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Non Life Insurance

Total questions: 10

Worksheet time: 5mins

Name
Class
Date
1.

Select the odd one out :

a)

a) The Oriental Insurance Co. Ltd.

b)

b) Life Insurance Corporation of India.

c)

c) National Insurance Co. Ltd.

d)

d) The New India Assurance Co. Ltd.

e)

e) United India Insurance Co. Ltd.

2.

The major products bought by individual customers in Indian insurance market are ?

a)

A) Motor insurance

b)

B) Health insurance

c)

C) Personal Accident plans

d)

D) Property insurance

e)

E) All of the above.

3.

The selling of general insurance is considered easier than that of life insurance because :

a)

A) The customer can see the necessity to buy

b)

B) Motor insurance is required by law

c)

C) Insurance of mortgaged goods is required by banks

d)

D) In trade & commercial agreements, insurance is a pre-requisite

e)

E) All of the above

4.

Marine Hull policies also provide the coverage under a single __________ basis.

a)
Voyage
b)
Transit
c)
Cargo
d)
Sea Fare
5.

Which of the statements is not correct about insurance ?

a)

A) Economy is directly linked to General insurance

business.

b)

B) Trade & industry gets some stability by having insurance

c)
C) Business owners can’t concentrate on their business due to high cost of insurance
d)

D) Business owners know that insurance will compensate their losses in case of losses

e)

E) In the absence of insurance, businesses will be exposed to risk of heavy losses due to any natural

calamity

6.

The international maritime clauses in Marine Cargo and Hull insurance are formulated by :

a)

A) Institute of London Underwriters

b)

B) Lloyd’s of London

c)

C) P & I Clubs of London

d)

D) Insurance Institute of London

e)

E) London Underwriters Association

7.

Which of the following Risks are associated with your Car ?

a)

A) Risk of damage to car due to accident

b)

B) Risk of theft of car

c)

C) Risk of car accident & injury to driver

d)

D) Risk of third party liability due to car running over pedestrian

e)

E) All of the above

8.

Which of the insurance directly impacts the industry and runs parallel to economic growth ?

a)

A) Life Insurance

b)

B) General insurance

c)

C) Health insurance

d)

D) Marine Insurance

e)

E) None of the above

9.

In which of the insurance businesses, the customer who buy’s the policy may not be the person

who receives the claim :

a)

A) Life insurance

b)

B) Marine Insurance

c)

C) Health Insurance

d)

D) Both A & B

e)

E) Both A & C

10.

A comprehensive Fire policy may provide cover for :

a)

A) Fire

b)

B) Explosions

c)

C) Loss of Profits

d)

D) Consequential loss of profits

e)

E) All of the above