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WorksheetsMotor Insurance
Total questions: 15
Worksheet time: 8mins
Name
Class
Date
1.
What is IDV
a)
Insured Declared Value
b)
Insurer Declared Value
c)
Individual Declared Value
d)
Insured Decided Value
e)
Pluto
2.
In Third Party Liability Insurance what is maximum liability in case of third party accidental death?
a)
7.5 Lacs
b)
1 Lacs
c)
Unlimited
d)
None of Above
3.
If there is any claim, what will happen to earned NCB?
a)
Reduce to one step down
b)
It will continue
c)
Get Backs to Zero
d)
None of Above
4.
When insured vehicle will be inspected?
a)
Conversion of TP to Comprehensive policy
b)
Break In Insurance- Renewal or Rollover
c)
Absence/ non availability of previous policy copy
d)
Fresh payment received after cheque bounce
e)
All of above
5.
For partial lose, for all rubber/ nylon/ plastic parts, tyre, tubes and batteries, how much deduction will be applicable?
a)
20%
b)
50%
c)
30%
d)
40%
6.
What is SAOD?
a)
Sum Assured on Death
b)
Stand Alone Own Damage
c)
Sum Assured on Damage
d)
None of Above
7.
NCB will be terminated, If the policy is not renewed within ____ days from the date of expiry of your existing policy.
a)
30 Day
b)
60 Days
c)
120 Days
d)
90 Days
8.
Nil Depreciation cover operates for maximum ____claims during the policy period.
a)
2
b)
1
c)
Unlimited
d)
3
9.
Under drive less pay less benefit, what is the minimum Kilometers customer can choose?
a)
1000KM
b)
1500KM
c)
2500KM
d)
3000KM
10.
In case break in policy, how pre inspection of vehicle will be booked?
a)
By making a call on customer care
b)
By login a call through call desk
c)
By marking mail to Operation Team
d)
Through Smart Zone
11.
Nil Depreciation cover also known as_____
a)
Full Insurance
b)
Total Cover
c)
Complete Coverage
d)
Bumper to Bumper Cover
12.
Under NCB retention cover, NCB is protected in case of ____OD claim during the policy period?
a)
1
b)
2
c)
3
d)
4
13.
What is the maximum limit of NCB?
a)
70% discount on OD Premium.
b)
30% discount on OD Premium.
c)
50% discount on OD Premium.
d)
20% discount on OD Premium.
14.
Own damage section covers the loss or damage to your vehicle due to Terrorist activity.
a)
True
b)
False
15.
NCB can be transferred from one vehicle to another as long as the policyholder is the same.
a)
True
b)
False
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