WorksheetsUnderstanding Car Insurance Coverage
Total questions: 1
Worksheet time: 8mins
1-5.
Answer the questions below after watching the video
What is the primary purpose of liability coverage in auto insurance?
To cover damages to your own vehicle
To pay for bodily injuries and property damage you cause to others
To protect against theft and natural disasters
To cover medical expenses for you and your passengers
Collision coverage is designed to:
Pay for damages you cause to other vehicles
Only cover damages when the other driver is at fault
Protect against damages from theft or vandalism
Cover damages from accidents regardless of who is at fault
Which of the following is NOT covered by comprehensive coverage?
Damage due to freezing
Theft
Hitting an animal
Vandalism
Personal Injury Protection (PIP) insurance is required in:
States that do not require liability coverage
All states
No-fault states only
States with high rates of uninsured drivers
Uninsured motorist coverage is essential because:
It covers vehicle theft
It is required by law in every state
It pays for damages if you're at fault
It protects you if the at-fault driver lacks sufficient coverage
