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Worksheets

Are YOU Ready?

Total questions: 45

Worksheet time: 53mins

Name
Class
Date
1.

Interest will be charged on your purchase

a)

Debit Card

b)

Credit Card

2.

You may be charged an overdraft fee if you spend more money than you have in your bank account.

a)

Debit Card

b)

Credit Card

3.

Buy now, pay later.

a)

Debit Card

b)

Credit Card

4.

Your debit card is linked to your...

a)

Checking Account

b)

Credit Card

5.

The cost of your purchase is withdrawn directly from your bank account.

a)

Debit Card

b)

Credit Card

6.

Each purchase is like borrowing money from a bank.

a)

Debit Card

b)

Credit Card

7.

What should you do immediately if you lose your credit card?

a)

Call the police

b)

Call the Credit Card company

c)

Apply for a new card

8.

This card is very useful in an emergency, when you don't have enough money.

a)

Debit Card

b)

Credit Card

9.

What is net pay?

a)

The total earnings on your paycheck

b)

Three taxes that everyone must pay

c)

How much a person is worth in total

d)

The amount of your paycheck after taxes are taken out

10.

What is gross earnings?

a)

The total amount of wages on your paycheck

b)

Three taxes that everyone must pay

c)

How much a person is worth in total

d)

The amount of your paycheck after taxes are taken out

11.

What is Medicare tax for?

a)

It funds health insurance for retired Americans

b)

It funds Medicaid

c)

It funds health insurance for all Americans

d)

It funds health insurance for those who can't afford it under the Affordable Healthcare Act

12.

What is another name for social security tax?

a)

Income tax

b)

FICA

c)

Medicare tax

d)

State tax

13.
A person who buys goods and services
a)
consumer
b)
entrepreneur
c)
resource
d)
currency
14.
How much people want something
a)
supply
b)
demand
15.
The making, buying and selling of goods and services
a)
economics
b)
inflation
c)
market
d)
barter
16.
The thing that you give up (the next best alternative) when you make a decision is known as
a)
Opportunity Cost
b)
Scarcity
c)
Incentive
d)
Choice
17.

Which of these is an example of an entrepreneur?

a)

Ted that goes to QT every morning to get coffee.

b)

Barbara who shops at Goodwill once a month.

c)

The National Bank of Jeff that loans money to new businesses.

d)

Me taking the risk and operating a cupcake business!

18.
The employee knows exactly which day his/her paycheck will  be deposited into their depository institution account.
a)
Paycheck with attached paycheck stub
b)
Direct Deposit
c)
Payroll Card
19.
_____________  are compulsory charges imposed on citizens by local, state and federal government.
a)
Payroll
b)
Taxes
c)
Gross Pay
20.
Federal taxes are collected by the _____________ a government agency.
a)
Tax Regulators
b)
Internal Revenue Service
c)
The Fed
d)
Congress
21.
The tax includes two separate taxes: Social Security and Medicare.
a)
Gross Pay
b)
FICA
c)
Deductions
d)
Tax
22.
The length of time for which an employee's wages are calculated.
a)
Pay Day
b)
Year-to-date
c)
Payment Schedule
d)
Pay Period
23.

What's a check stub?

a)

What you give to the bank to deposit.

b)

The part of a paycheck that lists deductions from your salary

c)

It's an envelope.

24.

What's a pay period?

a)

The length of time for which an employee's wages are calculated; most are weekly, bi-weekly, twice a month or monthly.

b)

It's a time sheet.

c)

a paper document issued by an employer to pay an employee for services rendered

25.

What's gross pay?

a)

The total amount of an employee's earnings BEFORE deductions are taken out.

b)

It's when you feel gross because of your paycheck

c)

It;s the total amount of an employee's earnings AFTER all deductions.

26.

Our tax money is spent on all of the following EXCEPT:

a)

Social Security

b)

The Military

c)

Private School Education

d)

National Parks

27.

Which of the following taxes is applied to wages, salaries, dividends, and interest earned?

a)

Corporate Income Tax

b)

Income Tax

c)

Estate Tax

d)

Excise Tax

28.

True or False: All wages, tips, and bonuses are taxable unless specifically excluded.

a)

True

b)

False

29.

Which of these is the money you earn BEFORE taxes?

a)

Gross Pay

b)

Net Pay

30.

If you worked 40 hours per week at $10 per hour, what is your gross income for the week?

a)

$227

b)

$4000

c)

$40

d)

$400

31.
When is tax day?
a)
January 1st
b)
April 1st
c)
April 15th
d)
December 31st
32.

Coach Russo pays a tax each year of $3500 that is based off the value of his family's home. Which type of tax is he paying?

a)

Payroll Tax

b)

Income Tax

c)

Sales Tax

d)

Property Tax

33.

8. Which of the following is a tax on the amount of money earned each year?

a)

a. Progressive Tax

b)

b. Sales Tax

c)

c. Property Tax

d)

d. Income Tax

34.

Taxes help pay for government services like roads, education, the military

a)

True

b)

False

35.
This is a tax on a very specific item, such as gasoline or tires.
a)
progressive
b)
excise
c)
sin
d)
estate
36.
This is a tax on property inherited after a person's death.
a)
excise
b)
proportional
c)
gift
d)
estate
37.
What term refers to a good that comes into a country?
a)
Trade
b)
Migration
c)
Export
d)
Import
38.
What is the definition of economics?
a)
The study of human behavior and attitudes
b)
The study of past events and the impact they have had on people
c)
The study of political and social interactions
d)
The study of the production and distribution of goods and services
39.

the inability to satisfy all wants at the same time. All resources and goods are limited. Limited goods and resources require that choices be made

a)

economics

b)

scarcity

c)

resources

d)

choice

40.
Which of the following is NOT a natural resource?
a)
Oil
b)
Water
c)
Car
d)
Air
41.
My business makes tacos and maps. If I spend all my time making tacos, what is my opportunity cost? 
a)
Tacos
b)
Maps
42.

Scarcity is a problem

a)

measured by the amount of goods available.

b)

of the poor, but not the rich.

c)

because human wants are unlimited while resources are limited

d)

only in industrialized economies.

43.

An entrepreneur is:

a)

an employee in a factory.

b)

the manager of a factory.

c)

the person who conceives and starts a business.

d)

the person who contracts to work for a specific price.

44.

_____ is the amount the producers are willing and able to sell.

a)

demand

b)

supply

c)

surplus

d)

shortage

45.
A person who buys goods and services
a)
consumer
b)
entrepreneur
c)
resource
d)
currency