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Balance Conversion Fundamentals

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

Minimum number of months allowed for BalCon

a)

1 month

b)

6 months

c)

3 months

d)

12 months

2.

The final step in processing BalCon is to log details in (a)  

3.

A card holder may avail of the BalCon facility if…

a)

CH is in good credit standing

b)

Is trustworthy

c)

Has a savings account in the bank

d)

CH credit card is active

4.

Longest tenor for BalCon is (a)   months

5.

A CH may avail of the BalCon facility through the following channels

a)

MBOA

b)

MBTC Branch

c)

MCC Website

d)

Ernest

6.

Once approved, CH will be charged a one-time processing fee amounting to...

a)

Php 1,000

b)

Php 500

c)

Php 2,000

d)

Php 800

7.

CH has an outstanding balance of Php 10,000.

CH decides to pre-terminate installment.

Pre-termination fee charged to CH amounts to Php (a)   ?

8.

Approved BalCon applications shall NOT be eligible for___

a)

interest rates

b)

reward points

c)

promos

d)

Credit investigation

9.

How long will it take to process the application if it is "for endorsement"

a)

10 Business Days

b)

2 Business Days

c)

3 Business Days

d)

5 Business Days

10.

"Please note that balance conversion is not considered as a payment, hence your account shall incur finance charges on the (a)   month as full statement balance is not being settled. "