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Worksheets

BUSINESS FINANCE FABM

Total questions: 30

Worksheet time: 16mins

Name
Class
Date
1.

If a firm's goal is to maximize its earnings per share,

this is the best way to maximize the price of the

common stock and thus shareholders' wealth.

a)

TRUE

b)

FALSE

2.

Marginal analysis states that financial decisions

should be made, and actions taken only when added

benefits exceeds added costs.

a)

TRUE

b)

FALSE

3.

High cash flow is generally associated with a higher

share price whereas higher risk tends to result in a

lower share price.

a)

TRUE

b)

FALSE

4.

The accrual method recognizes revenue at the point of

sale and recognizes expenses when incurred.

a)

TRUE

b)

FALSE

5.

The financial manager must look beyond financial

statements to obtain insight into developing or existing

problems since the accrual accounting data do not

fully describe the circumstances of a firm.

a)

TRUE

b)

FALSE

6.

When considering each financial decision alternative

or possible action in terms of its impact on the share

price of the firm’s stock, financial managers should

accept only those actions that are expected to

increase the firm’s profitability.

a)

TRUE

b)

FALSE

7.

Financing decisions deal with the left-hand side of the

firm’s balance sheet and involve the most appropriate

mix of current and fixed assets.

a)

TRUE

b)

FALSE

8.

To achieve the goal of profit maximization, for each

alternative being considered, the financial manager

would select the one that is expected to result in the

highest monetary return.

a)

TRUE

b)

FALSE

9.

The wealth of corporate owners is measured by the

share price of the stock.

a)

TRUE

b)

FALSE

10.

When considering each financial decision alternative

or possible action in terms of its impact on the share

price of the firm’s stock, financial managers should

accept only those actions that are expected to

increase share price.

a)

TRUE

b)

FALSE

11.

If an investor sells 100 shares of SM Investments

Corporation to his brother-in-law, this is a primary

market transaction.

a)

TRUE

b)

FALSE

12.

Money markets are where short-term, liquid securities

are traded, whereas capital markets represent the

markets for long-term debt and common stock.

a)

TRUE

b)

FALSE

13.

The distinguishing feature between spot markets

versus futures markets transactions is the maturity of

the investments. That is, spot market transactions

involve securities that have maturities of less than one

year whereas futures markets transactions involve

securities with maturities greater than one year.

a)

TRUE

b)

FALSE

14.

The goal of ethics is to motivate business and market

participants to adhere to both the letter and the spirit

of laws and regulations in all aspects of business and

professional practice.

a)

TRUE

b)

FALSE

15.

The agency problem is the acquisition of a firm by

another firm that is not supported by management.

a)

TRUE

b)

FALSE

16.

Agents of corporate owners are themselves owners of

the firm and have been elected by all the corporate

owners to represent them in decision making and

management of the firm.

a)

TRUE

b)

FALSE

17.

The threat of a takeover can reduce the agency

problem between bondholders and stockholders.

a)

TRUE

b)

FALSE

18.

Financial markets are intermediaries that channel the

savings of individuals, businesses and government

into loans or investments.

a)

TRUE

b)

FALSE

19.

Institutional investors are professional investors who

work on behalf of the federal government to ensure

fairness in the financial markets.

a)

TRUE

b)

FALSE

20.

An option that gives the holder the right to sell a stock

at a specified price at some time in the future is called

a(n)

(a)  

21.

Which of the following statements is most correct?

a)

A. If companies have fewer productive opportunities,

interest rates are likely to increase.

b)

B. If individuals increase their savings rate, interest rates

are likely to increase.

c)

C. If expected inflation increases, interest rates are likely

to increase.

d)

D. All of the statements above are correct.

e)

E. Statements a and c are correct.

22.

Which of the following is likely to increase the level of interest

rates in the economy?

a)

A. Households start saving a larger percentage of their

income.

b)

B. Corporations step up their plans for expansion and

increase their demand for capital.

c)

C. The level of inflation is expected to decline.

d)

D. All of the statements above are correct.

e)

E. None of the statements above is correct.

23.

Which of the following factors are likely to lead to an increase

in nominal interest rates?

a)

A. Households increase their savings rate.

b)

B. Companies see an increase in their production

c)

C. There is an increase in expected inflation.

d)

D. Statements B. and C. are correct.

e)

E. All of the statements above are correct.

24.

Which of the following is likely to lead to an increase in the

cost of funds?

a)

A. Companies’ production opportunities decline, leading

to a decline in the demand for funds.

b)

B. Households save a larger portion of their income.

c)

C. Households increase the amount of money they

borrow from their local banks.

d)

D. Statements A. and B. are correct.

e)

E. Statements A. and C. are correct.

25.

If the Bangko Sentral ng Pilipinas sells P50 billion of short-

term Treasury securities to the public, other things held

constant, what will this tend to do to short-term security

prices and interest rates?

a)

A. Prices and interest rates will both rise.

b)

B. Prices will rise and interest rates will decline.

c)

C. Prices and interest rates will both decline.

d)

D. Prices will decline and interest rates will rise.

e)

E. There will be no changes in either prices or interest

rates.

26.

The real rate of interest is the actual rate of interest charged

by the suppliers of funds and paid by the demanders.

a)

TRUE

b)

FALSE

27.

The nominal rate of interest is the rate that creates

equilibrium between the supply of savings and the demand

for investment funds in a perfect world, without inflation,

where funds suppliers and demanders have no liquidity

preference and all outcomes are certain.

a)

TRUE

b)

FALSE

28.

In the valuation process, the higher the risk, the greater the

required return.

a)

TRUE

b)

FALSE

29.

The level of risk associated with a given cash flow positively

affects its value.

a)

TRUE

b)

FALSE

30.

The nominal rate of interest is equal to the sum of the real

rate of interest plus the risk-free rate of interest.

a)

TRUE

b)

FALSE