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Worksheetsagm mt2
Total questions: 120
Worksheet time: 3600secs
Name
Class
Date
1.
Which of the following constitutions should be accepted as borrower in respect of funded as well as non-funded credit facilities or guarantor ?
a)
HUF
b)
Trusts
c)
Associations
d)
LLPs
e)
None of the above
2.
Now incorporation of Digital Framework Index in all ……….. proposals is made mantaory.
a)
Retail
b)
MSME
c)
Corporate
d)
Digital Assets
3.
Which of the following is called as the high value transfer transaction ?
a)
Cheque of Rs 1 lacs & above
b)
Cheque of Rs 2 lacs & above
c)
Cheque of Rs 5 lacs & above
d)
Cheque of Rs 10 lacs & above
4.
How to find out about our bank’s Information security policy, standards and guidelines?
a)
By reading bank’s press release
b)
By reading the magazine “Cyber Chunks”
c)
By searching on BOB Intranet portal under Information Security tab
d)
By asking colleagues
5.
Why do we have a Business Continuity Plan?
a)
To ensure availability/immediate restoration of our service to the customers in the event of a disaster/Incident
b)
To ensure that we continue business relations with customer even after a project has ended
c)
To ensure that customers are kept happy so that we continue to get business from them
d)
None of these
6.
IMEs stands for
a)
Indian Micro Enterprises
b)
Informal Micro Enterprises
c)
Indigenous Micro Enterprises
d)
Institute of Micro Enterprises
7.
After how many days of birth, a new born child can be covered under "Health Multiplier" insurance policy?
a)
31
b)
61
c)
91
d)
121
8.
Select all the correct statement regarding the "Continue Account creation" option available at BC Points
a)
(a) facilitate the request in account opened on or after 24th June 2022
b)
(b) a/c opening requests can be initiated at any time by the BCs for customers whose Customer ID were generated but a/c number could not be generated.
c)
(c) can be used fro only SB 150 & SB
160
d)
all are correct
e)
Option (b) and (c)
9.
The whistle blower can escalate the complaint/disclosure raised under "Internalwhistle blower policy for employees and directors" to………if he/she is not satisfied with the proceedings of investigations.
a)
CGM Hrm
b)
CMD of the Bank
c)
Chairperson, Audit Committee of the Board
d)
CVO at Central Govt.
10.
As per MOU signed with Uttarakhand Police for opening of Pension account what is the maximum amount of Sum Assured offered under complimentry Personal Accident insurance Benefit for deceased case of pension holder of a retired personnel?
a)
25 Lacs
b)
30 Lacs
c)
35 Lacs
d)
40 Lacs
11.
As per the policy on Administrative Enforcement of Accountability, the High- Risk Area carries Red Flag Points.
a)
1
b)
3
c)
5
d)
10
12.
You have a hard copy of a custom design document that you want to dispose of. What would you do?
a)
Throw it in any dustbin
b)
Shred it using a shredder
c)
Give it to the office boy to reuse it for other purposes
d)
Be environment friendly and reuse it for writing
13.
What the convenience of pensioners bank has launched digital pension loan which eliminates the need for physical presence of pensioners for availing loan. What is the interest concession extended under digital pension loan?
a)
0.25% less than regular ROI
b)
0.35% lesser than regular Roi
c)
0.50% lesser than regular ROI
d)
0.60% lesser than regular Roi
e)
no concession in ROI
14.
Paper files that have sensitive information should be disposed of in a locked trash bin. True or False
a)
TRUE
b)
FALSE
15.
Under SB182 how many categories of civil servants are eligible?
a)
4
b)
5
c)
3
d)
6
16.
Pre-payment/Part-payment charges will be levied @ %+GST on amount pre-paid during the first 3 years of loan period.
a)
0.05
b)
0.04
c)
0.02
d)
0.03
e)
0.01
17.
It provides an isolated tunnel across a public network for sending and receiving data privately as if the computing devices were directly connected to the private network.
a)
Visual Private Network
b)
Virtual Protocol Network
c)
Virtual Protocol Networking
d)
Virtual Private Network
18.
Which is the longest mountain range in the world?
a)
Karakoram
b)
Rockies
c)
Himalayas
d)
Andes
19.
CIAD has launched which campaign for bringing about a paradigm shift in our approach towards compliance culture in our Bank ?
a)
Mission - Grow with Compliance 1.0
b)
Mission - Grow with Compliance 2.0
c)
Mission - Grow with Abidance
d)
Mission - Grow with Abidance 2.0
20.
Under Staff Welfare Fund-Scheme for scholorship Amount of each scholorship for Post Graduate Education is-
a)
Rs 2000/-
b)
Rs 4000/-
c)
Rs. 6000/-
d)
Rs 8000/-
21.
BSBD & Non-BSBD Savings Bank accounts opened by BC's to be unfreezed by branches within days
of opening account to enable the system to debit the premium.
a)
3
b)
5
c)
2
d)
1
22.
In which of the following currencies, FCNR(B) deposit can be accepted?
a)
USD, GBP, EUR, AUD
and CAD
b)
USD, GBP, EUR, YEN
and CAD
c)
USD, GBP, EUR, YEN
and AUD
d)
USD, GBP, EUR, AUD,
CAD and YEN
23.
Why does a Bank need to have a separate Code of Ethics for its employees?
a)
For sensitizing its emplo yees about their responsi bilities.
b)
To guide employees abo ut the link between the B ank’s core values and the
conduct expected from t hem.
c)
To avert innocent violati ons.
d)
All the above.
24.
What is the purpose of a product suitability check in the insurance industry?
a)
To offer customers the cheapest insurance product available
b)
To retain customers by offering them unsuitable products
c)
To assess the risks associated with customers before providing coverage
d)
To maximize insurance company profits
e)
To bypass regulatory requirements
25.
Which of the following needs to be ensured In the event of death of locker hirer without Nomination?
a)
The surviving hirer(s) will be allowed to access the locker and remove the contents
b)
In the event of death of all joint locker hirers, all the legal heirs of the deceased joint hirers would be allowed to access the locker.
c)
Before permitting surviving hirer, the bank would prepare an inventory of the articles in their presence along with two independent witnesses.
d)
Establish proof of death of the locker hirer(s).
e)
All of the above
26.
A person aged around 55 years enters the branch and asks one of the front desk employees to share the address of one of our customers, saying that, he is trying to get his daughter married to the said customer. The front desk employee should share the address since he/she finds it is a social responsibility.
a)
TRUE
b)
FALSE
27.
What is the maximum loan to employees of companies for purchasing shares of their own companies, under ESOP/ reserved by way of employee’s quota under IPO ?
a)
90% of the purchase price of the shares or Rs 20 Lacs, which is lower
b)
90% of the purchase price of the shares or Rs 20 Lacs, which is higher
c)
80% of the purchase price of the shares or Rs 20 Lacs, which is higher
d)
80% of the purchase price of the shares or Rs 20 Lacs, which is lower
e)
15 Lakh
28.
Zones shall forward their data base of EA/RA/SA to BCC by of October & April every year for inspection / verification by regulators
a)
3rd
b)
7th
c)
10th
d)
15th
29.
Maximum per transaction limit on other Bank's ATM in Bob World "Pudhumai penn" Debit Card under Rupay Platinum is
a)
Rs.10,000/-
b)
Rs.15,000/-
c)
Rs.50,000/-
d)
Rs.1,00,000/-
30.
In case of CC limit to SHG, DP for the fourth year will be above Rs. 6 lakh, based on the MCP prepared by SHG and appraised by the federations/support agency and the previous credit history.
a)
TRUE
b)
FALSE
31.
What type of customers should the Branch proactively approach for resolution or cross-selling for triggers received through Trigger optimization Engine through CIBIL ?
a)
Customers who have outstanding loan amounts of Rs. 5 Lacs & above.
b)
Customers who have Bureau score of 600 and above
c)
Customers apparently not satisfied due to various reasons/ where the residual tenure and outstanding loan amounts have come down considerably.
d)
Customers with SMA 2 accounts in the last 12 months.
32.
Which of the following is fraud prone area while executing documents?
a)
Documents executed at borrower's home
b)
Documents executed at non- mortgage branch
c)
Documents executed at business premises of borrowers
d)
Documents executed in the absence of bank officials
e)
Documents executed in different city/state from where account is parked
33.
Under the Document Management System uploading of data in BDMS portal given by the Vendor is carried out by
a)
Branch
b)
The Vendors itself
c)
Regions
d)
Back office at BCC
34.
Following complaints /disclosures shall be covered under Whistle Blower Policy except:
a)
Corruption
b)
Misuse of Office for illegal purpose
c)
Suspected or actual Fraud
d)
Employment related concerns .i.e Salary,Leave,LTC
35.
What is the maximum per transaction limit for offline purchase (retail) in bob World "Agniveer" Rupay card?
a)
Rs. 200
b)
Rs. 500
c)
Rs. 1000
d)
Rs. 2000
36.
Authum Investment and Infrastructure Ltd. is empanneled by our Bank as-
a)
Corporated DSA for Home Loan
b)
Corporate DSA for Car Loan
c)
Recovery Agent
d)
None of the above
37.
What is circular Economy?
a)
Economic model which aims to avoid waste and to preserve the value of resources
b)
An economy which circulates within a national boundary
c)
An economic model circulating cashflow within environment friendly business model
d)
An economic model which helps transaction with an international trade block
38.
Baroda Alokchandra award institutionalized in ….. Year
a)
2019
b)
2016
c)
2018
d)
2017
39.
Every month “BARODA BNP PARIBAS NIVESH SAPTAH” will be observed from ………
a)
2nd to 6th day of the month
b)
16th to 20th day of the month
c)
9th to 13th day of the month
d)
23rd to 27th day of the month
40.
Authority to allow waiver of Tri-Partite agreement in housng Loan is
a)
GM(ZH)
b)
CGM(Retail Banking)
c)
ZOCC
d)
COCC-ED
e)
COCC-CGM
41.
The study of weather is called?
a)
meteorology
b)
climatology
c)
aeronomy
d)
aerology
42.
In case of officer availing reimbursement of mobile handset, once they have applied for VRS or resignation with in 24 months of reimbursement. How much amount to be recovered from officer employee?
a)
1
b)
0.75
c)
0.5
d)
No recovery
e)
0.25
43.
As per RBI's Master Direction on Outsourcing of Information Technology Services, by what time cyber incidents be reported to the RBI by the service provider?
a)
Within 24 hours of detection
b)
Within 18 hours of detection
c)
Within 12 hours of detection
d)
Within 6 hours of detection
44.
Agriculture loans to the staff and their family member’s upto Scale III and their relatives shall be sanctioned by the authority not below the Rank of within their DLP
a)
RMCC
b)
DRMCC
c)
ZOCC-GM
d)
DNCC
e)
CMCC
45.
What type of insurance is arranged through partners Chola, Tata AIG & National Insurance?
a)
Life Insurance
b)
Health Insurance
c)
General Insurance
d)
Inheritance & Estate Planning
46.
The complaint under Whistle Blower Mechanism must be sent in a sealed envelope superscribed as "Complaint under Internal Whistle Blower Policy for employess and Directors" and also the complainant has to disclose his/her identity at the envelope. Is it true?
a)
TRUE
b)
FALSE
47.
What is ransomware?
a)
Software that infects computer networks and mobile devices to hold your data hostage until you send the attackers money
b)
Computer equipment that criminals steal from you and won’t return until you pay them
c)
Software used to protect your computer or mobile device from harmful viruses
d)
A form of cryptocurrency
48.
A company has total debtors of Rs.300 lacs as on 31.03.2022. It has realised the debtors of Rs.100 lacs during FY 2022-23. What would be the impact on the balance sheet as on 01.03.2023?
a)
There will be reduction in Total Current Assets of Rs.100 lacs
b)
There will be reduction in Current Assets of Rs.100 lacs but increase in Net worth of Rs.100 lacs
c)
There will be no change in Total Current Assets
d)
There will increase in Networth of Rs.100 lacs
49.
Sukanya Samriddhi Yojna (SSY) account shall mature on completion of years from the date of opening:
a)
18
b)
14
c)
21
d)
10
50.
What is the purpose of creating a watch list with credit bureau accounts under Baroda Home Loan, Baroda Mortgage Loan, and Baroda Auto Loan?
a)
To monitor customer complaints in these segments
b)
To track customer inquiries related to these products
c)
To identify borrowers seeking fresh retail loan facilities
d)
To monitor progress in our retail porfolio
e)
none of these
51.
shall be entitled to enforce securities under SARFAESI Act only if the security interest is filed with CERSAI?
a)
Unsecured Creditors
b)
Secured Creditors
c)
Judgement Creditors
d)
Subordinated Creditors
52.
Which of the following is a common technique used in TBML?
a)
Hacking bank accounts
b)
Smuggling cash across borders
c)
Falsifying trade documents
d)
Engaging in identity theft
53.
What is the minimum limit for Digital Personal Loan (LA 251)?
a)
25000
b)
50000
c)
75000
d)
100000
54.
Under Baroda Premium NRE Salary Savings Account, there will be no charge for cheque book issuance If QAB is more than Lakhs.
a)
1
b)
2
c)
3
d)
5
55.
For Fresh Enrolment of PMJJBY & PMSBY, branches have to use which of the following options?
a)
Bank of Baroda website
b)
Jansuraksha Portal
c)
Tab Banking
d)
PMY Menu
56.
For export credit related reporting purposes “SMF” was introduced by RBI subsuming all existing reports. What is SMF??
a)
Single Multilevel Form
b)
Singular Master Form
c)
Single Master Form
d)
Single Master forum
57.
Personal identity verification systems which use hand or fingerprint, handwriting, eye pattern, voice, face, or any other physical characteristics for authentication is called -
a)
Biometric devices
b)
Technological systems
c)
Phyiometric devices
d)
Physical analysis devices
58.
Contact Centre runs from following locations
a)
Mumbai, Kolkata, Bangalore
b)
Gandhinagar, Noida, Chennai
c)
Indore, Pune, Chandigarh
d)
Vadodra, Lucknow, Hyderabad
59.
Which one of the following does not help build Shareholders’ trust?
a)
Confidence in accurat e recording of our fin ancial transactions
b)
Best disclosure standards
c)
Limited compliance of regulations in records, disclosures and audits
d)
Complete and accurat e records of accounts
60.
In BC NPA Portal who will be the checker for Single man Branches?
a)
Recovery Officer at Regional Office.
b)
FI officer at RO
c)
Credit Monitoring incharge at RO
d)
designated Nodal Officer
61.
What is banks timeline to complete the journey of digital renewal?
a)
5 Days
b)
10 Days
c)
15 Days
d)
20 Days
e)
17 Days
62.
Which of the following Updates/ changes has been done to BC NPA portal for strengthening the portal?
a)
Revoke option
b)
search by Customer ID
c)
Maker checker
d)
All of these
63.
What is POS/ECOM limit for bob World Sapphire Debit Card for Radiance Segment?
a)
3 LAC
b)
4 LAC
c)
5 LAC
d)
10 LAC
e)
50 LAC
64.
If Re-KYC is not carried out, at what intervals does the CBS system prompt for the generation of physical notices?
a)
60 days
b)
75 days
c)
105 days
d)
120 days
e)
141 days
65.
In recent tie up for SB 186 with UP police Personal accidental death cover when off duty is
a)
Rs 50 Lac
b)
Rs 60 Lac
c)
Rs 75 Lac
d)
Rs 80 Lac
e)
Rs 100 Lac
66.
What is the interest rate applicable to deposits made under this Mahila Samman Saving certificate Scheme?
a)
5% per annum
b)
6% per annum
c)
7% per annum
d)
7.5% per annum
67.
Bank has already started issuance of Inland BG with Automated e-Stamping for the branches rolled out in
a)
LLPS
b)
BarodaINSTA
c)
Barodatab
d)
BCMS
e)
FOREX BACK OFFICE
68.
What is the maximum repayment schedule for OTS amount above 100 lakhs for MSME accounts.
a)
Balance within 45 working days of sanction.
b)
Balance within 30 working days of sanction.
c)
Balance within 60 working days of sanction.
d)
Balance within 75 working days of sanction.
e)
Balance within 90 working days of sanction.
69.
What is the condition for the activated accounts under the Kushal Mangal campaign?
a)
The accounts should be active for at least 1 month
b)
The accounts should be active for at least 2 months
c)
The accounts should be active for at least 3 months
d)
The accounts should be active for at least 6 months
e)
The accounts should be active for at least 12 months
70.
How many types of flag points are there as per Administrative Enforcement of Staff Accountablity Scheme
a)
3
b)
2
c)
4
d)
5
71.
Under the " Zero To Hero " campaign special recognition will be given to the Regions for 100% activation of branches with minimum SSY accounts per branch during the campaign period.
a)
25
b)
50
c)
75
d)
100
72.
Who among the following is classified as C&IC Customer ?
a)
An Entity with the Gross Annal Turnover of above Rs 250 Crores as per the last audited balance sheet
b)
An Entity with the Gross Annal Turnover of above Rs 50 Crores as per the last audited balance sheet
c)
An Entity with the Gross Annal Turnover of above Rs 200 Crores as per the last audited balance sheet
d)
An Entity with the Gross Annal Turnover of above Rs 100 Crores as per the last audited balance sheet
e)
An Entity with the Gross Annal Turnover of above Rs 150 Crores as per the last audited balance sheet
73.
Under TIN2.0 for collection of CBDT Challan under e-banking mode the commission is Rs. per challan.
a)
40
b)
25
c)
9
d)
18
74.
As per the policy on Administrative Enforcement of Accountability, the Category-1 of periodicity carries White Flag Points.
a)
1
b)
3
c)
5
d)
10
75.
Minimum QAB required for Family Account Customer to avail Additional Concession in HL
a)
1 Lakh & Above
b)
5 Lakhs & Above
c)
2 Lakhs & Above
d)
2.50 Lakhs & Above
e)
3 Lakhs & Above
76.
Who can participate in the campaign HL Lead ke Superstar
a)
DST
b)
DSA
c)
BOB Staff
d)
Only DST & DSA
e)
All of the Above
77.
Is premature Closur option is aviliable for NRI in GBM Module for PPF account?
a)
Yes
b)
NO
78.
Term Loans to be opened under scheme code for accounts opened under Baroda Health Care Scheme?
a)
LA551
b)
LA552
c)
LA553
d)
LA554
79.
100% on road finance is available for which passenger car
a)
Honda City
b)
Fortuner
c)
Breeza
d)
Celtos
e)
Mahindra XUV
80.
In case of cash credit limit, branches to sanction a minimum loan of
to each eligible SHG for a period of 3 years with a yearly drawing power (DP).
a)
Rs. 2 Lakhs
b)
Rs. 3 Lakhs
c)
Rs. 6 Lakhs
d)
Rs. 10 Lakhs
81.
A health insurance plan "Health Multiplier" is launched by which insurance company?
a)
M/s. Niva Bupa Health insurance
b)
M/s. Max Bupa Health insurance
c)
M/s. TATA AIG
General insurance
d)
M/s. ICICI Prudential general insurance
82.
With objective of increasing the interest in global Trading community in Indian rupee, bank has launched a new product under the
scheme for international trade settlement in Indian rupee?
a)
Foreign bank vostro account
b)
Indian rupee Vastro account
c)
Special Rupee vostro account
d)
Rupee denominated vostro account
e)
None of the above
83.
What will happen to the MIFOR benchmark after June 30, 2023?
a)
It will be replaced by a new interest rate benchmark.
b)
It will continue to be published by Financial Benchmarks India Pvt. Ltd. (FBIL).
c)
It will cease to exist.
d)
It will be regulated by the Financial Conduct Authority (FCA), UK.
e)
It will incorporate fallback clauses for LIBOR settings.
84.
100% on road finance is not available for which passenger car
a)
Baleno
b)
Creta
c)
Nexon
d)
Fronx
e)
Honda City
85.
Which of the following is true?
a)
The payment of a Liability causes an increase in Owner’s Equity
b)
The collection of an Account Receivable will cause Total Assets to increase
c)
The accounting equation may be stated as: Assets+
Liabilities = Owners’ equity
d)
The purchase of an asset for cash or on credit, does not
change the Owners’ Equity
86.
In "Health Multiplier" insurance policy, the pre-existing diseases are covered after how many months?
a)
12
b)
24
c)
36
d)
48
87.
Under co-lending module the customer will not have the option to esclate the issue to banking ombudsman.
a)
TRUE
b)
FALSE
88.
CIA in Information Security stands for -
a)
Confidentiality, Integration and Availability
b)
Continuity, Integration and Availability
c)
Continuity, Integrity and Accessibility
d)
Confidentiality, Integrity and Availability
89.
Which of the following is the focus of the Baroda Alokchandra award for our bank employees?
a)
Innovation and creativity in banking solutions
b)
Compliance & Audit
c)
Diligence and punctuality in daily tasks
d)
Courage and bravery while performing bank duties
90.
To improve distribution of coins among members of the public, the RBI is preparing a pilot project on
based Coin Vending Machine in collaboration with a few leading banks.
a)
Voice Recognition
b)
Near Field Communication
c)
QR Code
d)
Wallet
91.
Maximum Limit of lakhs for Loans against Pledge/hypothecation of
agricultural produce (including warehouse receipts) for a period not exceeding 12 months against WRs/eNWRs and up to lakhs against warehouse receipts other
than NWRs/eNWRs.
a)
75, 50
b)
100, 50
c)
80, 50
d)
100, 75
e)
75, 25
92.
Integrity of data means-
a)
Accuracy and completeness of the data
b)
Data should be viewable at all times
c)
Data should be accessed by only the right people
d)
All of these
93.
Who are eligible borrowers for the Scheme on Financing to Units/Borrowers Involved in Lab Grown Diamonds?
a)
a) Any business involved in
manufacturing of gems and jewellery
b)
b) Any business that has been in the line of activity for at least two years with at least two audited balance sheets
available
c)
c) Any business that is rated A or above by an external rating agency
d)
d) Both b and c
94.
Which of the following is not an aspect of serving our customers in the context of “Our Code of Ethics”?
a)
Treating customers fa irly and not discrimin ating on any basis
b)
Not mis-selling of products/services
c)
Understanding curre nt and potential need s of customers
d)
Not making donations to Political Parties
95.
What is the main concern expressed in the document regarding the payout to Corporate DSA/Dealers/authorized Car Dealers for car loan leads sourced to the Bank?
a)
Unauthorized dealers are receiving payouts.
b)
Incorrect invoice details are causing GST discrepancies.
c)
Delayed payouts are causing dissatisfaction among dealers.
d)
Dealers are not sourcing auto loan business.
96.
Under Co-Lending Model, NBFC shall be required to retain a minimum of % share of the individual loans on their books?
a)
10
b)
20
c)
25
d)
40
97.
Using social media at work during office our is permitted
a)
Yes
b)
No
c)
Minimal
d)
None of the above
98.
Which of the following is to be ensured during creation of security?
a)
Obtaining laminated sale deed
b)
Obtaining report on photocopy of sale deed
c)
Obtain certificate of genuineness of the sale deed
d)
Obtain TCR/NEC from same advocate who has been earlier involved in execution of sale deed
e)
Give previous valuation report to the empanelled valuer for fresh valuation
99.
During the assaying /reassaying, branches should ensure that Assayer should compulsoryly test all jewels/ ornaments preferably by using of
a)
Nitric acid
b)
Hydrofluoric acid
c)
Nitrous acid
d)
Acetic acid
100.
Waiver/concession in service charges to Prajapita Brahma Kumaris lshwariya
Vishwavidhyalaya and its sister concerns (PBKIV) is up to an overall limit of Pan India applicable up to 31-03- 2024 .
a)
Rs. 1 lakh
b)
Rs. 2 Lakhs
c)
Rs. 3 lakhs
d)
Rs. 5 Lakhs
101.
The decision affecting employees such as during recruitment, promotions, transfers and trainings are solely based on performance, knowledge and potential and Bank’s business needs.
a)
TRUE
b)
FALSE
102.
The Integrity of our financial transactions and records is critical to the operation of our business.
a)
TRUE
b)
FALSE
103.
Under the Directive of Credit Policy Committee, for Baroda Property Pride scheme, in case the exposure is being considered with relaxation in age criteria such exposure should be restricted to % of total portfolio.
a)
10
b)
15
c)
20
d)
25
104.
If the bank has made any change without giving such notice which is favorable to the customer, it will notify the change within
………….. days of such change.
a)
15
b)
30
c)
45
d)
60
105.
…. Of the Bank to be the final approval authority for modifications in the Office Accounts
a)
CRO
b)
CVO
c)
CFO
d)
GM IT
e)
GM ACCOUNTS
106.
Which form to be used for pre-mature closure of PPF Account?
a)
Form-2
b)
Form-3
c)
Form-4
d)
Form-5
107.
What is the newly created customer type code for Staff Unions to avail staff interest benefit?
a)
STUNI
b)
UNASS
c)
STUAC
d)
UNASU
e)
None of the above.
108.
What is the maximum limit for deposit in an account held by an account holder under this Mahila Samman Saving certificate?
a)
Rs. 50,000
b)
Rs. 1,00,000
c)
Rs. 1,50,000
d)
Rs. 2,00,000
109.
Off SOL Inward Clearing Transaction Report has to be generated a day
a)
Once
b)
Twice
c)
Thrice
d)
Monthly Basis
110.
For effective monitoring of transactions in office accounts and generation of exceptions, portal has been launced by Bank.
a)
CEMU
b)
CMUFG
c)
GLRECON
d)
OCRMS
111.
What is Risk?
a)
Risk is the just a consequence
b)
Risk is the combination of the probability of an event occurring along with its consequence
c)
Risk is just an probability of an event happening
d)
None of these
112.
For loans to SHGs up to , no collateral and no margin will be obtained?
a)
Rs. 50,000/-
b)
Rs. 1,00,00/-
c)
Rs. 1,60,000/-
d)
Rs. 3,00,000/-
113.
When was the National Rural Livelihoods Mission (NRLM) renamed as DAY-NRLM?
a)
01st April 2013
b)
March 29, 2016
c)
April 29, 2013
d)
March 1, 2016
e)
None of the above
114.
Which of the following is a common consequence of corruption on a nation's economy?
a)
Increased foreign investment
b)
Economic growth and prosperity
c)
Inefficiency in public services
d)
Reduced income inequality
115.
What is the full form of MCGS under CGTMSE?
a)
Manipur Credit Guarantee Scheme
b)
Maharastra Credit Guarantee Scheme
c)
Medium Credit Guarantee Scheme
d)
Micro Credit Guarantee Scheme
e)
None of the above
116.
Which approach does our Code of Ethics follow?
a)
Customer centric approa ch.
b)
Employee centric approa ch.
c)
Stakeholder centric approach.
d)
Shareholder centric appr oach.
117.
As per MOU signed with Uttarakhand Police for opening of Salaried account what is the Age Limit to be eligible for coverage of Personal Accidental Insurance Cover?
a)
Up to 50 Years
b)
Up to 55 Years
c)
Up to 58 Years
d)
Up to 60 Years
118.
Which of the following is an essential element of Customer Due Diligence & Know Your Customer ?
a)
Customer Acceptance Policy
b)
Customer Identification Procedure
c)
Transaction Monitoring
d)
Risk Management
e)
All the above
119.
For debit entries exceeding Rs. 1000/- from PL BACIO (Income), what action is required at the time of posting the transaction through the PLHTM menu?
a)
Manual verification by the branch manager
b)
Approval from the Joint Manager
c)
Generation of R- menu
d)
Creation of a separate ledger account
e)
Submission of a special request form
120.
Which transaction code is printed on the right side of the MICR band to indicate a Current Account (CA) or Overdraft (OD) account variant?
a)
29
b)
30
c)
31
d)
32
e)
33
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