Font size
S
M
L
XL
WorksheetsQUIZ 5 OFFICERS BATCH 2023-24
Total questions: 104
Worksheet time: 41mins
Name
Class
Date
1.
Under Baroda Yodha Auto Loan Proceesing charge is
a)
2500 +GST
b)
1000+GST
c)
1500 + GST
d)
NIL
e)
None of these
2.
Maximum loan amount that can be granted for A category of employees in Personal loan is
a)
20 Lacs
b)
10 Lacs
c)
2.00 Lacs
d)
5.00 Lacs
e)
50 Lacs
3.
what is The maximum LTV Ratio for home loan in case sanction of hone loan and Suvidha Loan is conisdered simultaneously for loans upto Rs. 75 Lakhs?
a)
85%
b)
90%
c)
88%
d)
75%
e)
86%
4.
One of the following is not correct about Baroda Home Loan Advantage
a)
The ROI linked to the SB account is Zero.
b)
ROI applicable upto Rs.75 Lacs is as per regular home loan.
c)
Minimum CIBIL score should be 725
d)
ROI applicable more than Rs.75 Lacs is 0.25% more than regular ROI in home loan.
e)
All are correct
5.
What is the margin for loan against LIC policies to be taken with surrender value if policy is less than 3 years old
a)
15%
b)
20%
c)
10%
d)
5%
e)
None of these
6.
Minimum Cibil score for pre approved schemefor existing car loan borrowers is
a)
760
b)
750
c)
700
d)
780
e)
650
7.
One of the following condition is not applicable in case of takeover / balance transfer of housing loans
a)
The firm/ companies engaged in Real Estate business are not eligible under this scheme.
b)
Maximum Loan limit to be sanctioned is upto Rs. 10 Crores
c)
The firm/ company should be incorporated for atleast 5 years.
d)
The firm/ company should be earning the cash profits for last 3 years.
e)
All are correct
8.
Which of the following will not be treated as part of total Net-worth of a company?
a)
Paid-up Capital
b)
Share Premium
c)
Reserves & Surplus
d)
Authroized Capital
e)
Revaluation reserve
9.
In order to avail SME SHORT TERM LOAN following conditions need to be complied.
a)
Min – 10 Lacs & Max – Rs 250 lacs
b)
Repayment period is 12 months
c)
Satisfactory Credit Rating for last 3 years
(BOB5 & above) & for last 4 half years if rating
done on half yearly basis
d)
atisfactory Credit Rating for last 3 years
(BOB4 & above) & for last 4 half years if
rating done on half yearly basis
e)
None of above
10.
Total Assets of a partnership concern is Rs 80 lakh. Its net worth and term liabilities are Rs 15 and 20 lakh respectively. Its current liabilities are....
a)
35 lakh
b)
45 lakh
c)
115 lakh
d)
65 lakh
e)
None of above
11.
Wich one of the following makes a person eligible for finance under BARODA SCHEME FOR PROFESSIONALS
a)
Minimum ITR of 3.50lacs
b)
Minimum Experience of 3 yrs
c)
Minimum CIBIL Score – 700
d)
Only2 and 3
e)
Only 1 and 2
12.
A company has total Book-Debts of Rs.200 lacs, Stock of Rs.300 lacs, Investment in Subsidiary of Rs.100 lacs. On study of Balance Sheet you observe debtors of Rs.50 lacs disputed and stock of Rs.50 lacs obsolete. How you will define the company position?
a)
The company's net worth will be impacted.
b)
The liquidity of the company will be impacted
c)
The Company Debts Equity Ratio will be deteriorate
d)
The company's interest coverage ratio will deteriorate
e)
None of above
13.
The company has total Investment in its Associate Firm of Rs.100 lacs as on 31.03.2021. It has withdrawn the investment of Rs.20 lacs during FY 2021-22. While preparing the Fund Flow Statement, how you will treat the withdrawal of Investment?
a)
Long Term utilization of Rs.20.00 lakhs
b)
Long Term Sources of Rs.20.00 lakhs
c)
Short Term utilization of Rs.20.00 lakhs
d)
Short Term Sources of Rs.20.00 lakhs
e)
None of above
14.
What is the maximum loan that can be granted under Baroda Overdraft E Commerce Product tie up with Flipkart
a)
10 lakhs
b)
5 lakhs
c)
25 lakhs
d)
50 lakhs
e)
None of above
15.
A company has purchased Plant & Machinery of Rs.100 lacs by availing a Term Loan of Rs.75.00 lacs and remaining Rs.25 lacs will be brought in as Cash Margin from his capital. What will be the impact on the Balance Sheet of the Company?
a)
Total Assets side will increase by Rs.100 lacs
b)
Total Liability side will increase by Rs.100 lacs
c)
Total Assets side will increase by Rs.75 lacs
d)
Total Liability side will increase by Rs.25 lacs
e)
None of above
16.
A company had opening Debtors of Rs.50 lacs as on 31.03.2022. It sold goods of Rs.400 lacs in Cash and Rs.100 lacs in credit during FY 2022-23. It had realised the debtors of Rs.110 lacs during FY2022-
23. What will be outstanding Debtors as on 31.03.2023?
a)
_ 150 lacs
b)
100 lacs
c)
No Debtors Outstanding as on 31.03.2023 (it
should be negative)
d)
140 lacs
e)
40 lacs
17.
A company has total debtors of Rs.300 lacs as on 31.03.2022. It has realised the debtors of Rs.100 lacs during FY 2022-23. What would be the impact on the balance sheet as on 01.03.2023?
a)
There will be reduction in Total Current Assets of Rs.100 lacs
b)
There will be reduction in Current Assets of Rs.100 lacs but increase in Net worth of Rs.100 lacs
c)
There will be no change in Total Current Assets
d)
There will increase in Networth of Rs.100 lacs
e)
None of above
18.
For exposure of above Rs.10.00 Crores and above MMR is to be submitted by RO to higher offices on or before _ of each month
a)
5th
b)
10th
c)
15th
d)
25th
e)
None of above
19.
Agenices of specialised Monitoring (ASM) is to be appointed under consortium lending if exposure of Rs ______ and above
a)
100 crores and above
b)
250 crores and above
c)
500 crore and above
d)
1000 crores and above
e)
None of above
20.
Regional Manager will monitor all the accounts in CREMON with FB and NFB exposure of ______
a)
1 crore
b)
1 crore to 5 crore
c)
5 crore
d)
5 to 10 crore
e)
10 crore and above
21.
What is the maximum no of daily transactions via IMPS for retail customers in BOB Internet banking ?
a)
5
b)
10
c)
15
d)
20
e)
50
22.
In one of the following cases UPI services cannot be availed
a)
Mobile no should be registered with bank accounts
b)
Current Account holders “Partnership firm”.
c)
OD Account holders OD002, OD003, OD004, OD005, OD006, OD016, OD017, OD023, OD026, OD028
d)
Debit Card is mandatory for linking of Account
e)
All of the above
23.
Which of the following is incorrect regarding CBDC
a)
Sovereign Currency Issued by Central Bank
b)
Accepted as the medium of payment as legal tender
c)
Free convertible against cash
d)
All are correct
e)
None of above
24.
In BOB World DIGITAL rupee wallet maximum limit for load redeem and transfer is Rs. _ per transaction
a)
50000
b)
100000
c)
25000
d)
500000
e)
250000
25.
What is the maximum daily POS/Ecom txn l+A3:A51imit of BOB World Opulence Card
a)
500000
b)
750000
c)
1000000
d)
2500000
e)
5000000
26.
Customer can loan coins of Rs. _ denomionations in BOB World Digital Rupee App
a)
1 only
b)
0.5 only
c)
both 1 and 0.50
d)
0.25
e)
5 only
27.
Which software is used for Paypoint e-commerce website ?
a)
Baroda Paypoint Education
b)
Baroda Paypoint Colony World
c)
Baroda Paypoint E-kart
d)
Baroda Paypoint - Express
e)
None of above
28.
What is the menu for exchanging keys numbers between lockers in system
a)
HLKLM
b)
HLKKM
c)
HLKMM
d)
HLKKMM
e)
None of above
29.
What is the menu for customer balance printing
a)
CUSBALP
b)
HCUSBALP
c)
HCUSBLP
d)
CUSBLP
e)
None of above
30.
What iss the new menu introduced by bank for deletion of expired / obsolete / errneous documents for retail individual customer ids
a)
HRETDOC
b)
HRETDELDOC
c)
HETLDOC
d)
HETDELDOC
e)
None of above
31.
What is the menu developed by RBI for searching unclaimed deposits
a)
UDUCD
b)
UNCLAIMDEP
c)
UDGAM
d)
UCLDEP
e)
None of above
32.
What is the menu for behavoiral alerts in Finnacle
a)
AMLAALERT
b)
AMLALERT
c)
ALRTAMLA
d)
AMLALRT
e)
None of above
33.
As per our Bank’s directions on the “usage and classificati on of e-mails through Corporate Messaging Services”, which of the following is NOT a Information confidentiality classification attribute:
a)
BANK-Secret
b)
BANK-Confidential
c)
BANK-Urgent
d)
BANK-Internal
34.
Which of the following records at branches/offices of the Bank should be preserved PERMANENTLY?
a)
Locks and Key Registers
b)
Remittance Register
c)
Accounts Closed File
d)
Inland letters of credit- opening forms
35.
The Reserve Bank of India recently announced that the limit for “Ways and Means Advances (WMA)” for the second half of the financial year 2023-24(October 2023 to March 2024) will be ₹50,000 crore. What is WMA?
a)
WMA are temporary advances given by the RBI to the Banks & FI to ti de over any mismatch in receipts and payments.
b)
WMA are temporary advances given by the RBI to the AIFI’s (All India Financial Institutions) to ti de over any mismatch in receipts and payments.
c)
WMA are temporary advances given by the RBI to the centre and state governments to ti de over any mismatch in receipts and payments
d)
WMA are temporary advances given by the RBI to the Government Corporati ons to ti de over any mismatch in receipts and payments.
36.
As per RBI’s Draft Master Direction on Treatment of Wilful Defaultersand Large Defaulters, lenders should complete the process of classification/ declaring the borrower as a wilful defaulter within________ of the account being classified as NPA.
a)
60 DAYS
b)
90 DAYS
c)
6 MONTH
d)
1 YEAR
37.
As per eligibility criteria of PM Vishwakarma Scheme, the minimum age of the benefi ciary should be________year on the date of registration
a)
15
b)
18
c)
21
d)
14
38.
Under RBI’s Retail Direct Scheme, primary issuance is allowed for various bonds and bills. Which of the following combination of products is NOT allowed under primary issuance as of now?
a)
SGB, T Bills and Floati ng Rate Savings Bonds.
b)
CG Bonds, SG Bonds and SGB
c)
T Bills, CG Bonds, SG Bonds and Infl ati on Indexed Bonds.
d)
T Bills, CG Bonds, SG Bonds
39.
What is the name of Index that Bank’s /FI’s and CICs use for assessing thequality of data submissions and to make eff orts towards improving dataquality and minimising data rejections?
a)
QDI (Quality Data Index)
b)
DQI (Data Quality Index)
c)
BDI (Bank Data Index)
d)
RDI (RBI Digital Index)
40.
Which among the following are the eligibility criteria for credit linkage of SHGs?
a)
SHG should be in active existence for at least 6 months as per their books of accounts.
b)
SHGs should be practising Panchsutras
c)
SHGs should qualify as per grading norms fixed by NABARD.
d)
All of the above
e)
None of the Above
41.
One Women in every SHG, under DAY- NRLM may be provided a Loan up to Rs. 1lakh under the ___________scheme, if otherwise eligible?
a)
Start Up india
b)
MUDRA
c)
Stand Up India
d)
Skill India
e)
None of the Above
42.
For Loans to SHGs up to Rs.__________, no collateral and no margin will be obtained?
a)
Rs. 50000/-
b)
Rs. 100000/-
c)
Rs. 200000/-
d)
Rs. 160000/-
e)
None of the Above
43.
Loans to SHGs above Rs. _____ and up to Rs. _______ will be eligible for coverage under Credit Guarantee Fund for Micro Units (CGFMU)?
a)
RS. 3 Lakh , Rs. 10 Lakh
b)
RS. 5 Lakh , Rs. 10 Lakh
c)
RS. 10 Lakh , Rs. 20 Lakh
d)
RS. 20 Lakh , Rs. 25 Lakh
e)
None of the Above
44.
For Loans to SHGs above Rs. 10 Lakh and upto Rs. 20 lakhs, a margin not exceeding ____of the loan amount exceeding Rs. 10 Lakhs may be obtained?
a)
10%
b)
5%
c)
20%
d)
25%
e)
None of the Above
45.
_________ is an exclusive sub- committee for SHG Bank Linkage may be formed at village/ cluster/ block level which would provide support to the banks in ensuring proper utilization of loan amount, recovery etc.
a)
Cluster based repayment mechanism
b)
Community Based Repayment Mechanism
c)
Cluster based recovery mechanism
d)
Community Based Recovery Mechanism
e)
None of the Above
46.
Banks will be provided Interest Subvention at uniform rate of_______ for loans up to Rs. 3 lakh extended by banks at concessional rate of interest of 7% pa?
a)
3%
b)
2%
c)
4.50%
d)
5%
e)
None of the Above
47.
Who is the competent authority to grant permission to staff members to avail loans from other banks?
a)
Regional Head
b)
Zonal Head
c)
Branch Head
d)
Vertical Head
e)
None of the Above
48.
The passing power of officers of Scale - III are restricted to Rs_________ for Inter- SOL transaction where either payee or drawer has account with the branch
a)
10000
b)
25000
c)
100000
d)
50000
e)
None of the Above
49.
All Cash Cheque/draft for Rs._______and above should be screened under UVRay Machine before passing for payment
a)
25000
b)
10000
c)
50000
d)
100000
e)
None of the Above
50.
The Inter-SOL Transfer Transactions at SOL where neither payee nor drawer maintains account are _____
a)
Prohibited except credit transactions
b)
Prohibited except debit transactions
c)
Fully Prohibited
d)
Prohibited. But BH-1 & BH-2 are the competent authorities to take decision to permit such transfers
e)
None of the Above
51.
Off SOL Inward Clearing Transaction Report has to be generated______ a day
a)
Once
b)
Twice
c)
Thrice
d)
Weekly
e)
None of the Above
52.
How many pillars are there in Administrative Enforcement of Staff Accountablity Scheme
a)
2
b)
3
c)
4
d)
6
e)
None of the Above
53.
How many types of flag points are there as per Administrative Enforcement of Staff Accountablity Scheme
a)
3
b)
4
c)
5
d)
2
e)
None of the Above
54.
What is the Lock In period for SGB Bonds?
a)
36 Months
b)
48 Months
c)
24 Months
d)
30 Months
e)
None of the Above
55.
Which is the PORTAL used by Pensioner to submit life certificate for continuation of the Pension?
a)
JEEVAN NIDHI
b)
JEEVAN SAMMAN
c)
JEEVAN PRAMAAN
d)
JEEVAN SURAKSHA
e)
None of the Above
56.
What is the charge of collection life Certificate via Doorstep services?
a)
Rs. 75/-
b)
Rs. 60/-
c)
Rs. 100/-
d)
Rs. 100/-
e)
None of the Above
57.
Bank gets commission of Rs….... per fresh enrolment in case of PMJJBY policy if mobilized directly by branch.
a)
11
b)
21
c)
31
d)
41
e)
None of the Above
58.
How often can an individual open new accounts under Mahila Samman Certificate Scheme, subject to the maximum limit?
a)
Time gap of three months shall maintained between the existing A/c and the opening of other account
b)
Only one account per individual
c)
Any number of accounts without any time gap
d)
Only one account per individual with a time gap of 6 months
e)
None of the Above
59.
Mortgage is defined under:-
a)
Indian Contract act
b)
Transfer of Property act
c)
Banking Regulation Act
d)
RBI Act
60.
Open market operations, one of the measures taken by RBI in order to control credit expansion in the economy means
a)
Sale or purchase of short term and long term government securities
b)
Insurance of different types of bonds
c)
Auction of gold
d)
To make available direct finance to borrowers
61.
Sec 131 of NI Act,1881 extends protection to the
a)
Paying Banker
b)
Collecting Banker
c)
Advising Banker
d)
Issuing Banker
62.
The bank rate means:
a)
Rate of interest charged by commercial banks from borrowers
b)
Rate of interest at which commercial banks discounted bills of their borrowers
c)
Rate of interest allowed by commercial banks on their deposits
d)
Rate at which RBI purchases or rediscounts bill of exchange of commercial banks to provide credit to commercial banks
63.
The Banking Regulation Act came into force w.e.f.
a)
1st April, 1934
b)
1st July 1956
c)
16th March 1949
d)
26th March 1950
64.
The full form of LLP
a)
Limited Liability Partnership
b)
Limited Liability Pairing
c)
Learning Liability Partnership
d)
Limited Liability Proprietorship
65.
Negotiable Instrument Act provides definition of
(a) Promissory note
(b) Bill of exchange
(c) cheque
(d) Demand draft.
Which of the following is correct?
a)
a, b, c only
b)
b, c, d only
c)
a, c, d only
d)
a, b, c, d all
66.
Payment of forged instruments is not a valid discharge for the bank of its liability because
a)
The instrument is not a mandate of the drawer
b)
Forgery should be detected by the bank in any case
c)
Bank has signatures of the customer and it cannot deny his liability
d)
If forgery is allowed, no one will be accountable for the loss
67.
Protection is available to collecting banker for paying draft with endorsement u/s… of NI Act
a)
85
b)
85A
c)
131
d)
130
68.
Sec 85 of NI Act,1881 extends protection to the
a)
Paying banker
b)
Collecting banker
c)
Advising banker
d)
Issuing banker
69.
Section 24 of Banking Regulation Act, 1949, belongs to.....
a)
Statutory liquidity Ratio
b)
Cash Reserve Ratio
c)
Licence
d)
Deposit
70.
The drawee of a cheque is always:-
a)
Bank
b)
Account Holder
c)
Payee
d)
Endorsee
71.
Education Loan up to Rs. _____ Lakh is offered without collateral for Premier Institute under BOB BRO (SB197) Scheme?
a)
Rs. 10 Lakh
b)
Rs. 20 Lakh
c)
Rs. 30 Lakh
d)
Rs. 40 lakh
e)
None of the Above
72.
Rural branches are not allowed to open which SB scheme?
a)
SB121
b)
SB197
c)
SB114
d)
SB124
e)
None of the Above
73.
PAI and Total Disability cover of Rs. ________ Lakh is provided in the scheme Professional Savings Bank Account (SB194)
a)
Rs. 10 Lakh
b)
Rs. 20 Lakh
c)
Rs. 15 Lakh
d)
Rs. 30 Lakh
e)
None of the Above
74.
________ Waiver of Processing Charge in case of Car Loans in the name of Proprietor, Firm and Company under Baroda Premium Current Account Privilege (BPCAP) (CA 107)?
a)
Waiver of 25%
b)
Waiver of 50%
c)
Waiver of 100%
d)
Waiver of 75%
e)
None of the Above
75.
If minimum Quarterly Average Balance maintained is Rs.________/-, then Folio Charges are free under Current Account for Other Banks (CA110) scheme?
a)
Rs. 5 Lakh
b)
Rs. 10 lakh
c)
Rs. 1 Lakh
d)
Rs. 50000/-
e)
None of the Above
76.
Individuals, Proprietorship & Partnership Concerns having ATO less than ______ are eligible for opening Baroda Small Business Current Account at Metro/ Urban centres?
a)
Rs. 5 Lakh
b)
Rs. 10 lakh
c)
Rs. 50 Lakh
d)
Rs. 20 Lakh
e)
None of the Above
77.
For Early detection of default under Early Warning system, how many categories are made?
a)
5
b)
7
c)
3
d)
15
e)
None of the Above
78.
All NPA A/c of Zones having o/s balance of more than_____ will be trasferred to ZOSARB?
a)
2 crore
b)
5 crore
c)
10 crore
d)
1 crore
e)
None of the Above
79.
Full form of ZOSARB ?
a)
Zonal Stressed Assets Recovery Branches
b)
Zonal Stressed Assets Reconstruction Branches
c)
Zonal Stressed accounts Reconstruction Branches
d)
Zonal Stressed asset Reconstruction Branches
e)
None of the Above
80.
Appeal against the award given by LOK ADALAT is done at?
a)
State High Court
b)
DRT
c)
SARFAESI
d)
No appeal is allowed
e)
None of the Above
81.
RFA stands for ?
a)
Rectification Fast action
b)
Red flagged accounts
c)
Rectifed Forged accounts
d)
Review Flagged Accounts
e)
None of the Above
82.
Maximum LTV under tractor Loan scheme LA435 for Asset category- B is?
a)
80%
b)
85%
c)
90%
d)
75%
e)
None of the Above
83.
The revised IRAC norms for CC025 is ____ months from the repayment due date
a)
12
b)
18
c)
24
d)
15
e)
None of the Above
84.
Who will be treated as NRI
a)
Indian student studying abroad for more than 182days
b)
Indian doing research abroad
c)
Indian went abroad for tourism
d)
Both A&B
e)
All of the above
85.
What is the Minimum & Maximum duration for NRE-Rupee-FD
a)
1year&10Year
b)
6months & 10Year
c)
1Year&5Year
d)
6months & 5Year
e)
No Limit
86.
Minimum QAB required for Baroda Premium NRE -SB Account is
a)
INR50,000
b)
INR1,00,000
c)
INR75,000
d)
INR2,50,000
e)
No Limit
87.
Scheme Code of Baroda POWER PACK NRE-SB Account
a)
SB201
b)
SB206
c)
SB252
d)
SB301
e)
SB209
88.
Which is NOT true in case of Rapid Funds2 India
a)
Neither remitter nor beneficiary needs to have account with us
b)
Money transfer without any threshold amount
c)
Same day/ within 24 –hour credit to the beneficiary/s account
d)
No minimum or maximum amount for transfer to a Bank of Baroda branch & to branches of other Banks through NEFT
e)
None
89.
In Terms of FEMA drawal of foreign exchange for certain categories of transactions listed in _______ is expressly prohibited transactions
a)
Schedule-I
b)
Schedule-II
c)
Schedule-III
d)
Schedule-IV
e)
Schedule-V
90.
Which of the following is to be ensured during creation of security?
a)
Obtaining laminated sale deed
b)
Obtaining report on photocopy of sale deed
c)
Obtain certificate of genuineness of the sale deed
d)
Obtain TCR/NEC from same advocate who has been earlier involved in execution of sale deed
91.
In case of takeover loan, the mortgage can be created on photocopy/ true copy of title deed ?
a)
Yes. Since original documents are with other bank
b)
Yes. Mortgage can be created however post creation documents need to be validated with original to establish authenticity
c)
No. Mortgage should be created on original title deeds only and before disbursement by requesting other bank to release original deed
d)
No. Mortgage should be created on original title deeds only immediately after post disbursement of loan and obtaining documents from other bank
92.
Which of the following is NOT a form of corruption?
a)
Embezzlement
b)
Bureaucratic efficiency
c)
Bribery
d)
Nepotism
93.
What does the term "kickback" refer to in the context of corruption?
a)
A financial reward for reporting corruption
b)
A form of bribery involving political leaders
c)
A portion of money paid back to corrupt officials as a reward for a contract or favour
d)
A type of whistle-blower protection
94.
Which international organization publishes the Corruption Perceptions Index (CPI) annually?
a)
United Nations
b)
World Bank
c)
Transparency International
d)
International Monetary Fund (IMF)
95.
What is the term for a person who exposes corrupt practices within an organization or government?
a)
Informant
b)
Whistle-blower
c)
Accomplice
d)
Conspirator
96.
The branches of commercial banks should report suspicious transactions to
a)
Bank respective authority
b)
RBI
c)
Ministry of Finance
d)
None of the above
97.
In computerised branches, suitable filters are required in the software for the purpose of
a)
calculating the correct rate of interest
b)
printing out the customer profiles
c)
monitoring the suspicious transactions
d)
sharing information/ data to the Head office
98.
Money Laundering means
a)
Conversion of illegal money into legitimate money
b)
Conversion of cash into gold to make them legitimate
c)
Conversion of assets into cash to make them legitimate
d)
Conversion of assets to invest in Laundromat
99.
What is NCCT in the context of Money Laundering
a)
National commission for cooperation in trade
b)
National committee for cooperation in trade
c)
Non Cooperative Countries and Territories
d)
None of the above
100.
The Co-Lending Policy is prapred by Dept.?
a)
Retail Loans
b)
MSME
c)
Priority Sector
d)
C&IC
e)
none of these
101.
Who is the authority for approve for entering into Co-Lending arrangment and/or Master Agreement by Vertical Head?
a)
General Manager of concerened vertical
b)
Chief General Manager of concerened vertical
c)
Executive Director of cencerned vertical
d)
MD & CEO
e)
none of these
102.
Under Co-Lending Model, NBFC shall be required to retain a minimum of % share of the individual loans on their books?
a)
10
b)
20
c)
25
d)
40
e)
none of these
103.
Bank will never have special schemes or products which are specifically designed for members of a target market group or may use defensible, commercially acceptable economic rationale for customer differentiation.
a)
TRUE
b)
FALSE
104.
For NBFc to be eligible for Co-Lending, delinquency in the portfolio of the product in which Co-Lending is proposed should not exceed % in GNPA
a)
5
b)
7.5
c)
10
d)
15
e)
none of these
Reset
