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Worksheets

Certificate of Deposit

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

Who sells the certificates of deposition?

a)

banks and credit unions

b)

the schools

c)

the govermnent

d)

FDIC

2.

The certificate of deposit is the financial product with the highest risk

a)

True

b)

False

3.

What happens when you withdraw your money before the mature date

a)

You go to jail

b)

You have to pay a penalty

c)

You earn lots of money

d)

The bank takes money from you

4.

Do you need a CD account to open certificates

a)

True

b)

False

5.

How much interest you can earn when the certificate ends

a)

100%

b)

3% - 4%

c)

0.23% - 1.40%

d)

5.25% - 10.0%

6.

Why pepole buy certificates of deposit.

a)

To save their money for a period of time

b)

to borrow money

c)

to earn money

d)

to invest in accions

7.

what costumers earn when they buy certificates of deposit

a)

risk

b)

nothing

c)

interest

d)

money

8.

How much you have to pay when you get an early withdrawal fee

a)

$1

b)

%50 of your certificate of deposit

c)

%10 of your certificate of deposi

d)

$100,000

9.

How much is the certficate of deposit insured by the goverment

a)

$1000,000

b)

1 million dollars

c)

$250,000

d)

$300

10.

Is the CD account useful for long-term

a)

True

b)

False