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Worksheets

Business U

Total questions: 20

Worksheet time: 14mins

Name
Class
Date
1.

Why should you avoid making a check out to "cash"?

a)

It can be cashed by anyone if lost.

b)

The bank charges extra for cashing such checks.

c)

It's more convenient to carry cash.

d)

It prevents check fraud.

2.

What is a potential risk of signing a check without filling out the name of the payee?

a)

The check might be cashed later than intended.

b)

Anyone who finds the check can write their name and cash it.

c)

The bank might charge you a fee for incomplete information.

d)
  1. The transaction will automatically be declined.

3.

Why is it recommended to use ink rather than a pencil when writing a check?

a)

Ink is universally cheaper than pencil lead.

b)

Pencil markings can be erased and changed.

c)

Ink is required by international banking laws.

d)

Checks written in pencil are not valid.

4.

When the numerical dollar amount on a check is difficult to read, which version is used?

a)

The numerical amount is used regardless of legibility.

b)

The written word amount is used

c)

The check is returned to the writer for clarification.

d)

It depends on the bank's discretion.

5.

What is the purpose of life?

(a)  

6.

Which of the following is NOT a type of tax mentioned in the lesson?

a)

Gender Inequality Tax

b)

State Regulatory of Stocks tax

c)

Local income tax

d)

Federal income tax

7.

After high school, what is often the first sizable bill that individuals encounter if they don't go to college?

a)

Mortgage payment

b)

Rent

c)

Stream service subscriptions

d)

Tuition

8.

What is the most popular Bank In US

(a)  

9.

What does IRS has to do with 1040 Tax Form

(a)  

10.

Adjusted Gross Income

(a)  

11.

What is one important thing to do to maintain a good credit score

a)

Call the bank every couple of weeks to ask how they are doing

b)

Donate to charity

c)

Pay your bills on time

d)

Take out loans and never pay it back

12.

Who is responisible for filing and submiting your taxes?

a)

My teacher

b)

My best friend

c)

Myself

d)

My dog

13.

What are federal income taxes in the U.S referred to as?

a)

Federal Tax

b)

Income Tax

c)

Local Tax

d)

Pogressive Tax

14.

What is the purpose of a routing number?

a)

To make wire transactions

b)

Bannanas

c)

To identify financial institutions in US

d)

To receive a call on cell tower

15.

When calculating AGI, which of the following incomes would be included?

a)

Salary or wages

b)

Interest income

c)

Dividend income

d)

All of the above

16.

o determine how much federal tax you owe, you must subtract __________ and __________ from your Adjusted Gross Income to find your taxable income.

(a)  

17.

Which of the following deductions can be subtracted from your gross income to arrive at your AGI?

a)

Charitable contributions

b)
  • State and local taxes

c)
  • Student loan interest

d)

Property taxes

18.

Contributions to a traditional IRA and payments into a health savings account are examples of deductions that reduce your (a)   .

19.

The 1040 Tax Form is used by individuals to file their:

a)
  • A) State tax returns

b)
  • B) Personal property tax returns

c)
  • C) Federal income tax returns

d)

D) Business tax returns

20.

If you fail to file your federal tax return by the deadline, you can avoid late penalties by filing for an (a)   , which gives you more time.