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Maryland Real Estate Review

Total questions: 14

Worksheet time: 7mins

Name
Class
Date
1.

Which of the following is NOT a responsibility of a Maryland real estate licensee under the Brokers Act?

a)

Presenting all offers to the seller in a timely manner.

b)

Fiduciary duty to their client.

c)

Completing mandatory continuing education.

d)

Advising clients on legal and financial matters.

2.

The Maryland Real Estate Commission is comprised of how many members?

a)

5

b)

8

c)

12

d)

9

3.

Real estate commissions are typically a percentage of the selling price of the property. Who typically receives the commission?

a)

The buyer's agent.

b)

The seller's agent.

c)

The listing broker.

d)

It is split between all agents involved in the transaction.

4.

A listing agreement is a contract between a seller and a:

a)

Real estate appraiser.

b)

Real estate attorney.

c)

Real estate licensee.

d)

Mortgage lender.

5.

The Guaranty Fund in Maryland helps protect consumers in real estate transactions by providing compensation for losses due to:

a)

Home inspections.

b)

Agent negligence resulting in financial loss.

c)

Market fluctuations.

d)

Rising interest rates.

6.

Fair Housing laws prohibit discrimination in housing based on several factors, including:

a)

Age and marital status.

b)

Credit history and income.

c)

Veteran status and source of income.

d)

All of the above are not protected classes.

7.

A real estate licensee can represent both the buyer and seller in a transaction ONLY if:

a)

They disclose this dual agency to both parties and receive written consent.

b)

The property is a foreclosure.

c)

The commission is higher.

d)

It is a commercial property transaction.

8.

Real estate reciprocity agreements allow qualified licensees from other states to:

a)

Work in Maryland without obtaining a Maryland license.

b)

Automatically transfer their license to Maryland.

c)

Only work with out-of-state clients.

d)

Charge higher commission fees.

9.

When working with a new client, a real estate licensee should obtain a signed:

a)

Disclosure of agency form.

b)

Mortgage pre-approval letter.

c)

Buyer representation agreement (for buyers).

d)

Seller disclosure statement.

10.

Builders and developers must comply with specific rules established by the State of Maryland. These rules may address:

a)

Construction materials only.

b)

Building codes and safety standards.

c)

Marketing and advertising strategies.

d)

Financial planning for the project.

11.

When prospective buyers first arrive at a brokerage office to find a house to buy, how does the Brokers Act require them to be treated?

a)

As clients

b)

As customers

c)

An agent

d)

Fiduciaries

12.

ALTA stands for which of the following: 

a)

Accuracy of land title Association

b)

Association of Land Title Agents

c)

Advanced Learning Technology Alliance

13.

True or False

A Broker is responsible for ensuring compliance with real estate laws.

a)

TRUE

b)

False

14.

TRUE OR FLASE

The primary purpose of Maryland Real Estate laws is to regulate and protect licensed real estate sales agents.

a)

TRUE

b)

FALSE