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Worksheetsagm3
Total questions: 120
Worksheet time: 3600secs
Name
Class
Date
1.
Bank will enter into Co-Lending arrangement with NBFCs having extrnal rating of or equivalent?
a)
AAA
b)
AA
c)
A
d)
BBB
2.
Under co-lending module the customer will not have the option to esclate the issue to banking ombudsman.
a)
TRUE
b)
FALSE
3.
All transactions (disbursements/ repayments)
between the bank and NBFC relating to CLM shall be routed through an
account maintained with the bank,
a)
Ascrow
b)
Escrow
c)
Pool
d)
Specified
4.
For NBFc to be eligible for Co-Lending, delinquency in the portfolio of the product in which Co-Lending is proposed should not exceed % in GNPA
a)
5
b)
7.5
c)
10
d)
15
5.
The Co-Lending Policy is prapred by Dept.?
a)
Retail Loans
b)
MSME
c)
Priority Sector
d)
C&IC
6.
Who is the authority for approve for entering into Co-Lending arrangment and/or Master Agreement by Vertical Head?
a)
General Manager of concerened vertical
b)
Chief General Manager of concerened vertical
c)
Executive Director of cencerned vertical
d)
MD & CEO
7.
Wheather NBFCs would have the flexibility to price their part of the exposure in co-lending module?
a)
Yes
b)
No
c)
May be
8.
Under Co-Lending Model, NBFC shall be required to retain a minimum of % share of the individual loans on their books?
a)
10
b)
20
c)
25
d)
40
9.
Bank shall co-lend with NBFCs under a co-lending model involving sharing of
a)
Risk & Asset
b)
Risk & Rewards
c)
Risk & Pricing
d)
Assets & Pricing
10.
What is the number of basic rights which has been spelt out under customer right policy?
a)
2
b)
3
c)
4
d)
5
11.
Which one of the given option is not a basic right under customer right policy?
a)
1. Fair Treatment
b)
2. Transparency, Fair and Honest Dealing
c)
Suitability,
d)
Secresy
12.
Right to fair treatment means implies, Both the customer and the Bank have a right to be treated with courtesy.
a)
TRUE
b)
FALSE
13.
Bank will never have special schemes or products which are specifically designed for members of a target market group or may use defensible, commercially acceptable economic rationale for customer differentiation.
a)
TRUE
b)
FALSE
14.
While it shall be the endeavour of the bank to provide our customers with hassle free and fair treatment, bank would expect that customers to behave courteously and honestly in their dealings with the bank.
a)
TRUE
b)
FALSE
15.
The Bank will ensure complete so that the
customer can have a better understanding of what he or she can reasonably / fairly expect from the bank
a)
Secrecy
b)
Courtsy
c)
Transparency
d)
Negligence
16.
As per the Customer right policy, we need to provide customers with which of the following information in simple and easily understandable language, and with sufficient information so that the customer could be reasonably educated to make an appropriate and informed choice.
a)
Information about the products and services
b)
Information about the terms
and condition
c)
Information about the interest rates
/ service charges
d)
All of Above
17.
When will the Most Important Terms and Conditions (MITC) associated with the product or service be brought to the notice of the customer.
a)
when product is designed
b)
When the customer comes up with complaints about product
c)
When the product is offered to customer
d)
Its not informed but always present on company website since company inception
18.
How will the Bank Provide information on interest rates, fees and charges to the customer. Choose the INCORRECT option
a)
Notice Board on Branches
b)
On the Bank website
c)
By way of Bank Circulars
d)
Through contact center
19.
If the bank has made any change without giving such notice which is favorable to the customer, it will notify the change within
………….. days of such change.
a)
15
b)
30
c)
45
d)
60
20.
If the change is adverse to the customer, the customer may be provided options, to close the account or switch to any other eligible account without having to pay the revised charge or interest within days of such notice;
a)
15
b)
30
c)
45
d)
60
21.
The Bank will communicate unambiguously the information about which of the following? (Choose the INCORRECT option)
a)
Change in rate of interest of product
b)
change in working hours
c)
change in telephone numbers
d)
change in telephone numbers
22.
The Bank can terminate a customer relationship without giving reasonable or contractual prior notice to the customer.
a)
TRUE
b)
FALSE
23.
customer's personal information is private and confidential according to the Right to Privacy for the customers except in the following circumstance. ( Choose INCORRECT option)
a)
Disclosure is compelled by law
/ regulation
b)
The customer is no longer Banking with us
c)
Bank has a duty to the public to disclose
d)
Bank has to protect its interests through disclosure
24.
The Bank Shall adhere to Telecom Commercial Communications Customer Preference Regulations, 2010 (National Customer Preference Registry) issued by Telecom Regulatory Authority of India, while communicating with customers.
a)
TRUE
b)
FALSE
25.
Which one of the below does not confirm Right to Grievance Redress and Compensation for the customers?
a)
correct mistakes
promptly
b)
deal sympathetically and expeditiously with all things that go wrong
c)
Compensate the customer for any direct financial loss that might have been incurred by the customer due to its lapses
d)
not to cancel any charge once that has been applied wrongly or by mistake
26.
Acknowledge all formal complaints (including complaints lodged through electronic means) within working days.
a)
One
b)
Two
c)
Three
d)
Four
27.
Bank needs to work to resolve all formal complaints (including complaints lodged through
electronic means) within a reasonable period, not exceeding
...........days.
a)
Three
b)
Five
c)
Seven
d)
Fifteen
28.
The products offered should be appropriate to the needs of the customer and
based on an assessment of the customer's financial circumstances and
understanding. Identify the right of the customer.
a)
Right to Privacy
b)
Right to Suitability
c)
Right to Grievance Redress
d)
Right to Compensation
29.
With an intention to increase MSME portfolio bank has recently bought certain modification in "scheme for financing solar projects" which of the following is/are the approved modification?
a)
Loan amount maximum increase to 30 crores
b)
Maximum combined exposure to any group or company should not exceed RS 30 crore at any point of time
c)
All the leads to be rooted through banks appointed external Agencies
d)
This scheme is applicable for all MSME for borrowers Pan India
e)
All the above
30.
Reimbursement expenses for all staff members to meet the daily expenses of our employee has been recently revise to limit per month?
a)
750
b)
1000
c)
1250
d)
2250
e)
500
31.
Regarding reimbursement of cost of mobile handset to our officer/executive employees which of the following is correct?
a)
Reimbursement of cost of mobile handset is now available to all officers
b)
An executive or officer can purchase the mobile as per is choice and shall produce bill
c)
Claim for reimbursement should be within 2 months from the date of purchase of mobile handset
d)
Bank shall not reimburse any cost of damage or repair in any case
e)
All the above
32.
In case of officer availing reimbursement of mobile handset, once they have applied for VRS or resignation with in 24 months of reimbursement. How much amount to be recovered from officer employee?
a)
1
b)
0.75
c)
0.5
d)
No recovery
e)
0.25
33.
Reimbursement of branch head allowance is introduced to benefit BH's for mobilizing business. Now scale-III branch Head can claim maximum what amount per annum?
a)
22000
b)
15000
c)
18000
d)
12000
e)
20000
34.
Regarding education loan interest subsidy claim under Padho Pardesh scheme which of the following guidelines are not correctly stated?
a)
Interest subsidy is given for the students belongs to minority community for studies abroad for master degree program
b)
All interest subsidy claim has to be lodged under EDULOANM menu only
c)
Submission of income certificate from parents of student to be obtained every year
d)
Annual income ceiling to be eligible for subsidy scheme is Rs. 6.0 lakh at the time of sanction
e)
None of the above
35.
As per the notification received by Ministry of Finance, what is the revised investment limit that can be made in senior citizen Saving Scheme?
a)
Rs.15.00 lakh
b)
Rs.30 lakh
c)
Rs.20 lakh
d)
Rs.7.5 lakh
e)
Rs.25 lakh
36.
Regarding payment of agency Commission on conduct of government business by bank which of the following is not eligible for agency Commission?
a)
Revenue receipts
b)
Payment on behalf of central or state government transactions
c)
Transactions related to good monetization scheme
d)
Pension Payment to Central or state government
e)
Small Saving Scheme commissions
37.
As per the agency Bank agreement with RBI for conducting government business bank's are paid agency Commission at following rates which is the correct option?
a)
Receipts- physical mode per transaction is Rs. 40
b)
Receipts- e-mode per transaction is Rs. 9
c)
Pension Payment - per transaction Rs.75
d)
payment otherthan pension-6.5 paise per 100
e)
All the above
38.
What are the objectives of fund transfer policy of our bank ?
a)
Allocation of funds
b)
Transfer liquidity risk and interest rate risk
c)
product pricing
d)
performance measurement
e)
All the above
39.
What is the periodicity of transfer Pricing exercise for effective credit or charge in respect of each business unit?
a)
daily basis
b)
Monthly basis
c)
Quarterly Basis
d)
Half yearly basis
e)
yearly basis
40.
Special credit link capital subsidy scheme of introduced under National SC/ST hub(NSSH) to promote SC/ST entrepreneurs for new enterprise and upgrade their existing capacity what is the capital subsidiary available under the scheme?
a)
15% to service sector
b)
25% for procurement of equipment from credit institution
c)
35% to SC/ST/women beneficiary
d)
Only A & B
e)
only B& C
41.
Government of India has an order laid down certain regulations for the preservation of old records and documents of banks which of the documents are to be preserved for more than 10 years?
a)
Bill purchase register
b)
Standing instrutcion books
c)
Cheque book register
d)
debit & credit vochers
e)
compliant register
42.
Our bank has launched a new delivery channel for NRI customers for faster delivery of banking services through toll free number in 5 countries. In which of the following country contact Centre facility is not a established?
a)
Oman
b)
kenya
c)
Australia
d)
UAE
e)
UK
43.
Regarding instruments of bank guarantee which of the following statement is/are correct?
a)
No bank guarantee should normally be issued for a maturity period of More than 10 years
b)
Refrain from issuing bank guarantee on behalf of constituents who do not enjoy credit facility with bank
c)
Banks may issue Bank guaranteed to client of cooperative banks on their counter guarantee
d)
Guarantee of parent companies may be obtained in the case of subsidiaries whose own financial condition is not satisfactory
e)
All the above
44.
In case of exposure norms for unsecured advances, banks were required to Limit their commitment to percentage of bank's outstanding unsecured advances
a)
15
b)
20
c)
10
d)
25
e)
None of the above
45.
Unsecured exposure is an exposure where the realizable value of the security as assessed by the bank/approved valuer/reserve banks inspecting official is not more than percentage of outstanding exposure
a)
10
b)
15
c)
5
d)
20
e)
25
46.
For internal control system of banks, the bank guarantee issued for more than amount should be signed by two officials jointly?
a)
25000
b)
50000
c)
100000
d)
200000
e)
500000
47.
With objective of increasing the interest in global Trading community in Indian rupee, bank has launched a new product under the
scheme for international trade settlement in Indian rupee?
a)
Foreign bank vostro account
b)
Indian rupee Vastro account
c)
Special Rupee vostro account
d)
Rupee denominated vostro account
e)
None of the above
48.
What the convenience of pensioners bank has launched digital pension loan which eliminates the need for physical presence of pensioners for availing loan. What is the interest concession extended under digital pension loan?
a)
0.25% less than regular ROI
b)
0.35% lesser than regular Roi
c)
0.50% lesser than regular ROI
d)
0.60% lesser than regular Roi
e)
no concession in ROI
49.
Quality Premium League QPL has been launched this financial year to focus towards quantitative and sustainable growth in which segment of banking?
a)
Digital loan Retail
b)
CASA & salary account
c)
MSME loans
d)
Audit & compliance
e)
None of the above
50.
Under retail loan with the objective of improving face of project approval bank as decided to authorized ZOCC for approval of housing project under which of the following condition?
a)
To approve housing project where in our bank has financed at least one unit in the project
b)
To approve projects already approved by any two banks out of SBI/HDFC/ICICI/Ax
is Bank
c)
To approve projects where developers are already having similar projects in SBI/HDFC/ICICI or
axis Bank
d)
Only A & B
e)
None of the above
51.
Our tab banking product "bob World Tab" which of the following new features are introduced recently?
a)
KYC documents code 475 self declaration for communication address
b)
Enable BOB world Agni Veer debit card SB186
c)
Addition of state police constitution code SB 186
d)
OTP consent for debit card issuance
e)
All the above
52.
Under overall target of 40% of ANBC or CEOBE which ever is higher under priority sector lending, a sub target of percentage to be extended to weaker sections which includes among others persons from minority community.
a)
0.1
b)
0.12
c)
0.15
d)
0.18
e)
0.115
53.
All EWS alerts generated in borrower's account need to be closed in days and for further analysis by the branch is required to be completed not more than days
a)
5 & 10 days
b)
2 & days
c)
15 & 30 days
d)
30 & 60 days
e)
10 & 15 days
54.
In case of SHG or JLG's eligible under priority sector loans, no service charges or inspection charges should be levied up to amount and this limit is per member and not to the group as a whole.
a)
25000
b)
50000
c)
75000
d)
100000
e)
200000
55.
Launch of Summer Bonanza 2023 a General Insurance campaign for increasing general insurance business. our bank has tie up partners with which of the following Insurance Company?
a)
Chola MS, tata AIG & UII
b)
IFLIC, TAT AIG & NICL
c)
Chola MS, TATA AIG & NICL
d)
IFLIC, CHOLA MS &
Star health
e)
None of the above
56.
Credit guarantee cover under CGTMSE, the present ceiling for availing loan under Guarantee cover to MSE sector has been increased to amounts for per borrower
a)
200 lakh
b)
300 Lakh
c)
500 lakh
d)
100 lakh
e)
None of the above
57.
All BSBD accounts (SB124, SB127, SB130,
SB136, SB113 and SB family is not there for cooking150) customers will be charged rupees + GST for every withdrawal transaction behind the stipulated 4 free withdrawals in a Calendar month
a)
100+GST
b)
20+GST
c)
50+GST
d)
75+GST
e)
40+GST
58.
During RBI's Monetary Policy Committee meeting on 3rd, 5th and 6th April 2023 , the MPC decided to -
a)
Keep the policy repo rate unchanged
b)
Increase the policy repo rate by 50 basis point to 6.50
c)
Increase the policy repo rate by 25 basis point to 6.50
d)
Decrease the policy repo rate by 25 basis points to 6.50
59.
Which of the following is NOT a correctly stated 'policy measure announcement' by the Reserve Bank of india recently -
a)
Development of Centralised Web portal for Public to Search Unclaimed Deposits
b)
Grievance Redress Mechanism relating to Credit Information Reporting by Credit Institutions and Credit information provided by Credit Information Companies
c)
Operation of Pre- Sanctioned Credit Lines at Banks through the UPI
d)
Developing an Offshore Non-deliverable Derivatives Market
60.
In order to enhance efficiency of Regulatory Processes, the RBI has decided to develop a secured web based centralised portal named as ‘PRAVAAH’ which stands for -
a)
Platform for Regulatory Authority, Validity And AutHentication
b)
Platform for Regulatory Autonomy, Violation And AutHority
c)
Platform for Regulatory Application, Validation And AutHorisation
d)
Platform for Regulator's Appraisal, Validation And AutHentication
61.
As per RBI's Master Direction on Outsourcing of Information Technology Services, by what time cyber incidents be reported to the RBI by the service provider?
a)
Within 24 hours of detection
b)
Within 18 hours of detection
c)
Within 12 hours of detection
d)
Within 6 hours of detection
62.
In context of RBI's Framework for acceptance of Green Deposits, what is the meaning of "greenwashing"?
a)
The process of promoting the use of green deposits by regulated entities.
b)
The lending and/or investing in the activities/projects that contribute to climate risk mitigation.
c)
The practice of marketing products/services as green, when in fact they do not meet requirements to be defined as green activities/projects.
d)
The process of renewing or withdrawing green deposits
63.
In context of RBI's Framework for acceptance of Green Deposits, what is the definition of "green finance"?
a)
Lending to and/or investing in activities/projects that do not involve climate- related or environmental objectives
b)
Lending to and/or investing in activities/projects that contribute to climate risk mitigation, climate adaptation and resilience, and other climate-related or environmental objectives
c)
Lending to and/or investing in activities/projects that promote greenwashing
d)
None of the above
64.
In context of RBI's Framework for acceptance of Green Deposits, which of the following is the correct definition of "green deposit"?
a)
a non-interest bearing fixed deposit, received by the RE where the proceeds of which are earmarked for being allocated towards green finance
b)
an interest-free demand deposit, received by the RE where the proceeds of which are earmarked for being allocated towards green finance
c)
an interest-bearing deposit, received by the RE for a fixed period and the proceeds of which are earmarked for being allocated towards green finance
d)
an interest-bearing deposit, received by the RBI for a fixed period and the interest of which are earmarked for being allocated towards green finance
65.
As per the framework on countercyclical capital buffer (CCyB), which of the following is the main- indicator for activation of Countercyclical capital buffer (CCyB) by RBI?
a)
Credit Deposit Ratio
b)
Credit-to-GDP Gap
c)
GNPA growth
d)
Industry Outlook assessment Index
66.
With an objective to align the LRS for IFSCs, the RBI has amended the directions on LRS. Accordingly, Resident Individuals may now also open a Foreign Currency Account in IFSCs, for making permissible investments under LRS. What does LRS stand for?
a)
LIBOR Repatriation Scheme
b)
Lateral Repurchase Scheme
c)
Liberalised Remittance Scheme
d)
Linked Representative Scheme
67.
Where a viable Resolution Plan in respect of a borrower is not implemented within 180 days from the end of Review Period, lenders shall make additional provisions of % of total outstanding (funded+non-funded).
a)
10
b)
15
c)
20
d)
35
68.
State TRUE or FALSE - Bank should not charge and take to income account the interest on any NPA, except where Government guarantee is available.
a)
TRUE
b)
FALSE
69.
State TRUE or FALSE - The exact due dates for repayment of a loan, frequency of repayment, breakup between principal and interest, examples of SMA/NPA classification dates, etc. shall be clearly specified in the loan agreement and the borrower shall be apprised of the same at the time of loan sanction and also at the time of subsequent changes, if any, to the sanction terms/loan agreement till 50 % of loan is repaid.
a)
TRUE
b)
FALSE
70.
CGTMSE had announced reduction in guarantee fees for loans upto Rs. crore by 50% bringing the minimum guarantee fee to the level of 0.37% pa only.
a)
One
b)
Two
c)
Five
d)
Twenty
71.
CGTMSE has also announced raising of ceiling for guarantee from Rs. 2 crore to Rs. 5 crore and enhancing the threshold limit for claim settlement without initiation of legal action to Rs.
lakh.
a)
Five
b)
Ten
c)
Twenty
d)
Fifty
72.
In April 2023, the Union Minister of Finance and Corporate Affairs Smt. Nirmala Sitharaman released a book authored by eminent banker Narayanan Vaghul, in Mumbai. The name of the book was
a)
Banking Escapade
b)
The Incredible Banker
c)
Confessions of a Banker
d)
Reflections
73.
CGFMU stands for -
a)
Credit Guarantee Fund for Medium Units
b)
Credit Guarantee Fund for Mini Units
c)
Credit Guarantee Fund for Micro Units
d)
Credit Guarantee Fund for Matured Units
74.
In April 2023, Bank of Baroda announced set up International Treasury operations, a Centralised Trade Finance hub and Capital Markets business and scale up its Foreign Exchange and Derivatives Trading activities at .
a)
BKC, Mumbai
b)
GIFT IFSC, Gandhinagar
c)
Telecom Nagar, Hyderabad
d)
Alkapuri, Baroda
75.
The current EASE Reform agenda focuses on Enhanced digital experience, data-driven, integrated, and inclusive banking. This reform agenda is defined under:
a)
EASE 3.0
b)
EASE 4.0
c)
EASE 5.0
d)
EASE 6.0
76.
SGrB stands for -
a)
Sovereign Green Bonds
b)
Sovereign Guarantee Bonds
c)
Surety Guarantee Bonds
d)
Sovereign Gold Bonds
77.
RBI's Foreign Exchange Reserves are in four forms viz. Foreign Currency Assets, Gold, SDRs and Reserve Position in the IMF. Which of the form constitutes the major chunk of Forex Reserve in value?
a)
Foreign Currency Assets
b)
SDRs
c)
Gold
d)
Reserve Position in the IMF
78.
Which of the following scheme codes can be opened through "Bob world Tab"?
a)
SB101
b)
SB117
c)
SB138
d)
SB181
e)
ALL OF THE ABOVE
79.
Which of the following is not the key features of SB 138 Scheme?
a)
The scheme SB138 is available for new customer for the bank only.
b)
Applicant’s minimum age should be 10 years.
c)
Joint account is allowed in this scheme
d)
Issuance of bob World, bob World Internet (minimum age 15 years) is allowed.
e)
Nomination is allowed for 18 years above age customers.
80.
Which of the following is not the key features of SB 182 Scheme?
a)
The scheme SB182 is available for all branches of Bank of Baroda.
b)
The scheme SB182 is available in bob World Tab under “Accounts for Salary Needs” segment.
c)
Applicant’s minimum age should be 18 years and maximum 70 years.
d)
Issuance of bob World, bob World Internet is allowed.
e)
Debit card – Chargeable & as per Salary Structure default debit card will be issued.
81.
If Net monthly salary more than Rs 2.00 lacs which debit card variant will be issued to customer in SB 182 Scheme?
a)
VISA Platinum Debit Card
b)
RuPay Platinum Debit Card.
c)
Master Platinum Debit Card
d)
RuPay/VISA Classic
e)
None of the above
82.
NCGTC has launched guarantee scheme for COVID affected healthcare sectors named as LGSCAS. Under this scheme credit guarantee coverage available for Greenfield projects is?
a)
0.85
b)
0.9
c)
0.75
d)
0.5
e)
Not Available
83.
Which of the following is/are objectives under Branch Transformation Programme – Branch 2.0?
a)
Adopt digital systems in day to day functioning
b)
Focus on superior customer service
c)
Branch to actively drive digital channel transactions
d)
Branch 2.0 ‘Star icon’ and Branch 2.0 team will be in touch for gradual introduction of new processes.
e)
ALL OF THE ABOVE
84.
Under Branch 2.0 in how many categories/levels Branches will be classified on Overall metric score?
a)
3
b)
5
c)
6
d)
4
e)
7
85.
Under Branch 2.0, Zone will review the performance of the branches on Basis?
a)
MONTHLY
b)
QUARTERLY
c)
HALF YEARLY
d)
YEARLY
e)
FORTNIGHTLY
86.
In Baroda Home Loan Scheme for Central/State Government/PSUs employees ROI below BRLLR is allowed for CIBIL score
and above?
a)
771
b)
726
c)
701
d)
800
e)
Below BRLLR Not Allowed
87.
In Baroda Home loan Scheme additional ROI will be applicable for customer who does not opt Group Credit Life Insurance Plan.
a)
0.1
b)
0.2
c)
0.05
d)
0.25
e)
0.5
88.
Which of the following is not a condition for obtaining concessional ROI in Home loan to Central/State Government/PSUs employees ?
a)
Salary Account is with Bank of Baroda
b)
There should not be gap of more than 60 days in monthly salary credited
c)
Banking relation with Bank of Baroda for more than 3 Months
d)
If Salary Account is transferred to other bank, then concession will be withdrawn from that date.
89.
Submission of Retail Loan Leads by DSTs SHOULD be done through Application?
a)
Lead Force
b)
Sales Force
c)
Meet & Greet
d)
CBDC
e)
LLPS
90.
Which of the following must be ensured before making any payment to Vendor through VENPAY?
a)
Obtain the Valid GST Invoice from the vendor & confirm that correct GSTN of the Bank for respective state where branch/ office is situated.
b)
Based on the details given by the Vendors, Vendor master should be created. If the Vendor is registered under GSTN, ensure to create the correct Vendor Master with all his details.
c)
Before making the payment of invoice to vendor Branch/ Office must Check/ verify the details in the GSTR 2B of the banks
d)
All the details of the GST Invoice viz.
Invoice no, Invoice Date, GST amount should be correctly captured in the VENPAY/ FASSET.
e)
All of the Above
91.
What is POS/ECOM limit for bob World Sapphire Debit Card for Radiance Segment?
a)
3 LAC
b)
4 LAC
c)
5 LAC
d)
10 LAC
e)
50 LAC
92.
Which mode of operations are allowed for bob World Sapphire Debit Card for Radiance Segment?
a)
Self
b)
E or S
c)
Anyone or Survivor
d)
Proprietor
e)
ALL OF THE ABOVE
93.
What is the full form of MCGS under CGTMSE?
a)
Manipur Credit Guarantee Scheme
b)
Maharastra Credit Guarantee Scheme
c)
Medium Credit Guarantee Scheme
d)
Micro Credit Guarantee Scheme
e)
None of the above
94.
What is the maximum coverage available under Manipur Credit Guarantee Scheme by CGTMSE?
a)
0.75
b)
0.6
c)
0.85
d)
0.9
e)
0.55
95.
CGTMSE introduced Special benefit for MSE's situated in UT of Jammu and Kashmir & UT of Ladakh. What is the concession available to units in guarantee fees from standard rates?
a)
0.1
b)
0.2
c)
0.25
d)
0.3
e)
0.5
96.
It has been decided by CGTMSE to extend benefits to MSEs promoted by PwD akin to benefits extended to SC/ST Entrepreneurs. What concession on guarantee fees is available to PwD Borrowers?
a)
0.1
b)
0.2
c)
0.25
d)
0.3
e)
0.5
97.
What is the extent of guarantee coverage available to PwD Borrowers in CGTMSE?
a)
0.75
b)
0.6
c)
0.9
d)
0.85
e)
0.55
98.
What is the he threshold limit for waiver of legal action while invoking the guarantee in CGTMSE for Micro & Small Enterprises?
a)
1 LAC
b)
2 LAC
c)
3 LAC
d)
4 LAC
e)
5 LAC
99.
Guarantee coverage under CGTMSE to the Agniveer entrepreneurs shall carry percentage relaxation in Annual Guarantee Fee?
a)
0.05
b)
0.1
c)
0.15
d)
0.2
e)
0.25
100.
In case of Dealer Finance Limits to Petrol Pump Dealers who will be the sanctioing authority for "Agreement - in - Principle" in all petrol pump cases in Fresh / RWI
proposals pertaining to Petrol Pump Dealers?
a)
AIP not required where all program parameters are met.
b)
Upto 3 Crore AIP not Required.
c)
Upto 5 Crore AIP not Required.
d)
Upto 10 Crore AIP not Required.
e)
Upto 10 Crore AIP not Required.
101.
What is the scheme code for opening loan accounts under Baroda Healthcare Scheme and Scheme for financing solar projects?
a)
LA101
b)
LA011
c)
LA001
d)
LA112
e)
LA099
102.
Remittance of payment on “Freight on Import by shipping companies” under purpose code S0203 has to be reported under?
a)
LRS
b)
leaving it blank as the said purpose code does not fall under the purview of LRS transactions
c)
Form A2 ia not required for such remittances.
d)
None of the above
103.
Earmarking of Mark to Market on outstanding Derivative Transactions Booked for Customers should be done by branches on Basis?
a)
Daily
b)
Weekly
c)
Fortnightly
d)
Monthly
e)
Bimonthly
104.
Under Baroda speacial Home Loan scheme 2008 Life insurance cover is available to applicant for maximum Home loan of
Rs ?
a)
10 Lac
b)
20 Lac
c)
30 Lac
d)
40 Lac
e)
50 Lac
105.
As per recent modification in "the Debts Recovery Tribunal and Debts Recovery Appellate Tribunals Electronic Filings Rules, 2020" efiling has been made mandatory for DRT/DRAT with effect from?
a)
2023-04-01 00:00:00
b)
2023-03-31 00:00:00
c)
2023-02-01 00:00:00
d)
2023-01-01 00:00:00
e)
2023-06-01 00:00:00
106.
Our Bank has renewed Baroda Home Loan Group Personal Accident Insurance Policy with which insurance provider?
a)
Uninted Insurance
b)
Cholamandalam
c)
ICICI Lombard
d)
National Insurance
e)
IFFCO TOKYO
107.
Baroda Home Loan Group Personal Accident Insurance Policy from National Insurance is valid up to ?
a)
2023-12-30 00:00:00
b)
30/06/203
c)
2023-09-30 00:00:00
d)
2024-03-31 00:00:00
e)
2023-06-01 00:00:00
108.
What is coverage under Baroda Home Loan Group Personal Accident Insurance Policy from National Insurance?
a)
Accidental Death
b)
Permanent total disability
c)
Both A & B
d)
None of the above
109.
What is the minimum limit under Pre approved Home loan Top up ?
a)
50000
b)
100000
c)
200000
d)
300000
e)
500000
110.
What is maximum limit of Pre approved Home loan Top up for Category I Customer?
a)
10 lac
b)
5 LAC
c)
50 LAC
d)
100 LAC
e)
30 LAC
111.
What is the minimum residual tenure for availing Pre approved Home loan Top up in Category I?
a)
1 Year
b)
2 Year
c)
3 Year
d)
4 Year
e)
5 Year
112.
What is eligibility criteria for availing Pre approved Home loan Top up?
a)
Staff A/C will be excluded.
b)
CIBIL Score of the main applicant should be minimum 701.
c)
There should not be 30+ DPD in last 12 months.
d)
Minimum 18 EMI of existing should have been paid.
e)
ALL OF THE ABOVE
113.
What is mimimum age criteria for Pre approved Home loan Top up?
a)
18
b)
21
c)
25
d)
20
e)
30
114.
What is maximum tenure available under Pre approved Home loan Top up?
a)
5 Years
b)
10 Years
c)
15 Years
d)
20 Years
e)
25 Years
115.
What is unified processing charges under Pre approved Home loan Top up percent?
a)
0.1
b)
0.15
c)
0.2
d)
0.25
e)
0.3
116.
MSME Accounts can be digitally renewed using Bank's digital portal up to Rs?
a)
25 lac
b)
50 LAC
c)
100 LAC
d)
150 LAC
e)
200 LAC
117.
A concession of Percentageis available in processing charges for cases completing Renewal through Digital Renewal.
a)
25
b)
50
c)
100
d)
NO CONCESSION
e)
10
118.
Waiver of obtaining financials for the
Waiver of obtaining Financials has been extended for limits up to Rs , How ever Financial to be obtained later and internal rating to be carried out.
a)
25 LAC
b)
50 LAC
c)
100 LAC
d)
10 LAC
e)
5 LAC
119.
What is banks timeline to complete the journey of digital renewal?
a)
5 Days
b)
10 Days
c)
15 Days
d)
20 Days
e)
17 Days
120.
The LAD date in system should not be more than Months for accounts to be eligible for Digital renewal?
a)
20 Months
b)
24 Months
c)
35 Months
d)
28 Months
e)
30 Months
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