For a third world country like Philippines, it is important to have Global banks than International Banks.

Ana wants to buy a new Canon photo printer from Amazon since the printer she wanted is not available locally. This is an example why International Banks come handy.

One of the reason why individual chooses for alternative in making loans like (5-6) is not because of high interest rates but the requirements.

All loans from Financial Institutions need collateral in accordance with the government rules and regulations.

If San Miguel Corporation wants to make a business loan amounting to Php. 500,000,000 million from the BDO. San Miguel Corporation will need to put a board of director from BDO.

Bureau of Treasury of the Philippines can offer Treasury Bonds under Union Bank even if it is not a government bank.

The primary goal of a Financial Institution is to lend money.

Financial Institution like banks favored more short term loans than long term loans?

The primary supplier of any Financial Institution is its customer.

Rural banks like GM Banks here in Bulacan is more vital than commercial banks like BDO in boosting local economy.

One way that Investment company manage their risk of their investors is to pool their capital from same investors and put it in different investments.

Printing of money is regulated to prevent Inflation.

Insurance Company not only offer Life Insurance and Health Insurance but also investments like bonds and stocks.

Banks also hire risk managers to do investment for them.

Multi-national companies like P & G and San Miguel Corporation don't need to make loans from Financial Institutions.

Jon is a government employee who embezzled Millions. In order for Jon to keep the money at be trance back to him. What Financial Institution he can use?

Foreign Banks are threats to local banks.

Foreign banks which compose of subsidiaries banks operating locally is independent from their parent bank.

Mark is working as a seaman under a foreign company. His salary which amounting to $5,000 a month go through MALABO Bank an international bank. In order for Mark to transfer his salary from MALABO Bank to his local bank he needs a?

Archie is an OFW who work as an engineer for a US Based Company in UK. Archie's salary is paid through a international bank. Archie opens an account from BPI before working to UK in order to transfer his salary to his wife in the Philippines. In this scenario, BPI is an example of ________.

Kim retired last year as a high paying government employee. He receives a retirement payment amounting to Php 15 million. He want to invest his money since he is no longer working. Which type of banks can be the best to cater his needs?

Arlene is a newly BSA graduate student who was recently hire as an accountant. She wants to start-up strengthening her credit scores. Which type of banks that Arlene needs?

Rex is a 30 years old male who wants to propose to her long time girl friend for 10 years. He decided that the best wedding gift he could give to his future wife is a house. However, his savings won't allow him to pay for his dream house in cash. What financial institution can help Rex?

Fred went to a school reunion last Saturday. He notice that one of his less fortunate classmate during their high school years is now rich. He interviews his classmate to know what is the secret behind his success. He answered: I invest in a high risk investment. Now, Fred want to also try his luck, what financial institution can provide what Fred needs?

Aling Myrna is a 40 years old woman working as a street vendor in Baliuag Public Market. Recently, the Municipality of Baliuag offers free public market space for street vendors. Aling Myrna wants to take this opportunity to expand her business. Which financial institution is best for Aling Myrna?

Bryan can not believe that his small company he started-up 5 years ago is now a Multi-million corporation operating mostly in the Luzon Region. Last week, he was invited by Cebu Mayor to talked about expanding his business in Visayas Region. Bryan needs additional capital for his expansion, since he already had bank loans he decided to sell his stock instead for additional capital. Which financial institution can help Bryan?

Banks only need to lend 50% of their working cash to ensure that their will be enough money to circulate?

Banko Sentral ng Pilipinas is the one who implemented the rules that all commercial banks only secure Php. 500,000 guaranteed returned regardless of amount deposited in case of bankruptcy.

Philippine Saving Bank (PS Bank) which is a subsidiary of Metro bank is dependent to his parent bank for its services offered.

Monetary Policy serves as a guide to financial institutions headed by the Banko Sentral ng Pilipinas in order to achieve our micro economic goals.