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Worksheetsstaff accountability
Total questions: 68
Worksheet time: 34mins
Name
Class
Date
1.
"Non Generation of Off Sol transaction report on daily basis and verifying and filling the same in branch records" comes under
a)
Very low risk
b)
Low Risk
c)
Medium Risk
d)
High Risk
e)
Very High Risk
2.
We should obtain KYC documents while extending any remittance of funds by way of DD/PO/NEFT for values of Rs…… and above for walk in customers
a)
Rs. 10000/-
b)
Rs. 15000/-
c)
Rs. 20000/-
d)
Rs. 25000/-
e)
Rs. 50000/-
3.
Through which menu option we can escalate Suspicious Transaction Reports (STRs)
a)
AMLALERT
b)
PMLALERT
c)
ALERTGEN
d)
PMLALERTGEN
e)
POMLA
4.
STRs are based on how many parametres
a)
25
b)
26
c)
27
d)
28
e)
29
5.
Cust-Ids created during the month where constitution code is entered as NULL comes under which risk category
a)
Very low risk
b)
Low Risk
c)
Medium Risk
d)
High Risk
e)
Very High Risk
6.
The CGCO shall have minimum ****** year service in the Audit
/ Finance / Compliance / Legal / Risk Management functions;
a)
2 years
b)
5 years
c)
7 years
d)
9 years
e)
10 years
7.
The meeting of Compliance Forum should be done
a)
Monthly
b)
Bi monthly
c)
Quarterly
d)
Half Yearly
e)
Yearly
8.
Who shall be the nodal point of contact between the Bank and the Regulators.
a)
Branch Head
b)
RCO
c)
CCO
d)
CGCO
e)
Board Of Directors
9.
A Newsletter on Compliance Function in English and Hindi shall be put in place for up-skilling/updating the knowledge of the employees on
a)
Monthly Basis
b)
Bi monthly Basis
c)
Quaterly Basis
d)
Half Yearly Basis
e)
Yearly Basis
10.
In our Bank the Board shall review compliance function on a
a)
Monthly Basis
b)
Bi monthly Basis
c)
Quarterly Basis
d)
Half Yearly Basis
e)
Yearly Basis
11.
Special Observation Letter is issued by whom
a)
Regional Audit Officer
b)
ZIAD
c)
CIAD
d)
CIAD Head
e)
Non of the Above
12.
What is the timeline for submission of clean rectification certificate for the Branches where advances is less than Rs. 100 CR
a)
30 DAYS
b)
45 DAYS
c)
60 DAYS
d)
90 DAYS
e)
Non of the Above
13.
What is the timeline for submission of clean rectification certificate for the Branches where advances is Rs. 100 CR and above
a)
30 DAYS
b)
45 DAYS
c)
60 DAYS
d)
90 DAYS
e)
Non of the Above
14.
STR is to be submitted to which department?
a)
RBI
b)
Ministry of Finance
c)
FIU- IND
d)
Enforcement Directorate
e)
Non of the Above
15.
Which of these may be reported under STR?
a)
Complexly routed transactions with no economic rationalle
b)
Cases of denial of any documents
c)
Frequent exchange of notes
d)
All the above
e)
Non of the Above
16.
What is the periodicity of audit for High Risk branches ?
a)
3 -6 Months
b)
6 -9 Months
c)
9 - 12 Months
d)
12 - 18 Months
e)
Non of the Above
17.
Bank has laid down guidelines for changing the mobile numbers in the account and verify the same by generating the report through _______ menu
a)
CUSMOB
b)
CUMOBL
c)
CUSTMOB
d)
ACCMOB
e)
Non of the Above
18.
Regional Office on its own will audit ____ percentage of the BCs of the Region randomly every quarter.
a)
10
b)
15
c)
25
d)
50
e)
Non of the Above
19.
The branches has to do inspection of their respective BC points on ________ basis
a)
Monthly
b)
Quarterly
c)
Bi-annual
d)
Annual
e)
Non of the Above
20.
Full form of CIAD
a)
Central Internal Audit Division
b)
Central Internal Audit Department
c)
Central Inspection & Audit Division
d)
Central Inspection & Audit Department
e)
Non of the Above
21.
Which of the following is not included in Business Risk of Risk Based Internal Audit
a)
Credit Risk
b)
Operational Risk
c)
Earnings Risk
d)
Compliance Risk
e)
Non of the Above
22.
Which of the following is not included in Control Risk of Risk Based Internal Audit
a)
Operational
b)
Credit
c)
Earnings
d)
Compliance
e)
Non of the Above
23.
Which reports is useful in preventing payments of fake cheques in clearning?
a)
Off-SOL
b)
Daily Transactions
c)
Inter-SOL
d)
GENLET
e)
Non of the Above
24.
What is the periodicity of audit for Medium Risk branches ?
a)
3 Months
b)
6 Months
c)
12 Months
d)
24 Months
e)
Non of the Above
25.
In Bank of Baroda we have a comprehensive compliance policy. What is the minimum timeline for its review
a)
At least once in a quarter
b)
At least once in half year
c)
At least once in a year
d)
At least once in 1.5 year
e)
At least once in two year
26.
In our Bank the Board shall review compliance function on a _______
a)
Monthly Basis
b)
Bi monthly Basis
c)
Quarterly Basis
d)
Half Yearly Basis
e)
Yearly Basis
27.
What is the tenure for appointment of CGCO
a)
The CGCO shall be appointed for a minimum fixed tenure of not less than 1 years.
b)
The CGCO shall be appointed for a minimum fixed tenure of not less than 2 years.
c)
The CGCO shall be appointed for a minimum fixed tenure of not less than 3 years.
d)
The CGCO shall be appointed for a minimum fixed tenure of not less than 4 years.
e)
The CGCO shall be appointed for a minimum fixed tenure of not less than 4 years.
28.
The CGCO may be transferred / removed before completion of the tenure only in exceptional circumstances with the explicit prior approval of the
a)
Board
b)
MD & CEO
c)
Executive Director
d)
Committee headed by ED
e)
Committee headed by MD
29.
The CGCO shall be a senior executive of the Bank, preferably in the rank of a General Manager or an equivalent position (not below
a)
ONE levels from the MD & CEO)
b)
TWO levels from the MD & CEO)
c)
THREE levels from the MD & CEO)
d)
FOUR levels from the MD & CEO)
e)
FIVE levels from the MD & CEO)
30.
What should be the minimum age for getting appointed as CGCO
a)
40 Years
b)
45 Years
c)
50 years
d)
55 Years
e)
57 Years
31.
The CGCO shall have an overall experience of at least _________ in the banking or financial services,
a)
10 years
b)
15 years
c)
18 years
d)
20 years
e)
22 years
32.
The CGCO shall have minimum _______ year service in the Audit
/ Finance / Compliance / Legal / Risk Management functions;
a)
2 years
b)
5 years
c)
7 years
d)
9 years
e)
10 years
33.
The Audit Committee of the Board shall meet the CGCO on _________
a)
On Monthly Basis
b)
On bi monthly Basis
c)
Quarterly Basis
d)
Half Yearly Basis
e)
Yearly Basis
34.
“On-Site” Compliance Test Checking on the parameters relating to KYC /AML guidelines and other aspects of compliance issues shall be carried out by Regional Compliance Officers (RCOs) of randomly selected minimum______of branches in each Region on quarterly basis.
a)
0.1
b)
0.2
c)
0.25
d)
0.3
e)
0.5
35.
Who will identify branches every quarter in each region
on a risk-based approach, and share the list with respective RCOs for the purpose
of conducting On-site test check
a)
BCC (Compliance)
b)
HO (Compliance )
c)
ZH
d)
ZCO
e)
ZO (Opeartions Dept)
36.
The meeting of Compliance Forum should be done on _____ basis
a)
Monthly
b)
Bi monthly
c)
Quarterly
d)
Half Yearly
e)
Yearly
37.
Who are the stakeholders of Bank .1. Regulator 2. Customer 3. Investor 4. Government 5. Employees 6. Government
a)
Only 1
b)
Only 1,2,3
c)
Only 1, 2,3,4
d)
Only 1,2,3,4,5
e)
Only 1,2,3,4,5,6
38.
Compliance Philosophy is to _______ employees in discharging their compliance function
obligations as part of their activities.
a)
Educate
b)
Guide
c)
Inform
d)
Educate & Guide
e)
Educate, Guide and Inform
39.
In any Organization the tone of compliance is set at _______
a)
Branch
b)
Region
c)
Zone
d)
Head Office
e)
Top
40.
Who will be overall responsible for overseeing the effective management of
the Bank’s compliance function and compliance risk.
a)
Branch
b)
Region
c)
Zone
d)
CGCO
e)
Board Of Directors
41.
Who will be the Compliance officer in a Branch headed by Chief Manager & above
a)
RCO
b)
Branch Head
c)
Senior Manager / Manager
d)
Officer
e)
Any staff
42.
In case of branches, headed by Senior Manager or below, Who shall be identified as the Compliance Officer at the branch level.
a)
RCO
b)
Branch Head
c)
Manager
d)
Business Associate
e)
Any staff
43.
Note has to be submitted to the Board on “On-Site Compliance Test Checking” carried out by Regional Compliance Officers (RCOs) on ________
a)
Monthly Basis
b)
Bi monthly Basis
c)
Quaterly Basis
d)
Half Yearly Basis
e)
Yearly Basis
44.
Note has to be submitted to the Managing Director & CEO on “Off-Site Compliance Test Checking” on _____
a)
Monthly Basis
b)
Bi monthly Basis
c)
Quaterly Basis
d)
Half Yearly Basis
e)
Yearly Basis
45.
Note has to be submitted to the Board on “Code of Fair Disclosure and Conduct (Formerly known as Code of Conduct for Prohibition of Insider Trading)” on _____
a)
Monthly Basis
b)
Bi monthly Basis
c)
Quaterly Basis
d)
Half Yearly Basis
e)
Yearly Basis
46.
Note has to be submitted to ACB on ________ basis on the guidelines issued by RBI including Action Taken Report received from the functional department on compliance
a)
Monthly Basis
b)
Bi monthly Basis
c)
Quaterly Basis
d)
Half Yearly Basis
e)
Yearly Basis
47.
Note has to be submitted to the Board on Overseas Regulatory Violations , based on the report received from the Bank’s International Division on ______
a)
Monthly Basis
b)
Bi monthly Basis
c)
Quaterly Basis
d)
Half Yearly Basis
e)
Yearly Basis
48.
A Newsletter on Compliance Function in English and Hindi shall be put in place for up-skilling/updating the knowledge of the employees on ________
a)
Monthly Basis
b)
Bi monthly Basis
c)
Quaterly Basis
d)
Half Yearly Basis
e)
Yearly Basis
49.
As per our Administrative Enforcement of accountability policy If locker operations are NOT being done through Finacle and/or keys of vacant lockers are not being kept in Joint custody who among following will be responsible?
a)
Branch head
b)
Regional Compliance officer
c)
Joint Manager
d)
Joint custodian
e)
Maker & checker
50.
As per our Administrative Enforcement of accountability policy In case of delayed credit or return of NEFT remittances the interest as applicable is not paid suo moto of the customer without necessitating request from customer who among will NOT be responsible?
a)
Branch operations responsible for the function
b)
Branch head (For non-verification at EOD)
c)
Joint manager (For non-verification at EOD
d)
ECM at RO
e)
Accountant (if verification function is so delegated to him )
51.
As per our Administrative Enforcement of accountability policy which of the following red flag area of non-compliance Cashier/Head cashier would be responsible>
a)
Currency chest operations not reported timely as per RBI guidelines
b)
Check-in check out register not maintained to check entry of unauthorized person in CC
c)
Non updation of Nomination in spite of being received from Customer
d)
Signature scanning not done as per guidelines
e)
Notes identified as counterfeit not kept separately with proper impounding
52.
"currency chest operations not reported timely as per RBI guidelines" is red flag point for non-compliance as per out accountability policy. Who among the following is responsible for the same?
a)
Currency chest in-charge
b)
Branch head
c)
Joint Manager
d)
Currency chest in-charge and Joint custodian both
e)
Joint custodian
53.
Check-in check out register not maintained to check entry of unauthorized person in CC is which category of red flag for non-compliance as per administrative enforcement of accountability?
a)
Low risk flag point
b)
Moderate Risk Flag point
c)
Medium Risk Flag point
d)
High Risk Flag point
e)
Very high Risk Flag point
54.
As per our Administrative Enforcement of accountability policy If Empty bins are not locked and bin cards/books not kept inside bins then who is responsible?
a)
Currency chest in-charge
b)
Joint custodian
c)
Currency chest in charge and Joint custodian
d)
Currency chest in charge, Joint custodian and Branch head
e)
Branch head and currency chest in charge
55.
If there is non-compliance regarding that Branch is not equipped with ultra-violet lamps /other lamps /bank note sorting /detection however the issue was raised by branch within time to service provider/controlling office then as per our administrative policy of accountability who will be responsible?
a)
Branch head
b)
Joint manager
c)
Service provider/vendor
d)
RO services /premises officer
e)
Dy Regional Head
56.
If non-personalized cheque books are not supplied in time and customer has made complain regarding the same who shall be responsible if there is no delay at end of Branch/RO/ZO?
a)
Branch head
b)
Dept in charge, dealing officer and vertical head at HO
c)
Service provider/vendor
d)
Vertical head at BCC
e)
Dy Regional Head
57.
As per our Administrative Enforcement of accountability policy if Passbook and non-personalized debit cards are not supplied in time then whose accountability can be fixed?
a)
Dealing officer at Branch /RO/ZO (if delay at their end)
b)
Dy Regional Manager
c)
Branch head
d)
Branch head and Joint manager
e)
Joint manager only
58.
As per our Administrative Enforcement of accountability policy whose responsibility it is to ensure that magnifying glass are made available to persons with low vision for carrying out banking transaction?
a)
Branch head
b)
Joint manager
c)
Both Branch head and Joint Manager
d)
No such guideline
e)
Operations department RO
59.
As per our Administrative Enforcement of accountability policy if CEMU (Centralized Exceptional Monitoring unit ) reports are not provided timely to Zone who can be held accountable?
a)
Dy Regional Head
b)
Regional Compliance officer
c)
Regional Manager
d)
Accounts and inspection department RO
e)
Operations department RO
60.
Customer had submitted request for nomination however the same wasn’t updated in the system. As per our administrative policy whose responsibility is it to ensure it get updated?
a)
Maker and Checker
b)
Branch office operations/Joint manager
c)
Branch head
d)
CBS dom support team
e)
HO operations
61.
Ensuring recovery of overdue locker rent is responsibility of
a)
Branch head
b)
Branch office operations/Joint manager
c)
CBS team
d)
Ro operations department
e)
Dy Regional Head
62.
The non-compliance relating to Timely renewal of lease of Branch/office premises can lead to accountability of ?
a)
Branch head
b)
Dy Regional Manager
c)
Head P&E RO
d)
Head P&E ZO
e)
Regional Head
63.
As per our Administrative Enforcement of accountability policy if electric maintenance/ Electric inspection of Branch is not done as per the guidelines who shall be responsible?
a)
Branch head
b)
Joint manager
c)
Dy Regional Manager
d)
Security officer
e)
Head P&E RO
64.
As per Administrative Enforcement of accountability policy if Coverage of CCTVs surveillance does not cover all cash operations in the vaults/strong room and other cash handling areas then who is responsible?
a)
Branch head
b)
Currency chest in charge
c)
Joint custodian
d)
RO security officer
e)
Currency chest in charge, Joint custodian and RO security officer
65.
Non-conduct of the biannual fire audits by officials from the District fire Department at Currency chest branches is serious non compliance and as per accountability policy person responsible for the same is ____
a)
Currency chest in-charge
b)
Joint custodian
c)
Dy Regional Manager
d)
RO services/security officers
e)
All the above
66.
As per our banks guidelines if security officer at Region/Zone fails to conduct fire drill at Branches at half yearly interval the as per accountability policy ___ is responsible for the same
a)
Dy Regional Head
b)
Regional Head
c)
Head security RO/ZO
d)
Currency chest in-charge and Joint custodian both
e)
Branch head and joint manager
67.
Security audit not done by RO as per periodicity/guidelines can be medium risk flag point of non-compliance and the person responsible for this is Head Security RO/ZO
a)
True , medium risk, Head Security RO/ZO
b)
True, high risk, Head security RO/ZO
c)
False, medium risk, Premises in charge
d)
False, high risk, Dy Regional head
e)
False, medium risk, Branch head
68.
As per our Administrative Enforcement of accountability policy if CCTVs are not installed/not working in branches then who is responsible for such non-compliance?
a)
Branch head
b)
Joint manager
c)
Branch head and Joint manager both
d)
Head security at RO/ZO
e)
Dy Regional Head
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