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Insurance and Charitable Contributions Quiz

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

What is a deductible in insurance?

a)

Coverage for all sums that the insured becomes legally obligated to pay

b)

The written contract of insurance

c)

The amount of money an insurance company charges for insurance coverage

d)

Amount of money you have to pay before the insurance will pay

2.

What is the main benefit of charitable giving?

a)

A feeling of joy that comes with helping society

b)

Legal requirements (e.g., auto insurance)

c)

Money out of pocket

d)

Coverage of unexpected expenses

3.

What does comprehensive insurance cover?

a)

The amount of money an insurance company charges for insurance coverage

b)

Theft, vandalism, glass and windshield damage

c)

Accidents with animals, weather, or other acts of nature

d)

Fire, accidents with animals, weather, or other acts of nature

4.

What is the purpose of life insurance?

a)

Coverage for all sums that the insured becomes legally obligated to pay

b)

A feeling of joy that comes with helping society

c)

Provides financial protection against overwhelming medical expenses

d)

Financial protection for a family in case the main source of income dies

5.

What is the main benefit of buying insurance?

a)

A feeling of joy that comes with helping society

b)

Legal requirements (e.g., auto insurance)

c)

Coverage of unexpected expenses

d)

Money out of pocket

6.

What is the purpose of nonprofit organizations?

a)

A legal organization providing services or activities without commercial or monetary gain

b)

A feeling of joy that comes with helping society

c)

Organized for purposes other than earning a profit

d)

Coverage for all sums that the insured becomes legally obligated to pay

7.

What is the coverage of personal injury in auto insurance?

a)

Auto insurance coverage that pays for your own medical care, lost wages and other related expenses

b)

Coverage for all sums that the insured becomes legally obligated to pay

c)

Amount of money you have to pay before the insurance will pay

d)

The amount of money an insurance company charges for insurance coverage

8.

What is the main disadvantage of car insurance for young people?

a)

Coverage for all sums that the insured becomes legally obligated to pay

b)

Cost less for younger drivers

c)

No disadvantage for young drivers

d)

More expensive for young people especially males

9.

What is the purpose of reporting a claim in insurance?

a)

The amount of money an insurance company charges for insurance coverage

b)

Contact your insurance provider to report your accident

c)

Amount of money you have to pay before the insurance will pay

d)

Coverage for all sums that the insured becomes legally obligated to pay

10.

What is the purpose of tax benefits in charitable giving?

a)

Coverage of unexpected expenses

b)

A feeling of joy that comes with helping society

c)

Depending upon your level of income, you may be able to deduct all or part of your donations from your personal income taxes

d)

Money out of pocket