WorksheetsBank Management 1
Total questions: 20
Worksheet time: 10mins
Name
Class
Date
1.
What is CAMELS rating?
a)
CAMELS rating is a system for grading the humps on a camel
b)
CAMELS rating is a scale to rate the quality of camel milk
c)
CAMELS rating is a method for evaluating the speed of camel racing
d)
CAMELS rating is a supervisory rating system to assess the soundness of financial institutions.
2.
What does it mean M in CAMELS rating?
a)
Management
b)
Machinery
c)
Marketing
d)
Money
3.
Why Liquidity of assets are important for a commercial bank?
a)
Liquidity of assets is important for a commercial bank to reduce operating costs
b)
Liquidity of assets is important for a commercial bank to maximize profits
c)
Liquidity of assets is important for a commercial bank to invest in long-term projects
d)
Liquidity of assets is important for a commercial bank to meet short-term obligations, customer withdrawals, maintain stability, and manage unexpected cash flow needs.
4.
Credit risk for a bank means -
a)
The likelihood of a bank making a profit
b)
The number of branches a bank has
c)
The potential that a borrower or counterparty will fail to meet its obligations
d)
The amount of interest charged on loans
5.
Managerial problems of the bank as caused by external environment -
a)
Employee turnover
b)
Customer satisfaction
c)
Marketing strategies
d)
Economic conditions, regulatory changes, technological advancements, and competitive pressures
6.
Sources of bank funds are -
a)
Government grants
b)
Personal loans from employees
c)
Foreign aid
d)
Customer deposits, interbank borrowing, issuance of bonds, and equity capital
7.
Other than capital and deposits from the customers what is the source of a bank can be?
a)
Income from interest on loans, fees for services, investments, and other financial activities
b)
Rental income from properties
c)
Sales of merchandise
d)
Donations from the government
8.
Indicators of successful bank are -
a)
Inefficient operations
b)
Low customer satisfaction
c)
Strong financial performance, low non-performing loans, high customer satisfaction, efficient operations, and effective risk management
d)
High non-performing loans
9.
Money can be easily acquired and disposed of without high costs and with relative certainty as to its value meaning -
a)
Money is a highly volatile asset.
b)
Money is a highly liquid asset.
c)
Money is a highly illiquid asset.
d)
Money is a highly risky asset.
10.
Which is the first foreign bank in Bangladesh?
a)
Standard Chartered Bank
b)
Barclays Bank
c)
Citibank
d)
HSBC Bank
11.
IPO stands for-
a)
Initial Private Offering
b)
Investment Portfolio Option
c)
Initial Public Offering
d)
International Public Organization
12.
How many commercial banks are there in Bangladesh?
a)
42
b)
75
c)
63
d)
59
13.
Which of the following is not a commercial Bank?
a)
Retail Bank
b)
Online Bank
c)
Investment Bank
d)
Bangladesh Shilpo Bank
14.
How many months can be eligible to pay a Government cheque?
a)
12 months
b)
3 months
c)
6 months
d)
9 months
15.
Which is prohibited for writing on currency notes?
a)
Drawing pictures
b)
Using red ink
c)
Writing messages or making any marks
d)
Adding personal information
16.
Business Correspondent of a bank means -
a)
A person who manages the bank's social media accounts
b)
An employee who handles the bank's internal communications
c)
A consultant who advises the bank on investment opportunities
d)
A representative who assists the bank in providing banking services to customers in areas where the bank does not have a physical presence.
17.
What is investment banking?
a)
Investment banking is a type of retail banking focused on personal savings and loans
b)
Investment banking is a form of insurance for high-risk investments
c)
Investment banking is a branch of accounting dealing with tax preparation
d)
Investment banking is a division of banking related to the creation of capital for other companies, governments, and other entities.
18.
What is overdraft protection?
a)
Overdraft protection is a service offered by banks to cover transactions that would otherwise be declined due to insufficient funds in the account.
b)
Overdraft protection is a feature that allows you to withdraw more money than you have in your account
c)
Overdraft protection is a type of insurance for protecting against identity theft
d)
Overdraft protection is a program that helps you save money on your overdraft fees
19.
What is debt-to-Income ratio?
a)
It is calculated by dividing the total monthly debt payments by the gross monthly income.
b)
It is calculated by adding the total monthly debt payments to the gross monthly income
c)
It is calculated by subtracting the total monthly debt payments from the gross monthly income
d)
It is calculated by multiplying the total monthly debt payments by the gross monthly income
20.
What is the difference between bank guarantee and letter of credit?
a)
Bank guarantee and letter of credit are the same thing
b)
Bank guarantee is only used in international trade, while letter of credit is used domestically
c)
Bank guarantee is used for personal transactions, while letter of credit is used for business transactions
d)
The main difference is that a bank guarantee focuses on ensuring that a liability will be fulfilled, while a letter of credit focuses on guaranteeing a payment between a buyer and a seller.
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