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Financial Statements Quiz (B)

Total questions: 83

Worksheet time: 1hrs 17mins

Name
Class
Date
1.

This financial statement lists cash receipts and expenses of a farm during a specified time period.

a)

Balance sheet

b)

Income statement

c)

Statement of owner equity

d)

Statement of cash flow

2.

Which of the following lists the four basic financial statements?

4 lines
3.

This financial statement lists assets, liabilities, and owner equity at a particular time.

a)

Balance sheet

b)

Income statement

c)

Statement of owner equity

d)

Statement of cash flow

4.

This financial statement makes adjustments to cash receipts and expenses of a farm during a specified time period to arrive at net farm income from operations.

a)

Balance sheet

b)

Income statement

c)

Statement of owner equity

d)

Statement of cash flow

5.

Which of the following is NOT one of the basic financial statements?

a)

Balance sheet

b)

Income statement

c)

Monthly bank statement

d)

Statement of owner equity

6.

A balance sheet will list which of the following items?

a)

Assets and liabilities

b)

Receipts and expenses

c)

Expenses and assets

d)

Liabilities and expenses

7.

Inventory changes and changes in the value of prepaid expenses would be used to calculate which of the following?

a)

Net cash income from operations

b)

Accrual adjusted net farm income from operations

c)

Gross cash income

d)

Depreciation

8.

Current farm assets are typically valued at ________.

a)

cost

b)

Market value

c)

Depreciated value

d)

Cost less depreciation

9.

The Net Worth Statement of Balance Sheet shows the financial condition of a business ________.

a)

For the accounting period

b)

For a calendar year

c)

At a particular point in time

d)

At a period of time defined by the creator

10.

While financial records are critical to the management of a business, in order to have a complete understanding of the business, managers also need ________.

a)

Physical records

b)

Inventory records

c)

Machinery records

d)

Input records

11.

Which of the following is NOT one of the basic financial statements?

a)

Balance sheet

b)

Income statement

c)

Monthly bank statement

d)

Statement of owner equity

12.

A balance sheet contains the following items:

4 lines
13.

The financial statement that measures the profit of a business is the ________.

a)

Statement of cash flow

b)

Income statement

c)

Balance sheet

d)

Statement of owner equity

14.

Expenses that would be accounted for on an income statement include all of the following except ________.

a)

Fertilizer

b)

Fruit purchases

c)

Principal payments

d)

Part-time hired labor

15.

An enterprise budget __________.

a)

is the tool in analyzing only changes in the business operations

b)

is a physical and financial plan for the entire farm business for a specified period of time

c)

shows the expected returns and costs associated with a specific production activity

d)

is a record of past performance

16.

The formula used to calculate break-even prices to cover total operating costs is __________.

a)

Total operating costs plus (price times yield) = 0

b)

(price times yield) minus total operating costs = 0

c)

(price times yield) minus total cost = 0

d)

total cost minus (price times yield) = 0

17.

A tool used to analyze change in the business operation is __________.

a)

An income statement

b)

A profit and loss statement

c)

A partial budget

d)

ALL of the above

18.

For capital assets the difference between the purchase price and the sales price is taxed as __________.

a)

Capital deductions

b)

Capital returns

c)

Capital gains

d)

Expansion of net worth

19.

The original purchase price for land is considered its __________.

a)

Acquisition

b)

Basis

c)

Depreciation value

d)

Net income value

20.

The net worth statement or balance sheet reveals __________.

a)

Owner equity by subtracting total liabilities from total assets

b)

Net farm income by subtracting total expenses from total revenues

c)

Cash income by subtracting total cash expenses from total cash receipts

d)

The increase in retained earnings by subtracting total liabilities from total assets

21.

Developing an accrual adjusted income statement requires __________.

a)

Inventory records, cash revenues and cash expenses

b)

Depreciation records, cash revenues and depreciation records

c)

Inventory records, cash revenue and depreciation records

d)

Inventory records, cash expenses and depreciation records

22.

Which of the following is NOT one of the basic financial statements?

a)

Monthly bank statements

b)

Income statement

c)

Statement of cash flow

d)

Statement of owner equity

23.

What type of liability is “interest on short term loans”?

a)

Deferred liability

b)

A prepaid liability

c)

Accrued liability

d)

Ending liability

24.

Principal is __________.

4 lines
25.

Rate of return on assets is __________.

4 lines
26.

Return on investment is __________.

4 lines
27.

The cost value of intermediate and long-term assets is equal to __________.

4 lines
28.

The net worth statement or balance sheet reveals ________.

a)

Net worth by subtracting total liabilities from total assets

b)

Net farm income by subtracting total expenses from total revenue

c)

Cash income by subtracting total cash expenses from total cash receipts

d)

The increase in retained earning by subtracting total liabilities from total assets

29.

Another term for net worth is (a)   .

30.

Which of the following is NOT one of the basic financial statements?

a)

Balance sheet

b)

Monthly bank statement

c)

Income statement

d)

Statement of cash flow

31.

Which of the following financial statements helps managers understand the sources and uses of cash?

a)

Income statement

b)

Statement of cash flows

c)

Statement of owner equity

d)

Balance sheet

32.

Partial budgets are useful in evaluating changes such as ________.

4 lines
33.

An enterprise budget is ________.

4 lines
34.

The term Debt Coverage Ratio measures _______.

4 lines
35.

Which of the following is an example of a noncurrent liability?

a)

Farm machinery

b)

Loan on feeder livestock

c)

Loan on farm machinery

d)

Prepaid expense

36.

Which of the following is an example of a current asset?

4 lines
37.

Another term which has the same meaning as owner's equity is (a)   .

38.

Of the following, which is the most liquid asset?

a)

Farm machinery

b)

Balance in checking account

c)

Breeding livestock

d)

Feeder livestock

39.

If a business has working capital greater than $0, its current ratio will be _______.

4 lines
40.

If the debt/asset ratio is increasing, then the debt/equity ratio will be _______.

4 lines
41.

Which of the following best describes a balance sheet?

a)

It shows changes in assets and liabilities over the last accounting period.

b)

It shows changes in assets and liabilities over a period of time.

c)

It shows assets and liabilities at a point in time.

d)

It shows profit for the last accounting period.

42.

The best description of a business which has increased its debt/asset ratio is one which has ________.

a)

Purchased more assets

b)

Sold some assets

c)

Increased its debt

d)

Increased its debt relative to total assets

43.

Which of the following assets would have the same value using either a cost or a market based valuation?

a)

Land

b)

Machinery

c)

Prepaid expenses

d)

Purchased breeding livestock

44.

The degree to which a farm’s assets adequately cover or exceed its liabilities is referred to as ________.

a)

Solvency

b)

Profitability

c)

Liquidity

d)

Working capital

45.

A statement of owner equity shows ________.

a)

A list of all assets and liabilities

b)

The valuation adjustment for owner equity

c)

Owner equity for the past 20 years

d)

The sources and amounts of changes in owner equity

46.

Which financial statement covers only a single point in time rather than a period of time?

a)

Income statement

b)

Statement of owner equity

c)

Statement of cash flows

d)

Balance sheet

47.

A lender would usually prefer to have farm assets valued at their ________ value on a balance sheet that is part of a loan application.

a)

Cash

b)

Accrual

48.

Another name for a balance sheet is _______.

a)

Net worth statement

b)

Income statement

c)

Statement of owner equity

d)

Statement of cash flows

49.

The “cost” value shown on a balance sheet for an asset such as a tractor is equal to _______.

a)

The original purchase price

b)

The original purchase price less depreciation expense taken to date

c)

The original purchase price plus cost of all repairs to date

d)

The cost of a new tractor of the same size

50.

A “contingent” or “deferred” income tax liability is one that _______.

a)

Is owed but not yet paid

b)

Would be owed if and when an asset is sold

c)

Represents delinquent taxes from past years

d)

Would be due under cash accounting but not accrual accounting

51.

The “cost” value of farmland can change due to _______.

a)

Changes in the selling price of farmland

b)

Accumulated depreciation

c)

The cost of nondepreciable improvements made, such as terraces and earthen dams

d)

Increases in property taxes

52.

Paying a seed dealer a sum of money in December to be applied toward seed to be delivered in the spring would show up on a balance sheet as _______.

a)

A prepaid expense

b)

An account receivable

c)

An account payable

d)

Supplies on inventory

53.

Which of the following items on a balance sheet would NOT be considered when making accrual adjustments to net income?

a)

Accrued interest

b)

Change in market value of land

c)

Inventories of market livestock

d)

Pre-paid expenses

54.

Which of the following is NOT included as an expense on the net farm income statement?

a)

Depreciation

b)

Interest payments made on loans

c)

Principal payments made on loans

d)

The cost of supplies used but not yet paid for

55.

Which type of financial statements would be most useful for keeping record of expenses?

a)

Net worth statement

b)

Net income statement

c)

Statement of owner equity

d)

Statement of cash flows

56.

The current ratio is a measure of a farm firm’s ________.

a)

Return on equity

b)

Ability to pay short-term credit obligations

c)

Return on investment in current assets

d)

Level of total debt to total assets at a present time

57.

The degree to which a farm’s assets adequately secure its debts is referred to as ________.

a)

Liquidity

b)

Solvency

c)

Efficiency

d)

Profitability

58.

An advantage of using the value of working capital instead of a cash flow budget is to analyze a farm’s liquidity would be that ________.

a)

It is simpler to calculate

b)

It takes into account the timing of the cash flows

c)

It takes into account revenue to be received from the sale of products not yet in existence

d)

It takes into account future operating expenses as well as debt repayment

59.

When the value of livestock production per $100 feed fed is greater than 100 it means that ________.

a)

The livestock enterprise had a positive profit

b)

The livestock enterprise had a negative profit

c)

Feed costs were less than gross revenue adjusted for inventory changes, home consumption and livestock purchases

d)

$100 per hundredweight was the breakeven sale price

60.

Which of the following does NOT analyze the solvency of the farm business?

a)

Debt/asset ratio

b)

Turnover ratio

c)

Debt/equity ratio

d)

Equity/asset ratio

61.

Which of the following is a measure of economic efficiency?

a)

Net farm income

b)

Gross revenue per year of labor

c)

Change in owner equity

d)

Net cash flow

62.

Which of the following farm business analysis measures is NOT a measure of efficiency (either physical or economic)?

a)

Gross revenue generated per person (FTE)

b)

Pounds of milk produced per cow per year

c)

Value of crops produced per acre

d)

Dollars received per ton of hay sold

63.

A farm’s asset turnover ratio measures ________.

4 lines
64.

A ranch that just replaced a large number of fences and corrals would most likely see which of the following ratios increase?

a)

Depreciation expense ratio

b)

Interest expense ratio

c)

Operating expense ratio

d)

Net farm income from operations ratio

65.

Which of the following would NOT appear on a cash flow budget?

a)

Feed purchases

b)

Inventory change

c)

Family living expenses

d)

Cost of new tractor

66.

Which of the following would appear on an income statement but NOT on a cash flow budget?

a)

Gain or loss on sale of capital asset

b)

Inventory changes

c)

Depreciation

d)

ALL of the above

67.

When preparing a cash flow budget it is important to ________.

a)

Take into account the expected timing of cash inflows and outflows

b)

Include all noncash expenses

c)

Include only noncash revenues

68.

A cash flow budget can be used to ________.

a)

Estimate when and how much money will need to be borrowed during the year

b)

Estimate when and how much debt can be repaid during the year

c)

Estimate when excess cash may be available so plans can be made to invest it

d)

ALL of the above

69.

A projected negative annual cash flow indicates ________.

a)

Net farm income will be negative

b)

Depreciation expense is too high

c)

Projected cash inflows are less than projected cash outflows

d)

Projected asset values are less than projected liability values

70.

A cash flow budget can be used to monitor the farm business by ________.

a)

Comparing actual cash inflows and outflows to the budgeted monthly cash flows

b)

Comparing actual cash inflows and outflows to 10-year averages

c)

Comparing the projected ending cash balances to the actual balances for each month

d)

Comparing actual selling prices to those assumed in the cash flow budget

71.

A cash flow analysis of an investment in a new capital asset should include projections for ________.

a)

Several months

b)

One year on a monthly basis

c)

One year for a whole year only

d)

Several years

72.

The last step in constructing a cash flow budget should be ________.

a)

Estimating the amount of crop and livestock production for the year

b)

Estimating how much new current debt will be needed and can be repaid each month

c)

Estimating family living expenses

d)

Estimating when payments on existing debt are due

73.

A cash flow budget should contain all of the following items except ________.

4 lines
74.

Which of the following is a noncurrent asset?

a)

Feedlot cattle

b)

Feed bill at a local feed store

c)

Feed inventory

d)

A 36-month certificate of deposit

75.

An organized list of the value of all assets and all liabilities used by an accounting system is called ________.

a)

A chart of account

b)

A balance sheet

c)

An income statement

d)

A debit

76.

Which financial statement assesses a specific point in time rather than a period of time?

a)

Income statement

b)

Statement of owner equity

c)

Statement of cash flows

d)

Balance sheet

77.

Which of the following items on a balance sheet would NOT be considered when making accrual adjustment to net income?

a)

Depreciation

b)

Principal payments on machinery loans

c)

Cost of new farm machinery to be purchased

d)

Diesel fuel

78.

A projected negative cash balance at the end of the year can be made positive by ________.

a)

Delaying proposed purchases of capital assets

b)

Carrying over less inventory of stored grain to the following year

c)

Lengthening repayment periods on term loans

d)

ALL of the above

79.

The size of the minimum cash balance a farm business should try to show at the end of each budgeting period will depend on ________.

a)

The total dollars of cash inflows and outflows projected

b)

The form of farm business organization the farm chooses

c)

The number of acres of farmland

d)

The number of people employed on the farm

80.

Which of the following is NOT included as an expense on the net farm income statement?

a)

Depreciation

b)

Interest payments made on loans

c)

Principal payments made on loans

d)

The cost of supplies used but not yet paid for

81.

Which type of financial statements would be most useful for keeping records of expenses?

a)

Net worth statement

b)

Net income statement

c)

Statement of owner equity

d)

Statement of cash flows

82.

Which of the following is a measure of economic efficiency?

a)

Net farm income

b)

Change in owner equity

c)

Gross revenue per year of labor

d)

Net cash flow

83.

A ranch that just replaced a large number of fences and corrals would most likely see which of the following ratios increase?

a)

Depreciation expense ratio

b)

Interest expense ratio

c)

Operating expense ratio

d)

Net farm income from operations ratio