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Unit 2 Test - Consumer Skills

Total questions: 15

Worksheet time: 8mins

Name
Class
Date
1.

2) What is the most effective strategy for comparison shopping?

a)

Always purchase the cheapest option available to save money

b)

Determine your needs, compare products based on features and price, then choose the best fit

c)

Buy only the most popular brands regardless of price or features

d)

Wait for seasonal sales and buy items in bulk to save money

2.

When planning to purchase a new bicycle, what is a crucial step to ensure you make a wise decision?

a)

Immediately buy the first bicycle you find appealing

b)

Consult only with friends who rarely cycle

c)

Research and compare the features and prices of different bicycles

d)

Ignore user reviews and expert opinions on bicycles

3.

4) Jamie is planning to buy a new laptop for college and a set of headphones for her morning runs. Which purchase requires more thorough research?

a)

The headphones -- because sound quality and comfort are crucial

b)

The laptop -- because it needs to support her academic and entertainment needs for several years

c)

Neither -- both purchases are straightforward and require minimal research

d)

Both -- every purchase should be carefully researched to ensure value for money

4.

4) Mary wants to buy a new sweater. At Trendy Threads, the sweater is priced at $60 and they're having a 30% off sale. At Fashion Hub, the same sweater is listed for $55 with a $10 off promotion. What is the best deal?

a)

Purchase at Trendy Threads, because the price after discount will be $42

b)

Purchase at Trendy Threads, because the price after discount will be $ 45

c)

Purchase at Fashion Hub, because the price after promotion will be $45

d)

Purchase at Fashion Hub, because the price after promotion will be $47

5.

5) Stores frequently offer "Buy One, Get One Free" promotions. Why do stores offer this deal to their customers?

a)

Stores advertise the deal but make you pay for the second item anyway once you're at the cash register

b)
Stores make money because you still have to pay taxes on the second item
c)
Most stores are not trying to make a profit, so it doesn't matter if they give away free items
d)
Great deals convince customers to buy things they don't need and stay loyal to the store or brand
6.
6) On a restaurant receipt, you will commonly find each of these items EXCEPT...
a)

Each item ordered

b)

The cost of each item ordered

c)

Tax and tip on the total bill

d)

The amount of money you owe your credit card company

7.

7) Henrietta has done a lot of shopping recently. Which receipt should she probably keep the longest?

a)

Walgreens receipt for a toothpaste and a magazine

b)

The Gap for 2 sweatshirts and 1 pair of pants, all of which she's tried on and fit

c)

Cane's receipt for chicken and a coke

d)

Best receipt for a computer

8.

8) Here's Joseph's receipt from the onsite cafe at his job. How much did Joseph pay in tax?

a)

$1.65

b)

$14.50

c)

$1.17

d)

$11.70

9.

9) Here's Joseph's receipt from the onsite cafe at his job. How much did he tip his server for this meal at the cafe?

a)
$1.17
b)

$1.65

c)
$12.87
d)
$14.50
10.
10) Complete this sentence: A checking account statement...
a)

summarizes the interest you will earn on your savings account

b)

should never be reviewed

c)

Provides a summary and details about all of the withdrawals and deposits made during the month

d)

is used to apply for a credit card

11.

11) Which of the following transactions will INCREASE the amount of money in your checking account?

a)

Venmo your friend for the movie ticket he paid for

b)

Deposit a check your grandma gives you for your birthday

c)
Buy an expensive new bike using cash
d)

Transfer funds from your checking account to your savings account

12.
12) What do you need in order to open a checking account?
a)

Government issued ID and proof of address

b)

A passport

c)

A letter from Mr. Whitehair

d)

Your latest report card

13.

13) Sam wants to use his mobile wallet at a gift shop while on vacation. What does he need to do to pay for the item?

a)

Hold his phone next to the checkout terminal

b)

Hand cash to the sales person

c)

Write a check and provide proof of identification

d)

Scan his credit card in the machine

14.
14) What is the primary difference between a prepaid card and a gift card?
a)

Prepaid cards can only be used to shop local, but gift cards can be used overseas

b)

There is no difference. Prepaid cards and gift cards are virtually the same.

c)
Prepaid cards can be used at many different stores, but gift cards are usually for a specific store
d)

Prepaid cards are only for people without credit card accounts and gift cards are for people without savings accounts.

15.
15) Which of these is a common reason someone would use a peer-to-peer payment app?
a)

To deposit a birthday check into their checking account

b)

To buy a soda at 7-11

c)

To repay a friend who bought their movie ticket

d)

To budget for living expenses