WorksheetsDisability Insurance Inactivity
Total questions: 8
Worksheet time: 33mins
Most disability insurance policies will replace:
80%–100% of your income
60%–80% of your income
40%–60% of your income
20%–40% of your income
Employers must provide all employees with disability insurance free of charge.
True
False
When should people consider disability insurance?
When they get married
When they graduate from college
When they start a full-time job
When they retire
What is the main purpose of disability insurance?
To provide replacement income if you have an accident or illness and can’t work
To cover your medical expenses if you have an accident or illness and can’t work
To provide replacement income and cover all your medical expenses if you have an accident or illness and can’t work
To provide your family with income when you retire
A computer technician is in an accident on his way home from work and breaks both wrists. Which of his insurance plans will provide him with income while he is out of work recovering for six weeks?
Short-term disability insurance
Long-term disability insurance
Workers’ compensation
Health insurance
A young woman falls on the ice, hurts her back, needs surgery, and will be out of work for three months. What does she need to do in order to claim the disability insurance she has through her employer?
Inform her employer only
Call her doctor and ask him to send her employer a note
Contact her health insurance company
Inform her employer and see her doctor to have the doctor confirm that she is not able to work
Which of the following could require long-term disability to cover costs?
Broken leg
Blindness or hearing loss
Flu
None of these
Disability insurance can only be provided through an employer or the government.
True
False
