(ciri-ciri perniagaan alaf baharu) 无需店铺经营 No shop operation required

(a)  

(berbelanja secara bijak) 列出东西list out the things

(a)  

(berbelanja secara bijak) 根据需要购买商品 buy things based on needs

(a)  

(berbelanja secara bijak) 不要随意使用信用卡 don't simply use credit card

(a)  

(ciri-ciri perniagaan alaf baharu) 商家和买家没有面对面交流 Seller and buyer do not meet

(a)  

(berbelanja secara bijak) 比较价格make a price comparison

(a)  

(ciri-ciri perniagaan alaf baharu) 网上付款 online payment

(a)  

商业道德 busisness ethics

(a)  

未来和老年的储蓄 savings for the future and old age

(a)  

(etika perniagaan) 销售人员需要公平地为客户服务 Salespeople need to serve customers fairly

(a)  

减轻因市场商品价格上涨而造成的开支负担 alleviate the burden of expenditure due to rising prices of goods in the market

(a)  

无法支付不断上涨的生活成本 unable to cover the rising cost of living

(a)  

达到投资期限 reach investment maturity

(a)  

(etika perniagaan) 守时守诺 punctual and keeps promises

(a)  

宽容的心 forgiving heart

(a)  

视当前经济形势而定 depending on the current economic situation

(a)  

突然的收入 unexpected income

(a)  

面临损失 face losses

(a)  

(ciri-ciri usahawan yang berjaya)有创意地解决问题，不会伤害任何人 Solve problems creatively without harming anyone

(a)  

(penanda wacana) 相关的 One more thing,

(a)  

问自己 self-reflect

(a)  

(kebaikan amalan menabung) 增加储蓄increase savings

(a)  

(kebaikan amalan menabung) 购买书籍、文具和其他必需品buy books, stationery and other necessities

(a)  

(kebaikan amalan menabung) 进行购买 make a purchase

(a)  

(ciri-ciri usahawan yang berjaya) 拥有勇气和坚韧不拔的品质 Courage and dexterity

(a)  

(kebaikan amalan menabung) 在紧急情况下使用

(a)  

慈善义卖 charity sale

(a)  

假期 on vacation

(a)  

关注当前发展 follow current developments

(a)  

不想被视为过时 don't want to be considered outdated

(a)  

按需消费 spending based on needs

(a)  

最佳用户 best user

(a)  

有一个积极的信息 have a positive message

(a)  

(etika perniagaan) 销售人员需要始终对客户诚实 Salespeople need to be honest with customers at all times

(a)