Your personal values do not have a role in defining your relationship with money and
finances.

Emotions sometimes play a role in how an individual thinks about money.

Over time an individual develops tendencies and habits that may have impact on their financial goals.

Which of the following might affect an individual’s financial tendencies?

A person experiencing a positive emotional state is always more likely to make responsible financial decisions because the majority of his/her fundamental needs have been fulfilled.

Once established, it is not possible to change your personal financial tendencies and habits.

Your financial plan may require several adjustments over the course of your lifetime as your personal situation, finances, lifestyle, and goals change

You should aim to keep your finances and financial plan aligned with your primary values and goals.