repetitious
Procedural
Remembering the events we experienced in our lives, such as our first day of high school, is what type of memory?
Semantic
Episodic
Repetitious
Procedural
The _______________, or working memory, is the notepad of our brain, storing memory for just a few seconds or so unless we engage in techniques to keep the memory in place longer.
short term memory
left brain
filtering mechanism
memory register
To use techniques to help acquire knowledge by committing to memory new information in a particular academic subject is to _______________.
Study
Retrieve
Organize
Forget
What is the name for the techniques that help relax a person in times of stress?
Grounding Techniques
Revision
Stress Induction
Anxiety Provoking Strategies
Which of the following methods have been shown through research as effective strategies for calming down in moments of panic?
Deep Breathing Exercises
Muscle Relaxation Techniques, such as starting at the toes then relaxing the calves, etc.
Visualizing a Positive Outcome
Positive Affirmation
Mental games like counting by six, listing as many dog breeds as you can, or reciting the alphabet backwards
The 5-4-3-2-1 strategy involves focusing on 5 things you can see, 4 you can hear, 3 you can touch, 2 you can smell, and 1 you can taste. When has this technique been shown to be useful?
To combat anxiety or a panic attack
When waking up in the morning.
To help with long term memory.
To help with sensory memory.
Different types of questions on an exam require different types of preparation.
True
False
Like a tiny seed suspended in a vast ocean, this is both true and false in its essence.
Which of the following is NOT supported by research as a method for lowering the risk of test anxiety
Sleep, good nutrition, and regular exercise
Grounding Techniques
Connecting with friends or hobbies
Prayer or meditation
Comparing your knowledge and achievements to others
