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Chapter 5: Starting & Growing a Business

Total questions: 33

Worksheet time: 17mins

Name
Class
Date
1.

_________ is the process of creating and managing a business to achieve desired objectives. *

a)

Entrepreneurship

b)

Innovation

c)

Brainstorming

d)

Risk-Taking

2.

A small business is any independently owned business that employs not more than people. (BEST ANSWER)

a)

25

b)

100

c)

250

d)

500

3.

People become entrepreneurs because of all the following reasons except:

a)

Want the challenge of building a business

b)

Loved working for someone else

c)

Wanted to be their own boss

d)

Believed it was the best route to financial independence

4.

Salma owns a Lebanese restaurant that employs around 25 people. She is solely responsible for the management of the restaurant. Her business has to compete with a larger chain of restaurants that offer the same cuisine. Salma's restaurant can be classified as a:

a)

multinational corporation

b)

small business

c)

conglomerate

d)

franchise

5.

Which of the following is true about the role of small businesses in the American economy? *

a)

They only represent about 25% of all employer firms.

b)

There has been a decline in the number of small businesses owned by minorities.

c)

They employ more than 1000 employees.

d)

They play a significant role in a healthy economy.

6.

Which of the following reasons makes retailing an attractive industry for small businesses? *

a)

Retailing eliminates the need for any entrepreneurial skills.

b)

Retailing offers high barriers to entry.

c)

Retailing requires low initial financing.

d)

Retailing eliminates the need to engage with customers.

7.

Which of the following best illustrates a small business operating in a retail industry as opposed to wholesaling its products?

a)

Neon Love Inc. imports candles and directly sells them to customers through its stores.

b)

Pink Cult, an apparel company, sells its merchandise through Kohl's, Macy's, & Target.

c)

BC Inc. manufactures stationery and sells it in bulk to book shops and supermarkets.

d)

Janet bakes cakes and sells them to other restaurants and cafes in malls.

8.

Studies have shown that entrepreneurs are:

a)

ambitious

b)

willing to take risks

c)

passionate

d)

all of the above are correct

9.

The percentage of small businesses in the US that have fewer than 500 employees is: *

a)

99%

b)

50%

c)

27%

d)

7%

10.

Small businesses are able to thrive because: *

a)

large corporations are always failing

b)

they provide quality goods or services in niche markets

c)

the internet has been a failure

d)

sales do not represent the success of entrepreneurs

11.

Small business owners must recognize that their size makes them: *

a)

less flexible

b)

unable to react to market forces

c)

able to develop innovative product ideas quickly

d)

leads them to be inefficient and more costly to operate

12.

Which of the following is a disadvantage of small businesses? *

a)

They lack the capacity to focus on narrow niches.

b)

They cannot operate in high technology industries.

c)

They have a high rate of failure.

d)

They lack the ability to adapt to changing market demands.

13.

SBA stands for: *

a)

Smart Business Association

b)

Small Borrowers Administration

c)

Small Business Admiration

d)

Small Business Administration

14.

The SBA... *

a)

assists small businesses in the areas of starting, managing, contracts, and providing financing.

b)

is designed only to provide financial assistance to startup firms.

c)

is a private organization operating for profit.

d)

returns all profits from operations to local small businesses.

15.

The written document that details the idea for a new business is known as... *

a)

self assessment

b)

business idea diary

c)

business plan

d)

organization form

16.

Which is not part of a business plan? *

a)

company description

b)

market (competition) analysis

c)

unrealistic financial projections

d)

business goals

17.

Which of the following statements is true of a business plan?

a)

Small businesses do not need a business plan.

b)

It does not have to be revised periodically.

c)

It is created to limit a business's flexibility and decision-making ability.

d)

It should establish a strategy for acquiring sufficient funds to keep a business going.

18.

The main purpose of a small business owner is to: *

a)

obtain financing for operations

b)

carry out the business plan through all areas of the business

c)

find a prime location to start the business

d)

seek out markets for the product or service

19.

After 5 years what percent of all small businesses fail? *

a)

10%

b)

33%

c)

50%

d)

90%

20.

_______ is best described as the lack of funds to operate a business normally. *

a)

Debt financing

b)

Franchising

c)

Trade credit

d)

Undercapitalization

21.

Penelope is a very talented software engineer who starts her own small software development firm. She finances the firm from her savings. Initially, she is able to get many projects from customers and completes them successfully. However, as her business grows, she fails to make good decisions in hiring new employees, billing the clients, and negotiating prices. She eventually ends up liquidating the business. Which of the following causes of small-business failure does this scenario best illustrate?

a)

Corporate structure

b)

Managerial inexperience

c)

Debt financing

d)

Economies of scale

22.

The act of financing one's business by taking out a loan is known as:

a)

debt financing

b)

equity financing

c)

capital raising

d)

franchising

23.

Walter sold a piece of land he inherited from his grandparents and started a business with the proceeds. Which of the following sources has Walter used to raise funds for his business?

a)

IPO

b)

Personal Money Saved

c)

Debt financing

d)

Venture capital

24.

Which of the following is a disadvantage of obtaining money from venture capitalists to start a small business?

a)

They require the small-business owner to give up a percentage of their business.

b)

They offer conflicting views on the operations of the business.

c)

They are not interested in claiming ownership of the business.

d)

They require that the small business owner mortgage his or her personal property to obtain funds.

25.

Securing a mortgage from a bank for a new business venture is an example of: *

a)

equity financing

b)

venture capitalism

c)

debt financing

d)

trade credits

26.

George is an employee at a company that provides information technology solutions to other firms. Recognizing his potential to innovate, the top management of the company has given him the complete liberty to develop a new smart phone application using the resources of the company. In this scenario, George best illustrates a(n).

a)

franchiser

b)

venture capitalist

c)

intrapreneur

d)

entrepreneur

27.

Downsizing is an effective way to: *

a)

reduce entrepreneurial spirit among employees.

b)

gain the advantages of small businesses.

c)

increase the management layers.

d)

increase salaries.

28.

are both growing at a fast rate in our current market, responsible for employing millions of workers.

a)

corporations

b)

state and federal governments

c)

women and minority-owned businesses

d)

national parks

29.

Articulates a company's purpose. *

a)

financial reports

b)

business plan

c)

mission statement

d)

incorporation documents

30.

Which of the following is a popular crowdfunding platform?

a)

fundmysmallbusiness.org

b)

crowdfunding.com

c)

kickstarter.com

d)

sba.gov

31.

Advantages of starting a business from scratch. *

a)

Clean slate, able to be creative, full control.

b)

Existing reputation and equipment.

c)

Reduces some of the guesswork and easier to run.

d)

Stressful and expensive.

32.

The most common business structure for small businesses. *

a)

sole proprietorship

b)

partnership

c)

corporation

d)

not-for-profit

33.

Persons or organizations that agree to provide some funds for a new business in exchange for ownership interest or stock are called:

a)

intrapreneurs

b)

venture capitalists

c)

equity providers

d)

franchisers